PagSeguro Digital (PAGS)
Combines merchant acquiring, digital accounts, cards, and credit for Brazilian businesses and consumers.
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Combines in-person and online acquiring, receivables settlement, digital accounts, cards, investments, and credit for Brazilian merchants and consumers. Revenue comes from payment transactions and merchant services alongside interest and fees from banking products, with substantially all operations in Brazil.
Connects Brazilian merchants and consumers through payment acceptance, acquiring, receivables prepayment, digital accounts and transfers, card issuing, investments, insurance, and credit. POS devices, online checkout, payment links, Pix, and cross-border payment services connect transactions with the PagBank account and banking ecosystem.
Builds around micro, small, and medium-sized businesses while also serving individual consumers. Its integrated app and internet-banking interface lets merchants accept payments, receive sales proceeds, manage cash, and add banking or credit products; deposits also provide funding for financial services.
Substantially all operations are in Brazil. PagSeguro Brazil and BancoSeguro operate under Central Bank oversight, UOL remains the controlling shareholder and an important service provider, and results depend on transaction activity, interest rates, credit underwriting, and card-network infrastructure.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 23, 2026 | Jefferies | Initiate | Rating: —Target: — | Target: $10.40 |
| Jul 17, 2026 | UBS | Reiterate | Rating: —Target: $14 | Target: $12.50 |
| Jan 29, 2026 | BTG Pactual | Target | Target: — | Target: $13 |
| Jan 28, 2026 | Banco Santander | Target | Target: — | Target: $14 |
| Jan 28, 2026 | UBS | Reiterate | Rating: —Target: $13 | Target: $14 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $271.2M · Total debt $9.12B · Total assets $14.81B · Shareholders' equity $2.94B
- Revenue
- $954.6M
- Operating income
- $345.6M
- Net income
- $107.4M
Reported in BRL, converted at the latest exchange rate
HistoryDividendAnnual yield
| Institutions | 42.74% | 123.55M ADS | |
|---|---|---|---|
| 265 holders · as of Jun 30, 2026 | |||
| Other | 57.26% | 165.54M ADS | |
| remainder | |||
289.09M ADS as of Sep 15, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
The share count is from the company's Dec 2022 annual report; nothing newer is on file here.
Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 5.57% | 16.09M A ADS | as of Jun 30, 2026 |
Robeco Institutional Asset Management B.V.Institution | 4.44% | 12.83M A ADS | as of Jun 30, 2026 |
Artemis Investment Management LLPInstitution | 2.66% | 7.69M A ADS | as of Jun 30, 2026 |
Point72 Asset Management, L.P.Institution | 2.37% | 6.85M A ADS | as of Jun 30, 2026 |
Polunin Capital Partners LtdInstitution | 1.70% | 4.92M A ADS | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 21, 2026 | da Silva Ricardo Dutra | officer: Principal Executive Officer | −25,000 | $9.27 |
| Jul 20, 2026 | da Silva Ricardo Dutra | officer: Principal Executive Officer | −25,000 | $9.24 |
| Jul 16, 2026 | da Silva Ricardo Dutra | officer: Principal Executive Officer | −25,000 | $9.17 |
| Jul 15, 2026 | da Silva Ricardo Dutra | officer: Principal Executive Officer | −24,160 | $9.22 |
| Jul 14, 2026 | da Silva Ricardo Dutra | officer: Principal Executive Officer | −25,000 | $9.25 |
- StoneCo
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Mercado Pago spans acquiring, wallet, credit, and Brazil fintech
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- Inter & Co
Digital banking peer overlaps in accounts, credit, and marketplace
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| PagSeguro Digital | $9.23 | −2.59% | $2.74B | 6.4 | 6.5 | 0.7 | +8.8% |
| StoneCo | $9.66 | −0.51% | $2.36B | 3.8 | 5.6 | 0.9 | +14.3% |
| MercadoLibre | $1,805.69 | −0.81% | $92.29B | 49.5 | 41.9 | 2.6 | +50.2% |
| Nu | $13.87 | −1.39% | $68.09B | 19.0 | 13.8 | 3.5 | +66.0% |
| Itaú Unibanco (ADR) | $8.33 | −1.42% | $93.13B | 10.6 | 10.9 | 1.2 | −51.6% |
| Santander Brasil (ADR) | $5.82 | −1.02% | $44.03B | 9.6 | 9.0 | 0.6 | +9.5% |
| Inter & Co | $5.43 | −2.57% | $2.46B | 8.2 | 8.1 | 0.8 | −18.0% |
| Median | 10.1 | 9.9 | 1.1 | +11.9% |