OneMain (OMF)
Provides consumer credit through branches, digital channels, and dealer-sourced auto finance.
$57.76
vs last close−1.32 (−2.23%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,352 | 1,375 | 1,355 | 1,405 | 1,465 | 1,498 | 1,501 | 1,536 | 1,594 | 1,612 | 1,587 | 1,625 |
| Cost of revenue | 677 | 716 | 708 | 872 | 813 | 833 | 768 | 828 | 808 | 866 | 335 | 325 |
| Gross profit | 675 | 659 | 647 | 533 | 652 | 665 | 733 | 708 | 786 | 746 | 1,252 | 1,300 |
| 429 | 438 | 443 | 441 | 445 | 501 | 458 | 494 | 523 | 497 | 631 | 777 | |
| 265 | 256 | 274 | 253 | 263 | 279 | 267 | 284 | 282 | 288 | 0 | 448 | |
| General & administrative | 265 | 256 | 274 | 253 | 263 | 279 | 267 | 284 | 282 | 288 | 0 | 448 |
| Other expenses | 164 | 182 | 169 | 188 | 182 | 222 | 191 | 210 | 241 | 209 | 631 | 329 |
| Operating income | 246 | 221 | 204 | 92 | 207 | 164 | 275 | 214 | 263 | 249 | 621 | 523 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −325 | −327 | |
| Interest income | 1,167 | 1,187 | 1,173 | 1,219 | 1,282 | 1,320 | 1,308 | 1,339 | 1,392 | 1,416 | 1,410 | 1,442 |
| Interest expense | 267 | 270 | 277 | 297 | 301 | 311 | 312 | 317 | 320 | 323 | 322 | 326 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 1 |
| Income before tax | 246 | 221 | 204 | 92 | 207 | 164 | 275 | 214 | 263 | 249 | 296 | 196 |
| Income tax expense | 52 | 56 | 49 | 21 | 50 | 38 | 62 | 47 | 64 | 45 | 70 | 44 |
| Net income from continuing operations | 194 | 165 | 155 | 71 | 157 | 126 | 213 | 167 | 199 | 204 | 226 | 152 |
| Net income | 194 | 165 | 155 | 71 | 157 | 126 | 213 | 167 | 199 | 204 | 226 | 152 |
| EPS, basic | $1.61 | $1.38 | $1.29 | $0.59 | $1.31 | $1.06 | $1.79 | $1.41 | $1.68 | $1.72 | $1.94 | $1.32 |
| EPS, diluted | $1.61 | $1.38 | $1.29 | $0.59 | $1.31 | $1.05 | $1.78 | $1.40 | $1.67 | $1.72 | $1.93 | $1.31 |
| Weighted average shares, basic | 120 | 120 | 120 | 120 | 120 | 120 | 119 | 119 | 119 | 118 | 117 | 116 |
| Weighted average shares, diluted | 121 | 120 | 120 | 120 | 120 | 120 | 120 | 119 | 119 | 118 | 117 | 116 |
| EBITDA | 312 | 287 | 270 | 162 | 278 | 234 | 345 | 286 | 335 | 322 | 692 | 598 |
| Depreciation & amortization | 66 | 66 | 66 | 70 | 71 | 70 | 70 | 72 | 72 | 73 | 74 | 76 |
| EBIT | 246 | 221 | 204 | 92 | 207 | 164 | 275 | 214 | 263 | 249 | 618 | 522 |
