Klarna (KLAR)
Connects consumers and merchants through payments, shopping tools, and expanding digital-banking services.
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Connects consumers and merchants through Pay in Full, Pay Later, and Fair Financing, delivered through checkout integrations, the app, and the Klarna Card. The debit-first card also brings transfers, deposits, spending controls, and repayment management into the network.
Connects consumers and merchants online and offline through Pay in Full, Pay Later, and Fair Financing, alongside payment and advertising solutions. Distribution spans direct checkout integrations, the Klarna app, the debit-first Klarna Card, and partnerships with Apple Pay and Google Pay.
The Card combines payment methods with transfers, deposits, spending controls, and app-based tracking and repayment management. Operating as one reportable segment, the group is expanding cards, savings, and Fair Financing from its international payments network toward a digital-bank model. The business depends on that consumer-merchant network and its underwriting and payment operations.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 8, 2026 | Loop Capital Markets | Initiate | Rating: —Target: — | Target: $18 |
| Sep 2, 2026 | Scotiabank | Initiate | Rating: —Target: — | Target: $16 |
| Aug 25, 2026 | Wolfe Research | Downgrade | ||
| Aug 24, 2026 | UBS | Downgrade | ||
| Aug 21, 2026 | UBS | Downgrade | Target: $23 | Target: $16 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $2.67B · Total debt $1.69B · Total assets $17.77B · Shareholders' equity $2.44B
- Revenue
- $1.04B
- Operating income
- $27.0M
- Net income
- $4.0M
No dividends on record.
| Institutions | ≈ 52.47% | 198.07M shares | |
|---|---|---|---|
| 239 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Other | ≈ 47.53% | 179.44M shares | |
| remainder | |||
377.51M company shares as of Aug 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
SC US (TTGP), Ltd.Institution | 14.58% | 55.03M | as of Jun 30, 2026 |
Commonwealth Bank of AustraliaInstitution | 4.61% | 17.41M | as of Jun 30, 2026 |
SoftBank Group Corp.Institution | 4.08% | 15.40M | as of Jun 30, 2026 |
Silver Lake Group, L.L.C.Institution | 3.83% | 14.47M | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 1.51% | 5.70M | as of Jun 30, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Klarna | $13.49 | −1.39% | $5.16B | — | 103.1 | 1.3 | +26.6% |
| Affirm | $71.67 | +0.87% | $23.79B | 12.9 | 37.5 | 5.7 | +33.0% |
| PayPal | $52.23 | −0.75% | $45.01B | 9.9 | 9.4 | 1.3 | +4.8% |
| Block | $77.37 | −0.69% | $46.37B | 139.1 | 16.9 | 1.9 | +9.3% |
| ZipRecruiter | $3.78 | −2.71% | $334.7M | 11.1 | — | 0.7 | +5.2% |
| Sezzle | $117.48 | +0.80% | $3.92B | 25.4 | 19.8 | 7.4 | +51.7% |
| Median | 12.9 | 18.4 | 1.9 | +9.3% |