HWC · NASDAQ · Banks - Regional

Hancock Whitney (HWC)

Provides deposit-funded lending, treasury, mortgage, and wealth services across the Gulf South.

$73.40
vs last close−0.17 (−0.24%)
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Hancock Whitney CorporationHWC
Financial sector

Provides commercial, small-business, and consumer banking across the Gulf South, earning primarily from deposit-funded lending and securities. Treasury management, mortgage, private banking, and expanded trust and investment services broaden a single-segment regional banking model.

Provides commercial, small-business, and consumer banking through Hancock Whitney Bank, gathering deposits and extending commercial, real-estate, mortgage, and personal credit. Treasury management, cards, equipment finance, and digital banking deepen business and household relationships.

Operates a Gulf South branch network across Mississippi, Louisiana, Alabama, Florida, and Texas, with commercial offices in Nashville and Atlanta. The completed One Florida Bank acquisition expands the Florida franchise around Orlando, while the Sabal Trust combination added trust administration, investment management, estate, retirement, and family-office capabilities.

Revenue comes chiefly from interest earned on loans and securities, supplemented by account, card, mortgage, brokerage, insurance, and trust fees. Deposits are the main funding source, tying results to deposit pricing and flows, loan quality, interest rates, liquidity, and bank regulation. Overall banking operations constitute its only reportable segment.

Company facts

CEOJohn M. Hairston
ListedJun 4, 1991
ExchangeNASDAQ
HeadquartersGulfport, MS
CountryUnited States
Employees3,627
CIK0000750577
ISINUS4101201097

Market cap$5.97B
EPS (ttm)$5.11
P/E (ttm)14.40
ROE9.6%
P/B1.34
P/S3.05
Dividend yieldDiv yield2.65%
Beta0.68vs XLF 1.01

Price target$84.50+14.9%Average of 25 analysts
ConsensusBuy13 of 25 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 3, 2026BarclaysReiterate
Rating: Target: $80
Rating: OverweightTarget: $82
Jul 22, 2026Raymond JamesReiterate
Rating: Target: $78
Rating: Strong BuyTarget: $87
Jul 22, 2026StephensReiterate
Rating: Target: $68
Rating: OverweightTarget: $85
Jul 22, 2026Piper SandlerReiterate
Rating: Target: $82
Rating: OverweightTarget: $87
Jul 7, 2026BarclaysReiterate
Rating: Target: $76
Rating: OverweightTarget: $80

Next report
Oct 20, 26
in 27 days
EPS estimate
$1.66
Revenue estimate
$421.7M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.40$1.38$1.37$1.49$1.49$1.52$1.55Pending
Estimate$1.28$1.29$1.34$1.43$1.48$1.50$1.55$1.66
Surprise+9.4%+7.0%+2.2%+4.2%+0.7%+1.3%0.0%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$363.7M$362.8M$374.4M$383.7M$391.8M$393.6M$403.6MPending
Estimate$365.1M$368.0M$391.3M$391.2M$391.9M$392.5M$398.9M$421.7M
Surprise−0.4%−1.4%−4.3%−1.9%0.0%+0.3%+1.2%
Estimate$1.66
ReportedDue Oct 20, 2026
Estimate$421.7M
ReportedDue Oct 20, 2026
View details

Debt to equity42.50%
Current ratio91.20%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$522.4M$504.4M$488.3M$500.1M$515.0M$514.8M$408.9M$521.2M
Net income$115.6M$122.1M$119.5M$113.5M$127.5M$125.6M$47.4M$127.0M
Net margin22.1%24.2%24.5%22.7%24.7%24.4%11.6%24.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$145.3M$150.5M$149.2M$144.6M$160.3M$171.5M$58.7M$162.2M
YoY growth+19.0%+141.6%+11.9%−0.2%+10.4%+13.9%−60.6%+12.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $1.22B · Total debt $1.89B · Total assets $36.35B · Shareholders' equity $4.44B

Revenue
$521.2M
Operating income
$162.2M
Net income
$127.0M
View details

Dividend yield
2.65%
Next ex-date
Dec 4, 26
estimated · in 72 days
Annual dividend
$1.95
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.40$0.45$0.45$0.45$0.45$0.50$0.50$0.50
Annual yield2.56%3.07%3.19%2.79%2.84%2.85%2.74%2.57%
Ex-dateDec 5Mar 5Jun 5Sep 5Dec 5Mar 5Jun 5Sep 4
Payment dateDec 16Mar 17Jun 16Sep 15Dec 15Mar 16Jun 15Sep 15
View details

Institutions96.53%78.35M shares
399 holders · as of Jun 30, 2026
Insiders1.02%828.9K shares
23 holders · as of Aug 21, 2026
Strategic holders5.33%4.32M shares
1 holder · as of Feb 14, 2022
Adds to102.88%

81.16M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 102.88%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
13.44%10.91Mas of Jun 30, 2026
FMR LLCInstitution
8.97%7.28Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.93%4.81Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.51%4.47Mas of Jun 30, 2026
Macquarie Group LimitedStrategic
5.33%4.32Mfiled Feb 14, 2022

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 20, 2026Emory L. Jr Mayfieldofficer: Chief Banking Officer−4,990$76.40
Jul 24, 2026Michael M. Acharyofficer: Chief Financial Officer−22,694$76.18
May 22, 2026Christine L. Pickeringdirector−417$67.16
Feb 10, 2026Christine L. Pickeringdirector−1,082$73.03
Feb 10, 2026John M. Hairstondirector, officer: President & CEO−26,453$72.81
View details

  • Regions Financial

    Broad Southeast regional-bank rival across banking and wealth

  • First Horizon

    Southern regional peer in commercial, retail, wealth, and trust

  • Truist Financial

    Super-regional Southeast competitor with broader product scale

  • Trustmark

    Mississippi-based peer across banking, mortgage, and wealth

  • SouthState

    Florida and Southeast peer in banking, mortgage, and wealth

  • Ameris Bancorp

    Southeast bank rival in commercial, retail, treasury, and mortgage

  • Bank OZK

    CRE-heavy regional bank overlapping in banking and trust

  • Prosperity Bancshares

    Texas community-bank competitor for deposits, loans, and trust

Compare

CompanyPriceChange
Hancock Whitney$73.40−0.24%$5.97B14.410.63.0+7.8%
Regions Financial$27.70−0.75%$23.82B11.410.22.5+2.2%
First Horizon$23.39+0.21%$11.08B11.210.82.4+9.9%
Truist Financial$47.76−0.64%$59.89B11.410.12.0+6.5%
Trustmark$45.94−0.01%$2.69B11.711.22.3−14.3%
SouthState$102.09−0.27%$9.93B10.810.53.1+1.2%
Ameris Bancorp$82.69−0.00%$5.56B15.012.23.3+5.5%
Bank OZK$46.92−0.21%$5.13B7.88.21.9+1.8%
Prosperity Bancshares$68.84−0.04%$8.28B11.910.34.7+25.9%
Median11.410.42.4+3.8%