Equity Bancshares (EQBK)
Runs relationship banking, commercial lending, deposits, and wealth services through Equity Bank.
$48.38
vs last close−0.19 (−0.38%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73 | 20 | 78 | 82 | 83 | 83 | 84 | 82 | 48 | 100 | 118 | 116 |
| Cost of revenue | 25 | 26 | 25 | 28 | 30 | 26 | 27 | 24 | 77 | 27 | 40 | 35 |
| Gross profit | 48 | −5 | 53 | 54 | 53 | 57 | 57 | 58 | −29 | 73 | 77 | 81 |
| 34 | 34 | 35 | 38 | 29 | 37 | 38 | 39 | 2 | 47 | 55 | 47 | |
| 18 | 19 | 20 | 20 | 21 | 20 | 22 | 21 | 2 | 24 | 42 | 38 | |
| Selling & marketing | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 |
| General & administrative | 17 | 17 | 19 | 18 | 19 | 19 | 21 | 20 | 0 | 22 | 40 | 37 |
| Other expenses | 16 | 16 | 15 | 18 | 8 | 17 | 16 | 18 | 0 | 23 | 13 | 8 |
| Operating income | 14 | −40 | 18 | 16 | 24 | 20 | 19 | 18 | −31 | 26 | 22 | 34 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −6 | 0 | 0 | 0 | |
| Interest income | 65 | 64 | 72 | 75 | 75 | 75 | 75 | 74 | 91 | 91 | 108 | 108 |
| Interest expense | 24 | 25 | 28 | 29 | 29 | 26 | 24 | 24 | 29 | 27 | 34 | 34 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −45 | 0 | 0 | 0 |
| Income before tax | 14 | −40 | 18 | 16 | 24 | 20 | 19 | 18 | −37 | 26 | 22 | 34 |
| Income tax expense | 2 | −11 | 4 | 5 | 4 | 3 | 4 | 3 | −8 | 4 | 5 | 7 |
| Net income from continuing operations | 12 | −28 | 14 | 12 | 20 | 17 | 15 | 15 | −30 | 22 | 17 | 26 |
| Net income | 12 | −28 | 14 | 12 | 20 | 17 | 15 | 15 | −30 | 22 | 17 | 26 |
| EPS, basic | $0.80 | −$1.84 | $0.91 | $0.77 | $1.30 | $1.06 | $0.86 | $0.87 | −$1.55 | $1.16 | $0.89 | $1.28 |
| EPS, diluted | $0.80 | −$1.84 | $0.90 | $0.76 | $1.28 | $1.04 | $0.85 | $0.86 | −$1.55 | $1.15 | $0.88 | $1.27 |
| Weighted average shares, basic | 15 | 15 | 15 | 15 | 15 | 16 | 17 | 18 | 19 | 19 | 19 | 19 |
| Weighted average shares, diluted | 16 | 15 | 16 | 15 | 15 | 16 | 18 | 18 | 19 | 19 | 19 | 19 |
| EBITDA | 16 | −38 | 20 | 19 | 26 | 23 | 22 | 21 | 15 | 28 | 26 | 36 |
| Depreciation & amortization | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 1 | 1 | 4 | 2 |
| EBIT | 14 | −40 | 18 | 16 | 24 | 20 | 19 | 18 | 13 | 26 | 22 | 34 |
