HDFC Bank (ADR) (HDB)
Combines Indian retail and wholesale banking with mortgages, cards, treasury, and digital delivery.
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Combines retail deposits and lending with wholesale banking, treasury, cards, and mortgage finance across India. Revenue comes from banking and related financial services, while the 2023 parent merger widened the product set and increased dependence on banking regulation, post-merger prudential compliance, and technology resilience.
Provides retail and wholesale banking through branch and digital channels across India. Retail Banking gathers deposits and makes consumer, small-business, and mortgage loans, while Wholesale Banking serves corporate and institutional customers with lending and transaction services.
Treasury manages investments, funding, liquidity, foreign exchange, and derivatives. Other Banking Operations includes cards and related para-banking activities. The 2023 merger with its housing-finance parent brought home loans directly into the bank and connected the franchise more closely with group insurance, mutual-fund, and brokerage services.
Scale has been built through regulated mergers, a wide Indian distribution network, and electronic delivery. Operations depend on Reserve Bank of India supervision, prudential compliance, and resilient technology; past service outages led to temporary restrictions on new card issuance and digital launches.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $25.03B · Total debt $59.58B · Total assets $523.40B · Shareholders' equity $63.83B
- Revenue
- $14.01B
- Operating income
- $2.86B
- Net income
- $2.03B
Reported in INR, converted at the latest exchange rate
HistoryDividendAnnual yield
| Institutions | 12.61% | 646.82M ADS | |
|---|---|---|---|
| 574 holders · as of Jun 30, 2026 | |||
| Insiders | 0.04% | 2.15M ADS | |
| 21 holders · as of May 8, 2026 | |||
| Other | 87.35% | 4.48B ADS | |
| remainder | |||
5.13B ADS (1 ADS = 3 ordinary shares) as of Aug 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
The share count is from the company's Mar 2023 annual report; nothing newer is on file here.
The reported float (1.70B, 99.7% free) does not reconcile with the share count, so it is not shown.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Morgan StanleyInstitution | 1.04% | 53.27M ADS | as of Jun 30, 2026 |
Royal Bank of CanadaInstitution | 0.84% | 43.20M ADS | as of Jun 30, 2026 |
Schroder Investment Management GroupInstitution | 0.42% | 21.79M ADS | as of Jun 30, 2026 |
JPMorgan Chase & CoInstitution | 0.37% | 19.10M ADS | as of Jun 30, 2026 |
Bank of America Corp /DE/Institution | 0.34% | 17.25M ADS | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 7, 2026 | N. Srinivasan | officer: Group Head - Operations | −10,000 | $8.72 |
| Apr 28, 2026 | Ashish Parthasarthy | officer: Group Head - Treasury | −5,600 | $8.70 |
| Apr 21, 2026 | Ashish Parthasarthy | officer: Group Head - Treasury | −6,000 | $8.94 |
| Mar 23, 2026 | N. Srinivasan | officer: Group Head - Operations | −10,000 | $8.21 |
- ICICI Bank (ADR)
Closest private-bank peer across retail, corporate, cards, and digital banking
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| HDFC Bank (ADR) | $23.29 | −1.54% | $121.31B | 7.2 | 18.3 | 2.3 | −20.5% |
| ICICI Bank (ADR) | $27.89 | −1.54% | $101.28B | 17.4 | 21.2 | 3.2 | −0.3% |
| Median | 17.4 | 21.2 | 3.2 | −0.3% |