The Hartford (HIG)
Underwriter of business insurance, AARP-linked auto and home policies, and employer-sponsored benefits.
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Underwrites commercial and personal property-and-casualty policies and provides employer-sponsored disability, life, leave and supplemental health benefits. Premiums and investment income drive the economics; Business Insurance is the largest operation, Personal Insurance relies heavily on the AARP program, and Hartford Funds is being sold.
Underwrites commercial property and casualty coverage through Business Insurance, spanning small commercial, middle and large commercial, and Global Specialty. Products include workers’ compensation, package and property, general liability, marine and professional liability. Most premiums come from the United States, with specialty operations overseas.
Sells auto and homeowners policies through Personal Insurance, largely under an exclusive AARP licensing arrangement. Employee Benefits provides group disability, life, leave and supplemental health coverage to employers. Agents, brokers and affinity partners distribute policies, while claims specialists and data analytics support claims decisions and return-to-work services.
Premiums and investment income fund claims, with results dependent on loss estimation, catastrophes, regulation and reinsurance. Property & Casualty Other Operations manages legacy runoff without writing new business. Hartford Funds is reported as discontinued operations under a pending sale to Wellington Management.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 16, 2026 | Investec | Downgrade | Rating: — | |
| Sep 16, 2026 | Mizuho | Downgrade | ||
| Jul 15, 2026 | Piper Sandler | Downgrade | Target: $161 | Target: $146 |
| Jun 5, 2026 | Mizuho Securities | Target | Target: $160 | Target: $154 |
| Jun 5, 2026 | Wells Fargo | Reiterate | Rating: —Target: $156 | Target: $154 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $3.99B · Total debt $4.37B · Total assets $87.98B · Shareholders' equity $19.63B
- Revenue
- $7.26B
- Operating income
- $629.0M
- Net income
- $1.30B
HistoryDividendAnnual yield
| Institutions | 93.89% | 254.32M shares | |
|---|---|---|---|
| 1,225 holders · as of Jun 30, 2026 | |||
| Insiders | 0.13% | 361.6K shares | |
| 14 holders · as of Sep 9, 2026 | |||
| Other | 5.98% | 16.19M shares | |
| remainder | |||
270.87M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 11.33% | 30.69M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 6.60% | 17.88M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.93% | 16.07M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.81% | 15.73M | as of Jun 30, 2026 |
FMR LLCInstitution | 3.88% | 10.50M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 27, 2026 | Adin M. Tooker | officer: President | −8,895 | $135.13 |
| Mar 10, 2026 | Lori A. Rodden | officer: Executive Vice President | −40,693 | $138.05 |
| Mar 4, 2026 | Allison G. Niderno | officer: SVP & Controller | −702 | $140.52 |
| Feb 26, 2026 | Allison G. Niderno | officer: SVP & Controller | −375 | $141.97 |
| Feb 25, 2026 | Adin M. Tooker | officer: President | −8,307 | $140.54 |
- Travelers
Closest rival in U.S. small-commercial and middle-market P&C insurance.
- Chubb
Largest global P&C insurer; primary rival in middle-market and global specialty.
- Unum Group
#1 U.S. group disability insurer; most direct rival in Group Benefits.
- MetLife
Largest U.S. group benefits insurer; dominant in employer life/disability.
- C.N.A. Financial
Mid-sized commercial P&C rival in middle-market and specialty lines.
- W. R. Berkley
Top-10 U.S. E&S commercial lines rival; overlaps in specialty casualty lines.
- Progressive
#1 U.S. personal auto insurer; competes in AARP and independent-agent auto.
- Allstate
Major personal lines carrier; competes in personal auto and homeowners.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| The Hartford | $129.35 | −1.06% | $35.84B | 8.5 | 9.9 | 1.2 | +4.0% |
| Travelers | $362.26 | −2.39% | $77.41B | 9.9 | 12.1 | 1.6 | −4.8% |
| Chubb | $336.53 | −0.22% | $130.11B | 11.9 | 12.0 | 2.1 | −1.3% |
| Unum Group | $93.76 | +0.21% | $14.81B | 21.8 | 10.5 | 1.1 | −13.8% |
| MetLife | $96.27 | −0.38% | $62.18B | 18.5 | 9.1 | 0.8 | +10.0% |
| C.N.A. Financial | $47.51 | −0.60% | $12.93B | 10.5 | 10.2 | 0.9 | +3.0% |
| W. R. Berkley | $68.38 | −0.60% | $25.61B | 14.1 | 14.4 | 1.4 | +1.2% |
| Progressive | $206.08 | −2.90% | $123.40B | 10.6 | 12.5 | 1.4 | +5.0% |
| Allstate | $227.59 | −6.29% | $62.52B | 4.8 | 8.1 | 0.9 | −7.2% |
| Median | 11.3 | 11.3 | 1.2 | −0.0% |