NorthEast Community Bancorp (NECB)
Runs a community bank centered on construction lending, deposits, and business banking.
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Operates NorthEast Community Bank, serving New York and Massachusetts with construction lending, real estate loans, deposit accounts, and business banking. The business is reported as one segment and depends on local deposits, borrower relationships, and a loan book weighted toward construction.
Operates through NorthEast Community Bank, a New York State-chartered savings bank that provides construction loans, commercial real estate credit, commercial and industrial loans, deposit accounts, and business banking services. Its customer-facing services include checking, money market, savings, certificates of deposit, cash management, remote deposit, ACH, and sweep accounts.
The footprint is concentrated in New York and Massachusetts, with branches in several county markets and loan-production offices in White Plains, New City, and Danvers. Deposits are drawn mainly from people and businesses tied to those branch communities and lending relationships.
Reporting is organized as one segment, tying the issuer to a focused community-bank model rather than a diversified financial-services platform. The loan book is weighted toward construction lending, and competition comes from larger banks, credit unions, brokerage firms, and other savings alternatives.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $9.5M · Total debt $194.9M · Total assets $2.12B · Shareholders' equity $362.6M
- Revenue
- $36.7M
- Operating income
- $13.8M
- Net income
- $9.8M
HistoryDividendAnnual yield
| Institutions | ≈ 51.41% | 7.10M shares | |
|---|---|---|---|
| 129 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 1.04% | 143.7K shares | |
| 10 holders · as of Aug 3, 2026 | |||
| Strategic holders | 7.69% | 1.06M shares | |
| 1 holder · as of Jan 26, 2024 | |||
| Other | ≈ 39.86% | 5.51M shares | |
| remainder | |||
13.82M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 9.15% | 1.26M | as of Jun 30, 2026 |
BlackRock, Inc.Strategic | 7.69% | 1.06M | filed Jan 26, 2024 |
Vanguard Capital Management LLCInstitution | 3.82% | 527,892 | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 3.59% | 496,637 | as of Jun 30, 2026 |
Geode Capital Management, LLCInstitution | 2.90% | 401,101 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 29, 2026 | Donald S. Hom | officer: EVP and CFO | −3,000 | $27.20 |
| Mar 12, 2026 | Charles Michael Cirillo | director | −3,566 | $22.94 |
| Mar 5, 2026 | John F. McKenzie | director | −3,000 | $23.85 |
| Dec 11, 2025 | Diane B. Cavanaugh | director | −1,000 | $23.60 |
| Dec 12, 2025 | Donald S. Hom | officer: EVP and CFO | −2,000 | $23.76 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| NorthEast Community Bancorp | $26.61 | −0.86% | $370.8M | 8.6 | 8.3 | 2.4 | 0.0% |
| Dime Commercial Bancshares | $40.29 | −0.62% | $1.79B | 14.6 | 10.6 | 2.4 | +17.1% |
| ConnectOne Bancorp | $30.90 | −0.96% | $1.57B | 9.7 | 8.8 | 2.6 | +46.0% |
| OceanFirst | $17.22 | −0.86% | $1.05B | 20.5 | 8.5 | 1.5 | +36.3% |
| Metropolitan Bank | $88.43 | +0.08% | $1.10B | 11.2 | 8.6 | 2.6 | +22.0% |
| Hanover Bancorp | $26.52 | −0.86% | $191.4M | 21.0 | 9.8 | 1.4 | −45.1% |
| Orange County Bancorp | $37.17 | −0.73% | $502.0M | 10.5 | 10.9 | 3.3 | −14.2% |
| Kearny Financial | $9.44 | −1.15% | $601.0M | 16.8 | 11.9 | 1.7 | +11.9% |
| Beacon Financial | $28.26 | −0.56% | $2.39B | 21.5 | 8.9 | 2.1 | +92.8% |
| Median | 15.7 | 9.3 | 2.2 | +19.5% |