EZCORP (EZPW)
Provides collateral-backed pawn loans and pre-owned merchandise through an international store network.
$30.70
After hours+0.03 (+0.10%)
At close$30.67(+1.86%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Sep 2023 | Q1 FY24Dec 2023 | Q2 FY24Mar 2024 | Q3 FY24Jun 2024 | Q4 FY24Sep 2024 | Q1 FY25Dec 2024 | Q2 FY25Mar 2025 | Q3 FY25Jun 2025 | Q4 FY25Sep 2025 | Q1 FY26Dec 2025 | Q2 FY26Mar 2026 | Q3 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 270 | 300 | 286 | 281 | 295 | 320 | 306 | 311 | 337 | 382 | 447 | 419 |
| Cost of revenue | 111 | 127 | 118 | 115 | 119 | 135 | 128 | 127 | 138 | 159 | 196 | 173 |
| Gross profit | 159 | 173 | 168 | 167 | 175 | 185 | 178 | 184 | 199 | 223 | 250 | 246 |
| 143 | 135 | 140 | 145 | 149 | 143 | 144 | 148 | 162 | 162 | 183 | 191 | |
| 19 | 17 | 18 | 136 | 21 | 19 | 20 | 22 | 23 | 27 | 34 | 34 | |
| Selling & marketing | 0 | 0 | 0 | 116 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 19 | 17 | 18 | 20 | 21 | 19 | 20 | 22 | 23 | 27 | 34 | 34 |
| Other expenses | 124 | 119 | 122 | 8 | 129 | 125 | 125 | 126 | 138 | 136 | 148 | 157 |
| Operating income | 17 | 37 | 27 | 22 | 26 | 42 | 34 | 36 | 37 | 61 | 68 | 55 |
| −3 | 1 | 1 | 1 | 0 | −1 | 0 | −1 | −1 | −1 | −2 | −3 | |
| Interest income | 2 | 3 | 3 | 3 | 2 | 2 | 2 | 5 | 5 | 5 | 3 | 3 |
| Interest expense | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 8 | 8 | 8 | 8 | 8 |
| Other non-operating income | 0 | −4 | −5 | −4 | −3 | −3 | −3 | −7 | −7 | 0 | −6 | −6 |
| Income before tax | 13 | 38 | 29 | 23 | 26 | 41 | 34 | 35 | 36 | 59 | 65 | 52 |
| Income tax expense | 3 | 9 | 7 | 5 | 11 | 10 | 9 | 8 | 10 | 15 | 16 | 14 |
| Net income from continuing operations | 10 | 28 | 21 | 18 | 15 | 31 | 25 | 27 | 27 | 44 | 50 | 38 |
| Net income | 10 | 28 | 21 | 18 | 15 | 31 | 25 | 27 | 27 | 44 | 49 | 38 |
| EPS, basic | $0.19 | $0.52 | $0.39 | $0.37 | −$1.37 | $0.57 | $0.46 | $0.45 | $0.44 | $0.72 | $0.80 | $0.62 |
| EPS, diluted | $0.15 | $0.36 | $0.29 | $0.25 | −$0.90 | $0.40 | $0.33 | $0.34 | $0.34 | $0.55 | $0.59 | $0.48 |
| Weighted average shares, basic | 55 | 55 | 55 | 55 | 55 | 55 | 55 | 59 | 61 | 61 | 62 | 62 |
| Weighted average shares, diluted | 87 | 87 | 83 | 83 | 84 | 83 | 83 | 83 | 83 | 83 | 83 | 83 |
| EBITDA | 82 | 50 | 40 | 35 | 38 | 53 | 46 | 51 | 53 | 69 | 83 | 70 |
| Depreciation & amortization | 65 | 9 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 9 | 10 | 10 |
| EBIT | 17 | 41 | 32 | 27 | 29 | 45 | 38 | 43 | 44 | 61 | 74 | 60 |