EVERTEC (EVTC)
Runs payment processing, merchant acquiring, and banking software across Latin America.
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Processes card and digital payments, merchant acceptance, and bank technology across 26 countries. The business is anchored by Puerto Rico's ATH network, the Popular relationship, and a growing Brazil software footprint.
Runs merchant acquiring, issuer processing, ATH network services, ATH Movil, and business solutions for financial institutions, merchants, corporate clients, and government customers. Operations remain rooted in Puerto Rico and the Caribbean, while acquisitions have expanded the platform across Latin America and deeper into Brazil financial-institution software.
Execution depends on resilient transaction processing, bank and merchant relationships, and the ability to integrate acquired platforms such as Sinqia, Tecnobank, and Dimensa. The Popular relationship remains structurally important even after contract changes reduced exclusivity, and a recent customer-data incident keeps cybersecurity response part of the operating backdrop.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 6, 2026 | Morgan Stanley | Target | Target: $25 | Target: $34 |
| May 19, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $35 | Target: $25 |
| May 7, 2026 | Raymond James | Target | Target: — | Target: $34 |
| Feb 27, 2025 | Susquehanna | Upgrade | ||
| Nov 21, 2024 | Morgan Stanley | Upgrade | Target: — | Target: $35 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $260.7M · Total debt $1.32B · Total assets $2.48B · Shareholders' equity $641.4M
- Revenue
- $274.8M
- Operating income
- $53.3M
- Net income
- $5.4M
HistoryDividendAnnual yield
| Institutions | ≈ 99.93% | 61.57M shares | |
|---|---|---|---|
| 256 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 9.88% | 6.09M shares | |
| 20 holders · as of Sep 8, 2026 | |||
| Adds to | 109.81% | ||
61.62M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 109.81%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.87% | 9.16M | as of Jun 30, 2026 |
FMR LLCInstitution | 14.28% | 8.80M | as of Jun 30, 2026 |
American Century Companies IncInstitution | 8.42% | 5.19M | as of Jun 30, 2026 |
Banco Popular de Puerto RicoInsider | 7.45% | 4.59M | filed Jul 7, 2022 |
Vanguard Portfolio Management LLCInstitution | 6.43% | 3.96M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 3, 2026 | Aldo J. Polak | director | −1,094 | $30.37 |
| Aug 28, 2026 | Aldo J. Polak | director | −1,000 | $30.09 |
| Aug 21, 2026 | Aldo J. Polak | director | −1,000 | $29.80 |
| Aug 14, 2026 | Paola Perez-Surillo | officer: Executive Vice President | −17,486 | $31.56 |
| Aug 11, 2026 | Aldo J. Polak | director | −1,000 | $29.50 |
- Global Payments
Large-scale merchant commerce and payment processing rival.
- FIS
Banking, card, and issuer-processing technology overlap.
- Visa
Global payment network and value-added services overlap.
- Mastercard
Payment network and services compete around acceptance and routing.
- PayPal
Digital checkout, Braintree, Venmo, and merchant payments overlap.
- Block
Square merchant payments and Cash App wallet overlap.
- dLocal
Latin America and emerging-market payment rails overlap.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| EVERTEC | $27.81 | −0.05% | $1.71B | 18.1 | 6.7 | 1.7 | +19.7% |
| Global Payments | $84.86 | −0.50% | $21.17B | — | 5.8 | 2.1 | +61.5% |
| FIS | $35.05 | −0.40% | $18.19B | 5.4 | 5.5 | 1.5 | +29.1% |
| Visa | $363.18 | −1.83% | $690.71B | 31.5 | 25.1 | 15.5 | +14.4% |
| Mastercard | $558.99 | −1.53% | $497.85B | 31.2 | 26.3 | 14.2 | +14.1% |
| PayPal | $53.04 | +0.79% | $45.01B | 9.9 | 9.6 | 1.3 | +4.8% |
| Block | $77.50 | −0.53% | $46.37B | 139.1 | 16.9 | 1.9 | +9.3% |
| dLocal | $14.13 | −1.26% | $4.20B | 21.0 | 14.3 | 3.1 | +55.8% |
| Median | 26.1 | 14.3 | 2.1 | +14.4% |