Hilltop (HTH)
Combines Texas banking with nationwide mortgage lending and broker-dealer services.
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Provides Texas-centered business and consumer banking through PlainsCapital Bank, nationwide residential mortgage lending through PrimeLending, and public-finance, fixed-income, wealth-management, brokerage, and clearing services through HilltopSecurities and Momentum. Revenue spans interest income, mortgage loan sales, and transaction or advisory fees.
Provides business and consumer banking through PlainsCapital Bank, residential mortgage lending through PrimeLending, and securities services through HilltopSecurities and Momentum Independent Network. Banking earns from loans and other interest-bearing assets alongside deposit and treasury services. Mortgage origination funds and sells home loans, while the broker-dealer unit generates fees from public finance, structured finance, fixed-income trading, wealth management, clearing, and securities lending.
Combines a Texas-centered banking franchise with nationwide mortgage and broker-dealer operations. This mix spans net interest income, mortgage sale gains, and transaction or advisory fees, requiring execution across different rate and market cycles. Banking is concentrated in Texas; mortgage production is weighted toward a limited group of states; and broker-dealer revenue is concentrated in Texas, New York, and California. Bank and mortgage activities face capital, lending, consumer-finance, and housing-market regulation, while securities subsidiaries operate under broker-dealer and investment-adviser rules.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 28, 2026 | Piper Sandler | Reiterate | Rating: —Target: — | Target: $42 |
| Oct 27, 2025 | Stephens | Target | Target: $34 | Target: $36 |
| Apr 2, 2025 | Raymond James | Upgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $2.73B · Total debt $1.58B · Total assets $16.00B · Shareholders' equity $2.13B
- Revenue
- $389.0M
- Operating income
- $50.0M
- Net income
- $36.5M
HistoryDividendAnnual yield
| Institutions | 56.96% | 32.63M shares | |
|---|---|---|---|
| 239 holders · as of Jun 30, 2026 | |||
| Insiders | 30.33% | 17.38M shares | |
| 22 holders · as of Aug 25, 2026 | |||
| Other | 12.71% | 7.28M shares | |
| remainder | |||
57.29M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Gerald J. Ford1Insider10 percent owner | 27.32% | 15.65M | filed Aug 25, 2026 |
BlackRock, Inc.Institution | 11.53% | 6.61M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 4.57% | 2.62M | as of Jun 30, 2026 |
State Street CorpInstitution | 4.45% | 2.55M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 4.31% | 2.47M | as of Jun 30, 2026 |
- Gerald J. Ford's transaction reports restate only vehicles that traded; the 2026 ownership statement (15.65M) plus the 0 net shares acquired since is used instead.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 24, 2026 | Rhodes R. Bobbitt | director | −5,000 | $38.80 |
| Aug 21, 2026 | Rhodes R. Bobbitt | director | −5,000 | $38.80 |
| Aug 14, 2026 | Rhodes R. Bobbitt | director | −10,000 | $39.80 |
| Aug 13, 2026 | Rhodes R. Bobbitt | director | −10,000 | $39.50 |
| Aug 5, 2026 | Rhodes R. Bobbitt | director | −455 | $40.25 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Hilltop | $38.62 | −0.36% | $2.22B | 14.4 | 16.7 | 1.4 | +4.1% |
| Stifel Financial | $73.68 | −2.69% | $11.48B | 8.9 | 10.5 | 1.7 | +13.2% |
| Piper Sandler | $73.08 | −1.07% | $4.99B | 17.1 | 14.7 | 2.4 | +22.2% |
| Cullen/Frost Bankers | $156.87 | −1.18% | $9.87B | 15.0 | 13.8 | 3.7 | +9.4% |
| Prosperity Bancshares | $69.34 | −0.82% | $8.40B | 12.1 | 10.3 | 4.7 | +25.9% |
| Oppenheimer | $114.46 | −3.95% | $1.26B | 13.5 | — | 0.7 | +21.9% |
| Texas Capital | $95.22 | +0.23% | $4.13B | 12.5 | 12.4 | 2.1 | +9.1% |
| Rocket Companies | $12.81 | +3.60% | $34.90B | 84.7 | 17.9 | 3.6 | +113.7% |
| Median | 13.5 | 13.1 | 2.4 | +21.9% |