NATL · NYSE · Software - Application

NCR Atleos (NATL)

Runs ATM hardware, software, managed services, and the Allpoint access network.

$45.96
vs last close−0.26 (−0.56%)
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NCR Atleos CorporationNATL
Information Technology

Sells ATM and ITM hardware, software, maintenance, and outsourced operations while earning transaction and branding fees from Allpoint and other managed networks. Self-Service Banking supplies most revenue, with Network and Telecommunications & Technology extending the model across retailers, fintechs, and enterprise infrastructure clients.

Builds and runs self-service banking systems for financial institutions, fintechs, and retailers. Self-Service Banking combines ATM and ITM hardware, AMP software, installation, maintenance, managed services, and end-to-end ATM as a Service. Network earns transaction, interchange, branding, and recurring service fees through Allpoint, ReadyCode, and managed retail ATM fleets. Telecommunications & Technology supplies managed network and infrastructure services to communications providers and technology manufacturers.

Operates ATM networks in multiple countries and services machines across a broader global footprint, supported by a large field-service organization. Its integrated hardware, software, and operations let customers outsource an entire ATM channel or buy modules separately. Service continuity depends on network availability, cybersecurity, merchant participation, cash-replenishment partners, and financial-services compliance. A Brink’s acquisition remains pending regulatory approvals and other closing conditions.

Company facts

CEOTimothy C. Oliver
ListedOct 17, 2023
ExchangeNYSE
HeadquartersAtlanta, GA
CountryUnited States
Employees20,000
CIK0001974138
ISINUS63001N1063

Market cap$3.41B
EPS (ttm)$2.56
P/E (ttm)18.05
ROE49.2%
P/B7.35
P/S0.7719
Dividend yieldDiv yield
Beta0.71vs XLK −0.45

Price target$48.00+3.9%Average of 4 analysts
ConsensusHold4 of 4 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Mar 4, 2026Stifel NicolausTarget
Target: $31
Target: $50.40
Feb 27, 2026WedbushDowngrade
Rating: Outperform
Rating: Neutral
Feb 27, 2026DA DavidsonDowngrade
Rating: Buy
Rating: Neutral

Next report
Nov 4, 26
in 42 days
EPS estimate
$1.19
Revenue estimate
$1.14B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Mar '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.11$0.64$0.93$1.09$1.49$0.65$1.49Pending
Estimate$1.06$0.54$0.85$1.05$1.32$0.87$0.98$1.19
Surprise+4.7%+18.5%+9.4%+3.8%+12.9%−25.5%+52.8%

RevenueReportedEstimate

Mar '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.11B$980.0M$1.10B$1.08B$1.15B$1.04B$1.10BPending
Estimate$1.05B$1.09B$1.11B$1.11B$1.15B$1.05B$1.13B$1.14B
Surprise+5.9%−9.7%−1.0%−3.3%+0.4%−0.3%−2.7%
Estimate$1.19
ReportedDue Nov 4, 2026
Estimate$1.14B
ReportedDue Nov 4, 2026
View details

Debt to equity632.80%
Current ratio102.60%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.08B$1.11B$980.0M$1.10B$1.12B$1.15B$1.04B$1.10B
Net income$24.0M$46.0M$17.0M$45.0M$26.0M$83.0M$22.0M$65.0M
Net margin2.2%4.2%1.7%4.1%2.3%7.2%2.1%5.9%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$119.0M$151.0M$96.0M−$120.0M$110.0M$156.0M$84.0M$156.0M
YoY growth+30.8%+331.4%+33.3%Loss widened−7.6%+3.3%−12.5%Turned profit

Balance sheet, Jun 30, 2026Cash & short-term investments $429.0M · Total debt $2.94B · Total assets $5.66B · Shareholders' equity $464.0M

Revenue
$1.10B
Operating income
$156.0M
Net income
$65.0M
View details

No dividends on record.

Institutions97.27%71.88M shares
366 holders · as of Jun 30, 2026
Insiders1.62%1.20M shares
15 holders · as of May 26, 2026
Other1.11%817.8K shares
remainder

73.90M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.65%10.82Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.80%4.28Mas of Jun 30, 2026
Bank of America Corp /DE/Institution
5.37%3.97Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.49%3.32Mas of Jun 30, 2026
State Street CorpInstitution
4.00%2.95Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Nov 19, 2025Michelle M. Frymiredirector−8,786$35.02
View details

Compare

CompanyPriceChange
NCR Atleos$45.96−0.56%$3.41B18.19.60.8−0.1%
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Median21.010.00.6+3.2%