Hancock Whitney (HWC)
Provides deposit-funded lending, treasury, mortgage, and wealth services across the Gulf South.
$73.05
vs last close−0.52 (−0.71%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 501 | 446 | 507 | 516 | 522 | 504 | 488 | 500 | 515 | 515 | 409 | 521 |
| Cost of revenue | 175 | 174 | 168 | 166 | 176 | 153 | 136 | 141 | 142 | 126 | 129 | 134 |
| Gross profit | 325 | 272 | 338 | 350 | 346 | 352 | 352 | 360 | 373 | 389 | 279 | 388 |
| 203 | 210 | 205 | 205 | 201 | 201 | 203 | 215 | 213 | 218 | 221 | 225 | |
| 123 | 146 | 128 | 123 | 120 | 117 | 119 | 120 | 106 | 123 | 144 | 148 | |
| Selling & marketing | 4 | 3 | 3 | 3 | 3 | 4 | 3 | 3 | 53 | 0 | 0 | 0 |
| General & administrative | 119 | 143 | 125 | 120 | 117 | 113 | 115 | 117 | 53 | 123 | 144 | 148 |
| Other expenses | 81 | 64 | 77 | 81 | 81 | 84 | 85 | 95 | 106 | 95 | 76 | 77 |
| Operating income | 122 | 62 | 133 | 145 | 145 | 151 | 149 | 145 | 160 | 171 | 59 | 162 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −13 | 0 | 0 | |
| Interest income | 416 | 427 | 422 | 428 | 429 | 414 | 395 | 403 | 282 | 408 | 401 | 413 |
| Interest expense | 147 | 157 | 156 | 157 | 158 | 141 | 125 | 126 | 131 | 126 | 116 | 120 |
| Income before tax | 122 | 62 | 133 | 145 | 145 | 151 | 149 | 145 | 160 | 158 | 59 | 162 |
| Income tax expense | 24 | 12 | 25 | 30 | 30 | 28 | 30 | 31 | 33 | 33 | 11 | 35 |
| Net income from continuing operations | 98 | 51 | 109 | 115 | 116 | 122 | 120 | 114 | 127 | 126 | 47 | 127 |
| Net income | 98 | 51 | 109 | 115 | 116 | 122 | 120 | 114 | 127 | 126 | 47 | 127 |
| EPS, basic | $1.12 | $0.58 | $1.25 | $1.31 | $1.33 | $1.41 | $1.38 | $1.32 | $1.50 | $1.51 | $0.58 | $1.56 |
| EPS, diluted | $1.12 | $0.58 | $1.24 | $1.31 | $1.33 | $1.40 | $1.38 | $1.32 | $1.49 | $1.49 | $0.58 | $1.55 |
| Weighted average shares, basic | 86 | 86 | 87 | 87 | 86 | 86 | 86 | 86 | 85 | 83 | 82 | 81 |
| Weighted average shares, diluted | 86 | 87 | 87 | 87 | 87 | 87 | 86 | 86 | 85 | 84 | 82 | 81 |
| EBITDA | 134 | 74 | 144 | 155 | 156 | 160 | 159 | 154 | 168 | 174 | 65 | 171 |
| Depreciation & amortization | 11 | 11 | 11 | 11 | 10 | 10 | 10 | 10 | 8 | 3 | 6 | 9 |
| EBIT | 122 | 62 | 133 | 145 | 145 | 151 | 149 | 145 | 160 | 171 | 59 | 162 |
