EZCORP (EZPW)
Provides collateral-backed pawn loans and pre-owned merchandise through an international store network.
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Provides pawn loans secured by personal property and sells pre-owned goods through U.S. and Latin American operations, now supplemented by the controlled SMG platform.
Pawn loans collateralized by personal property and sales of pre-owned merchandise form the operating base. Merchandise comes from forfeited collateral and goods bought from customers. The model serves people seeking short-term cash who are cash- and credit-constrained.
U.S. and Latin American pawn operations make up the established footprint. The controlled Founders One investment includes the SMG platform, which adds pawn stores in the United States and additional countries. SMG became a standalone reporting segment following the transaction.
Operations depend on regulated pawn and consumer-cash frameworks, while the Founders acquisition is reshaping the reporting structure.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 8, 2026 | Jefferies | Reiterate | Rating: —Target: $8.50 | Target: $45 |
| May 8, 2026 | Roth Capital | Target | Target: $26 | Target: $40 |
| May 8, 2026 | Canaccord Genuity | Target | Target: $34 | Target: $44 |
| Feb 6, 2026 | Stephens | Target | Target: — | Target: $26 |
| Feb 6, 2026 | Canaccord Genuity | Reiterate | Rating: —Target: $28 | Target: $34 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $311.0M · Total debt $810.7M · Total assets $2.17B · Shareholders' equity $1.16B
- Revenue
- $418.7M
- Operating income
- $54.8M
- Net income
- $38.2M
No dividends on record.
| Institutions | 115.33% | 70.86M shares | |
|---|---|---|---|
| 328 holders · as of Jun 30, 2026 | |||
| Insiders | 11.61% | 7.14M shares | |
| 15 holders · as of Aug 25, 2026 | |||
| Adds to | 126.94% | ||
61.44M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 126.94%; nothing is left for Other.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
FMR LLCInstitution | 13.48% | 8.28M A | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 11.09% | 6.81M A | as of Jun 30, 2026 |
13g/aInsider | 8.28% | 5.09M | filed Feb 13, 2018 |
Capital Research Global InvestorsInstitution | 5.74% | 3.53M A | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 4.99% | 3.06M A | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 24, 2026 | Ellen H. Bryant | officer: Chief Legal Officer | −30,000 | $34.77 |
| Jul 6, 2026 | Pablo Lagos Espinosa | director | −10,000 | $35.54 |
| Jun 5, 2026 | Pablo Lagos Espinosa | director | −10,000 | $32.00 |
| May 20, 2026 | Matthew W. Appel | director | −15,037 | $33.25 |
| May 12, 2026 | Jason A. Kulas | director | −20,000 | $33.56 |
- FirstCash
Direct pawn rival across the U.S., Mexico and Central America
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Online marketplace for pre-owned merchandise resale
- Upbound Group
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- Enova International
Online lending alternative for underserved consumers
- Oportun Financial
Personal-loan alternative, including secured loans
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| EZCORP | $30.71 | +0.13% | $1.76B | 15.4 | 15.2 | 1.1 | +34.7% |
| FirstCash | $220.87 | +0.00% | $9.37B | 24.7 | 18.3 | 2.3 | +29.4% |
| eBay | $110.26 | +0.89% | $48.09B | 22.4 | 17.4 | 4.0 | +14.8% |
| Upbound Group | $16.78 | +0.06% | $984.6M | 11.0 | 3.8 | 0.2 | +0.5% |
| Enova International | $168.98 | −0.03% | $4.27B | 12.7 | 8.8 | 1.4 | +21.6% |
| Oportun Financial | $8.29 | −0.12% | $381.9M | 20.8 | 4.7 | 0.6 | +42.1% |
| Median | 20.8 | 8.8 | 1.4 | +21.6% |