Visa (V)
Processes payments and provides money movement, fraud, acceptance and issuer services.
Something off on this page? Send us feedback.
Processes consumer, commercial and cross-border payments, earning fees from network services, transaction processing, currency conversion and value-added tools. Banks issue the cards and carry cardholder credit risk, while the network connects participants across a geographically broad acceptance footprint.
Connects consumers, merchants, financial institutions and governments through VisaNet, which authorizes, clears and settles digital payments in more than 200 countries and territories. Revenue comes from services tied to payment volume, transaction processing, cross-border activity and currency conversion, plus licensing and other fees.
Extends beyond consumer credit, debit and prepaid credentials through Commercial and Money Movement Solutions, including Visa Direct and commercial cards, and Value-Added Services for issuing, acceptance, fraud prevention, security and advisory work. The same network connectivity and transaction data support both core payments and these adjacent services.
Most revenue is earned outside the United States. Banks and other clients issue cards, set account terms and carry cardholder credit risk; operations depend on their participation and on merchants accepting its credentials. Interchange, routing, data-localization and domestic-processing rules shape where and how the network operates.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 31, 2026 | RBC Capital | Reiterate | Rating: —Target: $412 | Target: $466 |
| Aug 25, 2026 | Wolfe Research | Reiterate | Rating: —Target: $435 | Target: $460 |
| Aug 5, 2026 | Truist Financial | Target | Target: $394 | Target: $406 |
| Aug 3, 2026 | Cantor Fitzgerald | Reiterate | Rating: —Target: $410 | Target: $445 |
| Jul 30, 2026 | Wells Fargo | Reiterate | Rating: —Target: $412 | Target: $432 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $13.79B · Total debt $23.86B · Total assets $94.59B · Shareholders' equity $35.18B
- Revenue
- $11.63B
- Operating income
- $6.88B
- Net income
- $5.63B
HistoryDividendAnnual yield
| Institutions | 84.58% | 1.51B shares | |
|---|---|---|---|
| 4,718 holders · as of Jun 30, 2026 | |||
| Insiders | 0.04% | 688.2K shares | |
| 15 holders · as of Sep 10, 2026 | |||
| Strategic holders | 6.35% | 113.38M shares | |
| 1 holder · as of Jan 27, 2017 | |||
| Other | 9.03% | 161.10M shares | |
| remainder | |||
1.78B company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This company has 5 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 7.72% | 137.67M A | as of Jun 30, 2026 |
BlackRock, Inc.Strategic | 6.35% | 113.38M | filed Jan 27, 2017 |
Vanguard Capital Management LLCInstitution | 5.95% | 106.15M A | as of Jun 30, 2026 |
State Street CorpInstitution | 4.64% | 82.87M A | as of Jun 30, 2026 |
Morgan StanleyInstitution | 2.58% | 45.96M A | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 9, 2026 | Julie B. Rottenberg | officer: GENERAL COUNSEL | −1,867 | $368.34 |
| Sep 1, 2026 | Ryan Mcinerney | director, officer: Chief Executive Officer | −5,875 | $379.65 |
| Aug 31, 2026 | Julie B. Rottenberg | officer: GENERAL COUNSEL | −2,028 | $381.35 |
| Aug 21, 2026 | Ryan Mcinerney | director, officer: Chief Executive Officer | −5,875 | $367.87 |
| Aug 21, 2026 | Rajat Taneja | officer: PRESIDENT, TECHNOLOGY | −17,927 | $371.00 |
- Mastercard
Global four-party card network competing on every rail and service Visa touches
- American Express
Closed-loop global network competing for payments volume and premium card spend
- PayPal
Digital wallet and A2A rails that contest consumer debit and P2P money movement
- Block
Cash App and Square contest the wallet, BNPL, and acquiring layers
- Capital One
Integrated issuer + network routing spend off card rails post-Discover deal
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Visa | $362.33 | +0.06% | $690.71B | 31.5 | 25.0 | 15.5 | +14.4% |
| Mastercard | $555.89 | −0.04% | $497.85B | 31.2 | 26.2 | 14.2 | +14.1% |
| American Express | $305.67 | +0.15% | $211.77B | 19.0 | 16.3 | 2.5 | +10.0% |
| PayPal | $52.82 | −0.11% | $45.01B | 9.9 | 9.5 | 1.3 | +4.8% |
| Block | $77.41 | −0.14% | $46.37B | 139.1 | 16.9 | 1.9 | +9.3% |
| Capital One | $201.00 | +0.18% | $125.72B | 12.7 | 9.2 | 1.6 | +26.0% |
| Median | 19.0 | 16.3 | 1.9 | +10.0% |