OneMain (OMF)
Provides consumer credit through branches, digital channels, and dealer-sourced auto finance.
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Offers personal and auto-finance loans, credit cards, and optional insurance products to nonprime consumers. Its single Consumer and Insurance segment uses branches, central operations, digital channels, and a dealer network for auto finance.
Personal loans, auto-finance loans, credit cards, and optional insurance products make up the Consumer and Insurance business. It is the sole reportable segment, serving nonprime consumers through branches, central operations, and a digital platform. Customers use online channels and branches across 48 states, with central operations supporting loan delivery.
Foursight adds dealer-sourced auto receivables that it purchases and services through a dealer network. Dealer-sourced auto finance remains in the same reportable segment. The business depends on consumer-loan and credit-card receivable performance, access to funding, and branch, central, digital, and dealer distribution.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 7, 2026 | Barclays | Reiterate | Rating: —Target: $61 | Target: $60 |
| Jul 6, 2026 | Evercore ISI | Target | Target: $55 | Target: $66 |
| Jul 2, 2026 | Truist Financial | Target | Target: $75 | Target: $70 |
| May 4, 2026 | Barclays | Reiterate | Rating: —Target: $71 | Target: $61 |
| Mar 17, 2026 | Evercore ISI | Target | Target: $75 | Target: $55 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $2.22B · Total debt $22.77B · Total assets $27.42B · Shareholders' equity $3.38B
- Revenue
- $1.63B
- Operating income
- $523.0M
- Net income
- $152.0M
HistoryDividendAnnual yield
| Institutions | 175.48% | 219.70M shares | |
|---|---|---|---|
| 544 holders · as of Jun 30, 2026 | |||
| Insiders | 6.00% | 7.51M shares | |
| 13 holders · as of Aug 6, 2026 | |||
| Adds to | 181.48% | ||
125.20M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Two share counts disagree (125.20M in the company's Sep 23, 2026 report, 115.53M elsewhere); stakes use the report.
These groups come from separate filings that can overlap, so they add to 181.48%; nothing is left for Other.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 16.61% | 10.40M · 10.40M | as of Jun 30, 2026 |
Brave Warrior Advisors, LLCInstitution | 12.12% | 7.59M · 7.59M | as of Jun 30, 2026 |
AQR Capital Management LLCInstitution | 10.06% | 6.30M · 6.30M | as of Jun 30, 2026 |
Capital International InvestorsInstitution | 9.13% | 5.71M · 5.71M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 8.63% | 5.40M · 5.40M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 4, 2026 | Micah R. Conrad | officer: EVP & COO | −5,000 | $65.40 |
| Jul 29, 2026 | Michael A. Hedlund | officer: pao, SVP and Group Controller | −2,500 | $64.00 |
| Jun 29, 2026 | Micah R. Conrad | officer: EVP & COO | −5,000 | $62.00 |
| Jun 29, 2026 | Michael A. Hedlund | officer: pao, SVP and Group Controller | −1,848 | $62.00 |
| Apr 17, 2026 | Micah R. Conrad | officer: EVP & COO | −5,000 | $60.00 |
- Regional Management
Nonprime installment loans through branch and digital channels
- Enova International
Online consumer installment loans and lines of credit
- Credit Acceptance
Dealer-enabled auto finance for consumers outside conventional credit
- World Acceptance
Small-loan consumer credit for borrowers with limited credit access
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| OneMain | $57.80 | −2.17% | $6.83B | 8.9 | 7.3 | 1.1 | −15.5% |
| Regional Management | $30.88 | −1.28% | $288.0M | 6.6 | 5.5 | 0.4 | +6.7% |
| Enova International | $169.77 | +0.46% | $4.21B | 12.5 | 8.8 | 1.4 | +21.6% |
| Credit Acceptance | $555.27 | −1.26% | $5.88B | 12.4 | 10.8 | 2.5 | +2.1% |
| World Acceptance | $172.15 | −0.49% | $806.2M | 20.4 | 13.9 | 1.4 | +5.1% |
| Median | 12.5 | 9.8 | 1.4 | +5.9% |