Regional Management (RM)
Provides branch-serviced installment loans to consumers with limited access to traditional credit.
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Makes large and small installment loans, with optional protection products, for near-prime, non-prime, and subprime borrowers who often lack access to bank or card financing. The Regional Finance model combines branches, direct mail, digital partners, and centralized underwriting and collections.
Offers large loans, small loans, auto-secured lending, and optional payment or collateral protection products under the Regional Finance brand. Borrowers are generally near-prime, non-prime, or subprime consumers who often do not qualify for prime bank, thrift, card-provider, or other lender financing.
Branches remain the servicing core even when loans originate through direct mail, digital partners, or the consumer website. The footprint is concentrated in the US, with a long South Carolina origin and a branch network spread across many states.
Execution depends on ability-to-pay underwriting, local servicing, centralized collections, credit bureau and data-aggregator inputs, and securitization or warehouse funding. State lending, branch-licensing, insurance-product, debt-collection, and CFPB rules shape what can be offered and where.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $6.8M · Total debt $1.72B · Total assets $2.13B · Shareholders' equity $378.3M
- Revenue
- $168.0M
- Operating income
- $33.6M
- Net income
- $8.2M
HistoryDividendAnnual yield
| Institutions | ≈ 90.08% | 8.31M shares | |
|---|---|---|---|
| 126 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 10.14% | 935.1K shares | |
| 15 holders · as of Aug 26, 2026 | |||
| Strategic holders | 9.96% | 919.1K shares | |
| 1 holder · as of Sep 17, 2026 | |||
| Adds to | 110.18% | ||
9.23M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 110.18%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 12.50% | 1.15M | as of Jun 30, 2026 |
Forager Capital Management, LLCInstitution | 10.28% | 948,458 | as of Jun 30, 2026 |
Forager Fund, L.P.Strategic10 percent owner | 9.96% | 919,136 | filed Sep 17, 2026 |
Basswood Capital Management, L.L.C.Institution | 9.27% | 855,425 | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 7.49% | 690,610 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 17, 2026 | Forager Fund, L.P. | 10 percent owner | −10,401 | $32.22 |
| Sep 16, 2026 | Forager Fund, L.P. | 10 percent owner | −9,064 | $32.19 |
| Sep 15, 2026 | Forager Fund, L.P. | 10 percent owner | −9,857 | $32.26 |
| Sep 1, 2026 | Basswood Capital Management, L.L.C. | director, 10 percent owner, other: Director-by-Deputization | −1,159 | $31.65 |
| Aug 24, 2026 | Catherine R. Atwood | officer: SVP and General Counsel | −200 | $35.00 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Regional Management | $31.42 | −0.25% | $290.1M | 6.6 | 5.6 | 0.4 | +6.7% |
| OneMain | $59.25 | −1.98% | $6.98B | 9.1 | 7.5 | 1.1 | −15.5% |
| World Acceptance | $173.41 | +1.36% | $797.3M | 20.2 | 14.0 | 1.3 | +5.1% |
| Oportun Financial | $8.13 | −2.34% | $381.9M | 20.8 | 4.6 | 0.6 | +42.1% |
| Enova International | $169.18 | −1.27% | $4.27B | 12.7 | 8.8 | 1.4 | +21.6% |
| OppFi | $6.42 | −0.54% | $550.8M | — | 4.0 | — | +1.9% |
| Upstart | $25.89 | +1.22% | $2.45B | 50.0 | 14.5 | 1.9 | +41.8% |
| Median | 20.2 | 8.2 | 1.3 | +13.3% |