HCI Group (HCI)
Florida-focused homeowners insurer with carrier software and reciprocal-exchange operations.
$181.50
After-hours close+1.37 (+0.76%)
At close$180.14(−2.20%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 132 | 163 | 206 | 206 | 175 | 161 | 217 | 222 | 216 | 246 | 243 | 247 |
| Cost of revenue | 89 | 88 | 102 | 102 | 132 | 138 | 87 | 95 | 98 | 52 | 66 | 71 |
| Gross profit | 42 | 75 | 104 | 105 | 43 | 23 | 130 | 127 | 119 | 194 | 177 | 176 |
| 22 | 20 | 27 | 29 | 29 | 17 | 30 | 33 | 28 | 50 | 62 | 65 | |
| 14 | 12 | 16 | 17 | 19 | 10 | 20 | 20 | 21 | 11 | 22 | 24 | |
| General & administrative | 14 | 12 | 16 | 17 | 19 | 10 | 20 | 20 | 21 | 11 | 22 | 24 |
| Other expenses | 8 | 8 | 11 | 11 | 10 | 7 | 10 | 13 | 7 | 39 | 40 | 41 |
| Operating income | 20 | 54 | 77 | 76 | 14 | 6 | 100 | 94 | 91 | 144 | 115 | 111 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest expense | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 1 | 1 | 1 | 1 |
| Other non-operating income | −3 | −3 | −3 | −3 | −3 | −3 | −3 | −4 | −1 | −1 | −1 | −1 |
| Income before tax | 20 | 54 | 77 | 76 | 14 | 6 | 100 | 94 | 91 | 144 | 115 | 111 |
| Income tax expense | 4 | 13 | 20 | 19 | 5 | 2 | 26 | 24 | 23 | 36 | 30 | 28 |
| Net income from continuing operations | 16 | 41 | 57 | 57 | 9 | 4 | 74 | 70 | 68 | 108 | 85 | 83 |
| Net income | 13 | 38 | 48 | 54 | 6 | 3 | 70 | 66 | 66 | 98 | 73 | 74 |
| EPS, basic | $1.53 | $4.31 | $4.76 | $5.18 | $0.54 | $0.22 | $6.47 | $5.57 | $5.05 | $9.47 | $5.62 | $5.78 |
| EPS, diluted | $1.34 | $3.39 | $3.81 | $4.24 | $0.52 | $0.20 | $5.35 | $5.18 | $4.90 | $8.38 | $5.45 | $5.60 |
| Weighted average shares, basic | 8 | 9 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 11 |
| Weighted average shares, diluted | 11 | 11 | 13 | 13 | 11 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| EBITDA | 25 | 59 | 82 | 81 | 20 | 11 | 106 | 103 | 94 | 147 | 119 | 114 |
| Depreciation & amortization | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 5 | 2 | 2 | 2 | 2 |
| EBIT | 23 | 57 | 81 | 79 | 18 | 9 | 104 | 98 | 92 | 145 | 116 | 112 |