Renasant (RNST)
Southeastern community bank offering nationwide asset-based lending and factoring.
$39.76
After hours−0.01 (−0.03%)
At close$39.77(−1.85%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 244 | 230 | 255 | 259 | 265 | 260 | 255 | 351 | 362 | 376 | 387 | 122 |
| Cost of revenue | 83 | 84 | 92 | 98 | 99 | 95 | 91 | 206 | 138 | 130 | 123 | 123 |
| Gross profit | 161 | 146 | 162 | 160 | 166 | 165 | 164 | 145 | 224 | 246 | 264 | −1 |
| 108 | 114 | 113 | 112 | 69 | 115 | 112 | 142 | 149 | 149 | 154 | 110 | |
| 73 | 75 | 76 | 75 | 75 | 74 | 76 | 117 | 117 | 114 | 110 | 110 | |
| Selling & marketing | 3 | 3 | 5 | 4 | 4 | 4 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 69 | 72 | 71 | 71 | 71 | 70 | 76 | 117 | 117 | 114 | 110 | 110 |
| Other expenses | 35 | 40 | 37 | 37 | −6 | 41 | 36 | 25 | 31 | 35 | 44 | 0 |
| Operating income | 53 | 32 | 49 | 49 | 97 | 50 | 52 | 3 | 75 | 97 | 110 | −110 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 219 | |
| Interest income | 206 | 210 | 213 | 220 | 229 | 225 | 220 | 344 | 351 | 347 | 338 | −338 |
| Interest expense | 78 | 84 | 90 | 95 | 98 | 92 | 86 | 125 | 128 | 120 | 115 | 118 |
| Income before tax | 53 | 32 | 49 | 49 | 97 | 50 | 52 | 3 | 75 | 97 | 110 | 109 |
| Income tax expense | 11 | 4 | 10 | 10 | 25 | 5 | 10 | 2 | 15 | 18 | 22 | 22 |
| Net income from continuing operations | 42 | 28 | 39 | 39 | 72 | 45 | 42 | 1 | 60 | 79 | 88 | 87 |
| Net income | 42 | 28 | 39 | 39 | 72 | 45 | 42 | 1 | 60 | 79 | 88 | 87 |
| EPS, basic | $0.75 | $0.50 | $0.70 | $0.69 | $1.18 | $0.70 | $0.65 | $0.01 | $0.63 | $0.84 | $0.94 | $0.95 |
| EPS, diluted | $0.75 | $0.50 | $0.70 | $0.69 | $1.18 | $0.70 | $0.65 | $0.01 | $0.63 | $0.83 | $0.94 | $0.94 |
| Weighted average shares, basic | 56 | 56 | 56 | 56 | 61 | 64 | 64 | 95 | 95 | 94 | 94 | 93 |
| Weighted average shares, diluted | 57 | 56 | 57 | 57 | 62 | 64 | 64 | 95 | 95 | 95 | 94 | 93 |
| EBITDA | 61 | 40 | 57 | 56 | 105 | 58 | 60 | 6 | 77 | 100 | 111 | −111 |
| Depreciation & amortization | 8 | 9 | 8 | 8 | 8 | 9 | 8 | 3 | 1 | 3 | 0 | 0 |
| EBIT | 53 | 32 | 49 | 49 | 97 | 50 | 52 | 3 | 75 | 97 | 110 | −110 |