IBN · NYSE · Banks - Regional

ICICI Bank (ADR) (IBN)

Serves Indian retail and commercial customers through branch and digital banking channels.

$27.88
vs last close−0.16 (−0.59%)
Loading prices…

ICICI Bank LimitedIBN
Financial sector

Provides retail and commercial banking through an extensive Indian branch network and digital channels. Its NYSE-listed security is an American depositary share representing equity in an Indian-regulated bank.

Provides retail and commercial banking in India, extending an institutional lineage that began in project finance and later broadened into diversified financial services. Branches, ATMs, internet banking and the iMobile app form its physical and digital distribution channels.

Operates around customer micromarkets and ecosystems, with management emphasizing disciplined capital allocation, counterparty selection, decentralized decisions near customers, and risk and compliance guardrails. Local customer relationships connect with bank-wide digital and customer-management platforms.

The New York security is an American depositary share, not the ordinary Indian share, and each ADS represents two equity shares. The operating bank remains based in India and subject to Indian banking and securities regulation, while the NYSE listing provides access to U.S. capital markets.

Company facts

CEOSandeep Bakhshi
ListedMar 28, 2000
ExchangeNYSE
HeadquartersMumbai, India
CountryIndia
Employees130,957
CIK0001103838
ISINUS45104G1040

Market cap$100.28B
EPS (ttm)$1.62
P/E (ttm)17.30
ROE15.7%
P/B2.52
P/S3.20
Dividend yieldDiv yield0.89%
Beta0.59vs XLF 0.44

No analyst consensus on record.

Next report
Oct 16, 26
in 23 days
EPS estimate
$0.40
Revenue estimate
$3.52B
Fiscal quarter
Q2 FY27

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.39$0.41$0.43$0.39$0.35$0.41$0.43Pending
Estimate$0.36$0.37$0.40$0.37$0.38$0.39$0.40$0.40
Surprise+8.3%+10.8%+7.5%+5.4%−7.9%+5.1%+7.5%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$3.22B$3.30B$3.43B$3.20B$3.22B$3.14B$3.42BPending
Estimate$2.95B$3.26B$3.27B$3.27B$3.34B$3.29B$3.32B$3.52B
Surprise+9.1%+1.0%+4.8%−2.0%−3.5%−4.6%+3.0%
Estimate$0.40
ReportedDue Oct 16, 2026
Estimate$3.52B
ReportedDue Oct 16, 2026
View details

Debt to equity59.50%
Current ratio10.50%

ProfitabilityRevenueNet incomeNet margin

Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue$7.62B$7.80B$8.33B$7.79B$7.95B$8.09B$8.84B$6.42B
Net income$1.35B$1.35B$1.41B$1.42B$1.40B$1.32B$1.54B$1.61B
Net margin17.8%17.3%16.9%18.2%17.5%16.3%17.4%25.1%

GrowthOperating income

Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Operating income$1.94B$1.93B$1.98B$2.04B$1.99B$1.88B$2.17B$2.23B
YoY growth+22.3%+20.1%+15.9%+16.3%+2.8%−2.9%+9.6%+9.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $20.53B · Total debt $23.64B · Total assets $313.63B · Shareholders' equity $39.75B

Revenue
$6.42B
Operating income
$2.23B
Net income
$1.61B

Reported in INR, converted at the latest exchange rate

View details

Dividend yield
0.89%
Next ex-date
Aug 3, 27
estimated · in 314 days
Annual dividend
$0.25
per share
Schedule
Annual
one payment a year

HistoryDividendAnnual yield

Aug '22Aug '23Aug '24Aug '25Aug '26
Dividend$0.1256$0.1949$0.2389$0.2491$0.2492
Annual yield0.59%0.82%0.86%0.76%0.82%
Ex-dateAug 9Aug 8Aug 12Aug 12Aug 3
Payment dateSep 7Sep 8Sep 6Sep 8
View details

Institutions15.19%543.16M ADS
535 holders · as of Jun 30, 2026
Other84.81%3.03B ADS
remainder

3.58B ADS as of Aug 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

The share count has not been confirmed by a second filing; stakes use it as it stands.

Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Morgan StanleyInstitution
1.52%54.40M ADSas of Jun 30, 2026
WCM Investment Management, LLCInstitution
1.44%51.51M ADSas of Jun 30, 2026
GQG Partners LLCInstitution
0.86%30.90M ADSas of Jun 30, 2026
Temasek Holdings (Private) LtdInstitution
0.82%29.20M ADSas of Jun 30, 2026
Invesco Ltd.Institution
0.68%24.41M ADSas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Apr 24, 2026Rakesh Jhadirector−45,000$14.08
Apr 21, 2026Sandeep Bakhshidirector, officer: Chief Executive Officer−24,999$14.95
Apr 23, 2026Rakesh Jhadirector−45,000$14.49
Apr 21, 2026Rakesh Jhadirector−90,000$14.94
View details

  • HDFC Bank (ADR)

    Broad rival across retail, business, wholesale, cards, and digital banking

Compare

CompanyPriceChange
ICICI Bank (ADR)$27.88−0.59%$100.28B17.321.23.2−0.3%
HDFC Bank (ADR)$23.40−0.04%$120.08B7.218.42.3−20.5%
Median7.218.42.3−20.5%