Renasant (RNST)
Southeastern community bank offering nationwide asset-based lending and factoring.
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Provides commercial and consumer banking, mortgage, treasury management, nationwide factoring and asset-based lending, plus trust and investment services. Most revenue comes from lending, while customer deposits supply the core funding base across a Southeastern branch franchise.
Operates a Southeastern banking franchise through the Community Banks segment, providing commercial, real estate and consumer loans, deposit accounts, mortgage banking and treasury management. Local market presidents retain decision-making, while risk, technology and other support functions are centralized. Republic Business Credit adds nationwide factoring and asset-based lending.
The Wealth Management segment provides trust, custody, investment advisory and brokerage services through the Trust and Financial Services divisions. Lending and related fees generate most revenue, and customer deposits are the main funding source. Results therefore depend heavily on credit performance, deposit pricing and interest-rate spreads. Banking, mortgage and wealth activities are supervised by federal and state regulators, with the Community Banks segment accounting for substantially all assets and revenue.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 30, 2026 | Piper Sandler | Reiterate | Rating: —Target: $40 | Target: $48 |
| Oct 30, 2025 | Hovde Group | Upgrade | Target: $38 | Target: $41 |
| Apr 24, 2025 | Raymond James | Upgrade | Target: $39 | Target: $40 |
| Nov 13, 2024 | Hovde Group | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $881.2M · Total debt $1.11B · Total assets $27.00B · Shareholders' equity $3.87B
- Revenue
- $122.0M
- Operating income
- −$110.4M
- Net income
- $87.1M
HistoryDividendAnnual yield
| Institutions | 91.57% | 83.70M shares | |
|---|---|---|---|
| 309 holders · as of Jun 30, 2026 | |||
| Insiders | 1.80% | 1.65M shares | |
| 24 holders · as of Aug 3, 2026 | |||
| Other | 6.63% | 6.05M shares | |
| remainder | |||
91.40M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.57% | 13.32M | as of Jun 30, 2026 |
Wellington Management Group LLPInstitution | 6.32% | 5.78M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 6.32% | 5.78M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.92% | 5.41M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.62% | 5.14M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 3, 2026 | Edward Robinson Mcgraw | director | −35,000 | $43.88 |
| May 29, 2026 | Connie L. Engel | director | −1,257 | $40.90 |
| May 19, 2026 | Albert J. Iii Dale | director | −1,650 | $39.80 |
| May 14, 2026 | C. Mitchell Waycaster | director, officer: Executive Vice Chairman | −12,704 | $39.50 |
| Mar 4, 2026 | Kelly Hutcheson | officer: EVP/Chief Accounting Officer | −1,350 | $38.65 |
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- Pinnacle Financial Partners
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Renasant | $39.76 | −0.03% | $3.70B | 12.1 | 10.4 | 3.0 | +2.5% |
| Trustmark | $45.94 | −0.02% | $2.72B | 11.8 | 11.2 | 2.3 | −14.3% |
| First Horizon | $23.34 | +0.06% | $11.36B | 11.4 | 10.8 | 2.5 | +9.9% |
| United Community Banks | $34.19 | −0.01% | $4.14B | 11.3 | 10.8 | 2.7 | +9.8% |
| SouthState | $102.37 | 0.00% | $10.00B | 10.8 | 10.5 | 3.1 | +1.2% |
| Pinnacle Financial Partners | $94.60 | −0.03% | $14.57B | 11.9 | 8.8 | 3.0 | +145.2% |
| Median | 11.4 | 10.8 | 2.7 | +9.8% |