FSUN · NASDAQ · Banks - Regional

FirstSun Capital Bancorp (FSUN)

Delivers business, consumer and wealth services through Sunflower Bank.

$38.82
vs last close−0.53 (−1.36%)
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FirstSun Capital BancorpFSUN
Financial sector

Delivers commercial lending, deposits, home loans and wealth services through Sunflower Bank and First Foundation Advisors. The relationship-focused regional banking model also provides treasury, payment, private-banking, investment-management, insurance and trust services.

Operates a relationship-focused financial services platform centered on Sunflower Bank and First Foundation Advisors. Businesses and institutions use commercial and SBA lending, treasury and payment services, while consumers use deposits and home loans. The model brings banking, mortgage and advisory operations under one holding company.

Private-wealth clients can use private banking, financial planning, investment management, insurance and trust services. The combined footprint includes markets in California, Texas, Florida, Nevada and Hawaii alongside legacy Sunflower markets. Its current structure remains shaped by integrating First Foundation into Sunflower Bank and by planned balance-sheet repositioning.

Company facts

CEONeal E. Arnold
ListedAug 3, 2022
ExchangeNASDAQ
HeadquartersDenver, CO
CountryUnited States
Employees1,210
CIK0001709442
ISINUS33767U1079

Market cap$1.84B
EPS (ttm)$1.65
P/E (ttm)23.85
ROE3.5%
P/B1.00
P/S3.13
Dividend yieldDiv yield
Beta0.65vs XLF 1.20

Price target$45.00+14.4%Average of 4 analysts
ConsensusBuy4 of 4 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 3, 2026Piper SandlerReiterate
Rating: Target: $45
Rating: OverweightTarget: $47
Jul 29, 2026StephensTarget
Target: $43
Target: $45
Jul 10, 2026Raymond JamesReiterate
Rating: Target:
Rating: Strong BuyTarget: $44
Jul 1, 2026Raymond JamesUpgrade
Rating: Outperform
Rating: Strong Buy
Apr 29, 2026Piper SandlerTarget
Target: $42
Target: $45

Next report
Oct 26, 26
in 33 days
EPS estimate
$0.97
Revenue estimate
$181.1M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.86$0.83$0.93$0.82$0.95$0.84$0.45Pending
Estimate$0.81$0.79$0.91$0.90$0.86$0.90$0.36$0.97
Surprise+6.2%+5.1%+2.2%−8.9%+10.5%−6.7%+24.1%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$98.7M$96.2M$111.5M$109.2M$110.2M$110.0M$184.1MPending
Estimate$98.7M$99.5M$103.3M$106.7M$107.6M$108.8M$182.9M$181.1M
Surprise0.0%−3.3%+7.9%+2.3%+2.4%+1.1%+0.7%
Estimate$0.97
ReportedDue Oct 26, 2026
Estimate$181.1M
ReportedDue Oct 26, 2026
View details

Debt to equity12.10%
Current ratio5,662.40%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$141.0M$128.4M$132.2M$144.0M$147.5M$146.0M$137.9M$155.8M
Net income$22.4M$16.4M$23.6M$26.4M$23.2M$24.8M$21.6M−$22.9M
Net margin15.9%12.7%17.8%18.3%15.7%17.0%15.6%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$28.6M$20.2M$29.7M$33.0M$28.3M$34.2M$26.4M−$28.0M
YoY growth−10.7%−33.7%+94.2%+6.0%−1.0%+69.6%−11.2%Turned loss

Balance sheet, Jun 30, 2026Cash & short-term investments $989.5M · Total debt $222.7M · Total assets $15.72B · Shareholders' equity $1.84B

Revenue
$155.8M
Operating income
−$28.0M
Net income
−$22.9M
View details

No dividends on record.

Institutions≈ 105.76%49.43M shares
167 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders6.94%3.24M shares
19 holders · as of Aug 14, 2026
Strategic holders7.50%3.50M shares
1 holder · as of Oct 7, 2025
Adds to120.20%

46.74M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

These groups come from separate filings that can overlap, so they add to 120.20%; nothing is left for Other.

This company has 2 share classes; every stake here is a share of the whole company.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Wellington Management Group LLPInstitution
17.53%4.10M · 4.10Mas of Jun 30, 2026
Fortress Investment Group LLCInstitution
9.40%2.20M · 2.20Mas of Jun 30, 2026
Canyon Capital Advisors LLCInstitution
8.26%1.93M · 1.93Mas of Jun 30, 2026
BlackRock, Inc.Institution
8.11%1.89M · 1.89Mas of Jun 30, 2026
JLL/FCH Holdings I, LLCStrategic10 percent owner
7.50%3.50Mfiled Oct 7, 2025

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Mar 16, 2026Peter E. Murphydirector+1,500$35.28
View details

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