KMPR · NYSE · Insurance - Property & Casualty

Kemper (KMPR)

Provides specialty auto and life insurance through agents and brokers.

$26.61
vs last close+0.06 (+0.23%)
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Kemper CorporationKMPR
Financial sector

Provides specialty auto and life insurance under the Kemper Auto and Kemper Life brands. Distribution through agents and brokers connects personalized insurance solutions with individuals, families, and businesses.

Specialty auto and life insurance are provided under the Kemper Auto and Kemper Life brands. The portfolio serves individuals, families, and businesses with affordable, easy-to-use personalized insurance solutions.

Agents and brokers represent the distribution model, connecting the brands with policyholders. The model centers on insurance products sold through that external distribution network.

Operations have been refocused around specialty auto and life products after the exit from Preferred Property & Casualty. The former Newins captive-agent and storefront distribution operation was sold to Confie.

The public holding company began as a Teledyne spin-off in 1990 and adopted the Kemper name in 2011. Its current business structure depends on agent and broker distribution alongside the Kemper Auto and Kemper Life brands.

Company facts

CEOStephen J. McAnena
ListedAug 25, 2011
ExchangeNYSE
HeadquartersChicago, IL
CountryUnited States
Employees7,400
CIK0000860748
ISINUS4884011002

Market cap$1.56B
EPS (ttm)−$8.41
P/E (ttm)−3.16
ROE-19.3%
P/B0.7128
P/S0.3418
Dividend yieldDiv yield4.82%
Beta0.31vs XLF 1.34

Price target$35.50+33.7%Average of 12 analysts
ConsensusBuy5 of 12 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 10, 2026UBSReiterate
Rating: Target: $44
Rating: BuyTarget: $43
May 11, 2026UBSReiterate
Rating: Target: $48
Rating: BuyTarget: $44
May 7, 2026Piper SandlerReiterate
Rating: Target: $80
Rating: UnderweightTarget: $28
Apr 8, 2026UBSReiterate
Rating: Target: $56
Rating: BuyTarget: $48
Feb 9, 2026UBSTarget
Target:
Target: $56

Next report
Nov 4, 26
in 43 days
EPS estimate
$0.55
Revenue estimate
$1.07B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.78$1.65$1.30$0.33$0.25$0.21$0.45Pending
Estimate$1.38$1.48$1.52$1.33$0.85$0.81$0.34$0.55
Surprise+29.0%+11.5%−14.5%−75.2%−70.6%−74.1%+31.8%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.18B$1.19B$1.23B$1.24B$1.13B$1.11B$1.09BPending
Estimate$1.16B$1.21B$1.27B$1.22B$1.18B$1.17B$1.16B$1.07B
Surprise+1.7%−1.1%−3.7%+1.6%−4.5%−5.4%−6.2%
Estimate$0.55
ReportedDue Nov 4, 2026
Estimate$1.07B
ReportedDue Nov 4, 2026
View details

Debt to equity43.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.17B$1.18B$1.19B$1.23B$1.24B$1.14B$1.11B$1.09B
Net income$73.7M$97.4M$99.7M$72.6M−$21.0M−$8.0M−$1.7M−$464.8M
Net margin6.3%8.2%8.4%5.9%0.0%0.0%0.0%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$90.7M$119.3M$119.8M$87.5M−$33.1M−$13.5M−$7.9M−$467.0M
YoY growthTurned profit+87.9%+38.3%−4.8%Turned lossTurned lossTurned lossTurned loss

Balance sheet, Jun 30, 2026Cash & short-term investments · Total debt $944.5M · Total assets $11.93B · Shareholders' equity $2.19B

Revenue
$1.09B
Operating income
−$467.0M
Net income
−$464.8M
View details

Dividend yield
4.82%
Next ex-date
Nov 21, 26
estimated · in 60 days
Annual dividend
$1.28
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.31$0.32$0.32$0.32$0.32$0.32$0.32$0.32
Annual yield1.76%1.90%1.95%2.40%3.51%3.96%4.24%4.74%
Ex-dateNov 18Feb 18May 19Aug 18Nov 17Feb 17May 18Aug 21
Payment dateDec 4Mar 4Jun 3Sep 2Dec 3Mar 3Jun 2Sep 4
View details

Institutions98.25%57.89M shares
293 holders · as of Jun 30, 2026
Insiders1.65%973.8K shares
24 holders · as of Sep 2, 2026
Other0.10%58.2K shares
remainder

58.92M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.31%8.43Mas of Jun 30, 2026
Fuller & Thaler Asset Management, Inc.Institution
6.42%3.78Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
6.14%3.62Mas of Jun 30, 2026
AQR Capital Management LLCInstitution
5.63%3.32Mas of Jun 30, 2026
State Street CorpInstitution
4.81%2.84Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 13, 2026Stephen J. McAnenaofficer: President and CEO+3,000$26.50
Aug 11, 2026Carl Thomas Jr. Evansofficer: EVP, Sec. & General Counsel+1,000$26.53
Aug 11, 2026Bradley T. Camdenofficer: EVP and CFO+1,000$26.34
Aug 11, 2026Gerald Ladermandirector+4,000$26.49
Aug 10, 2026Jason N. Gorevicdirector+5,000$25.91
View details

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Compare

CompanyPriceChange
Kemper$26.61+0.23%$1.56B8.50.3−11.0%
Progressive$207.11−2.42%$123.40B10.612.51.4+5.0%
Allstate$229.25−5.60%$62.52B4.88.10.9−7.2%
Root$48.95−1.67%$697.9M14.819.00.4+1.7%
Globe Life$170.30−1.08%$13.37B11.410.32.2+8.0%
Primerica$278.06−2.61%$8.90B11.510.72.6+9.0%
Median11.410.71.4+5.0%