Guidewire Software (GWRE)
Runs policy, billing, and claims workflows for property-and-casualty insurers.
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Provides core policy, billing, and claims systems for property-and-casualty insurers through InsuranceSuite and InsuranceNow, supported by digital, data, and analytics products. Revenue is shifting toward platform and cloud subscriptions, while licenses and professional services remain part of the model.
Provides core transaction systems for property-and-casualty insurers. InsuranceSuite centers on PolicyCenter, BillingCenter, and ClaimCenter, while InsuranceNow offers an all-in-one cloud product; digital engagement, data, and analytics extend those core workflows.
Sells primarily through platform and cloud subscriptions, alongside licenses and professional services. Serves property-and-casualty insurers internationally, while a focused acquisition program has added underwriting, predictive analytics, emerging-risk, and property-data capabilities.
Combines insurer-specific product depth with customer-first operating decisions and a regular cloud release cadence. Continued cloud migration transfers application management, security, and operational responsibility from self-managed customers to the provider, while revenue retains license and services exposure.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 4, 2026 | Oppenheimer | Reiterate | Rating: —Target: $250 | Target: $210 |
| Sep 4, 2026 | BTIG | Reiterate | Rating: —Target: $230 | Target: $220 |
| Sep 4, 2026 | Wells Fargo | Reiterate | Rating: —Target: $190 | Target: $195 |
| Sep 2, 2026 | BTIG | Reiterate | Rating: —Target: $175 | Target: $230 |
| Aug 31, 2026 | Robert W. Baird | Target | Target: $236 | Target: $235 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jul 31, 2026Cash & short-term investments $753.1M · Total debt $703.3M · Total assets $2.58B · Shareholders' equity $1.19B
- Revenue
- $411.1M
- Operating income
- $62.3M
- Net income
- $31.4M
No dividends on record.
| Institutions | ≈ 105.04% | 87.45M shares | |
|---|---|---|---|
| 581 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 0.82% | 684.5K shares | |
| 14 holders · as of Sep 21, 2026 | |||
| Adds to | 105.86% | ||
83.26M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 105.86%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Bamco Inc /NY/Institution | 10.80% | 8.99M | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 10.70% | 8.91M | as of Jun 30, 2026 |
Linonia Partners Fund LPInstitution | 9.19% | 7.65M | filed May 15, 2026 |
Linonia Partnership LPInstitution | 8.33% | 6.93M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.41% | 4.51M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 21, 2026 | Michael George Rosenbaum | director, officer: Chief Executive Officer | −1,200 | $145.92 |
| Sep 17, 2026 | Michael George Rosenbaum | director, officer: Chief Executive Officer | −72,290 | $144.47 |
| Sep 17, 2026 | John P. Mullen | officer: President | −39,683 | $144.47 |
| Sep 18, 2026 | Jeffrey Elliott Cooper | officer: Chief Financial Officer | −9,941 | $142.61 |
| Sep 17, 2026 | Jeffrey Elliott Cooper | officer: Chief Financial Officer | −23,234 | $144.47 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Guidewire Software | $150.46 | −0.03% | $12.44B | 91.1 | 35.6 | 8.4 | +15.3% |
| DXC Technology | $10.93 | −0.14% | $1.77B | 14.7 | 4.0 | 0.1 | −5.1% |
| SAP (ADR) | $210.68 | −0.01% | $243.79B | 26.8 | 23.1 | 5.6 | +5.8% |
| Pegasystems | $34.71 | 0.00% | $5.75B | 19.8 | 13.6 | 3.3 | +9.4% |
| Verisk Analytics | $201.22 | +17.03% | $22.39B | 26.4 | 21.1 | 7.1 | +4.4% |
| Median | 23.1 | 17.3 | 4.4 | +5.1% |