Ameris Bancorp (ABCB)
Combines Southeastern relationship banking with nationwide mortgage and specialty-finance channels.
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Runs a Southeastern branch bank offering commercial and consumer banking, deposits, mortgages, treasury services, and wealth management, while nationwide specialty channels provide mortgage warehouse, equipment, and insurance premium finance. Net interest income is the main revenue engine, with a loan book concentrated in real-estate collateral.
Operates Ameris Bank through four reportable segments: Banking, Retail Mortgage, Warehouse Lending, and Premium Finance. Banking supplies commercial and consumer loans, deposits, treasury and cash management, wealth services, and equipment finance; the other divisions originate, sell, and service home loans, fund mortgage originators, and finance commercial and life-insurance premiums.
Pairs a branch-based deposit franchise across Georgia, Alabama, Florida, North Carolina, and South Carolina with selected nationwide lending channels. Relationship banking and a wider specialty-finance mix broaden the business beyond a conventional regional bank. Earnings remain tied to net interest income, credit performance in a loan book largely secured by real estate, residential mortgage activity, and funding conditions; operations also depend on bank capital, liquidity, and regulatory requirements.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 28, 2026 | Truist Financial | Target | Target: $92 | Target: $90 |
| Jul 27, 2026 | Stephens | Target | Target: $90 | Target: $88 |
| Jul 27, 2026 | DA Davidson | Reiterate | Rating: —Target: $94 | Target: $100 |
| Jul 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $96 | Target: $92 |
| Jul 13, 2026 | Piper Sandler | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $237.4M · Total debt $1.39B · Total assets $28.49B · Shareholders' equity $4.09B
- Revenue
- $431.9M
- Operating income
- $66.0M
- Net income
- $51.4M
HistoryDividendAnnual yieldUpcoming
| Institutions | ≈ 100.79% | 67.83M shares | |
|---|---|---|---|
| 393 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 5.20% | 3.50M shares | |
| 20 holders · as of Sep 16, 2026 | |||
| Adds to | 105.99% | ||
67.29M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 105.99%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.52% | 9.77M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.80% | 3.90M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.52% | 3.72M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.19% | 3.49M | as of Jun 30, 2026 |
Invesco Ltd.Institution | 4.59% | 3.09M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 9, 2026 | Leo J. Hill | director | −0 | $75.15 |
| Feb 24, 2026 | Ross L. Creasy | officer: Chief Information Officer | −1 | $79.40 |
| Feb 24, 2026 | Nicole S. Stokes | officer: CFO | −1 | $79.20 |
| Feb 24, 2026 | Douglas D. Strange | officer: Chief Credit Officer | −1 | $78.76 |
| Feb 19, 2026 | James A. LaHaise | officer: Chief Strategy Officer | −6,641 | $82.93 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Ameris Bancorp | $82.67 | −0.40% | $5.59B | 15.0 | 12.2 | 3.3 | +5.5% |
| Pinnacle Financial Partners | $95.16 | −1.38% | $14.57B | 11.9 | 8.8 | 3.0 | +145.2% |
| SouthState | $102.80 | −0.30% | $10.00B | 10.8 | 10.5 | 3.1 | +1.2% |
| United Community Banks | $34.31 | −0.81% | $4.14B | 11.3 | 10.9 | 2.7 | +9.8% |
| Regions Financial | $27.96 | −2.08% | $24.36B | 11.7 | 10.3 | 2.5 | +2.2% |
| First Horizon | $23.45 | −2.03% | $11.36B | 11.4 | 10.8 | 2.5 | +9.9% |
| Bank OZK | $47.16 | −1.24% | $5.21B | 7.9 | 8.2 | 1.9 | +1.8% |
| Renasant | $40.14 | −0.94% | $3.70B | 12.1 | 10.5 | 3.0 | +2.5% |
| Hancock Whitney | $73.83 | −0.91% | $6.05B | 14.6 | 10.6 | 3.1 | +7.8% |
| Median | 11.6 | 10.5 | 2.8 | +5.2% |