StoneCo (STNE)
Payments, banking, and credit tools for Brazilian merchants, delivered through Stone and Ton.
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Provides Brazilian merchants with card and Pix acceptance, digital banking, receivables prepayment, and credit, earning transaction, rental, subscription, and financial income. Stone serves small and midsize businesses while digital-first Ton targets micro-merchants; the business now reports as one financial-services segment after divesting Linx and other software assets.
Provides payment acceptance, digital banking, receivables prepayment, and merchant credit across Brazil, with Stone aimed at small and midsize businesses and Ton built as a digital-first offer for micro-merchants. Merchants use its terminals and apps to accept cards and Pix, manage accounts and transfers, and access working-capital, revolving-credit, and card products.
Combines proprietary technology with local sales, logistics, and support; revenue comes from transaction services, subscriptions and equipment rental, and financial income tied to prepayments, deposits, and lending. The sale of Linx and other software assets left a single continuing segment focused on financial services, with a smaller retained software operation.
Results depend on Brazilian merchant activity, payment volume, funding costs, credit performance, and compliance with Central Bank rules governing payment and financial institutions.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 28, 2026 | UBS | Reiterate | Rating: —Target: $15 | Target: $13 |
| Jul 23, 2026 | Jefferies | Initiate | Rating: —Target: — | Target: $12.60 |
| Jul 17, 2026 | UBS | Reiterate | Rating: —Target: $19 | Target: $15 |
| May 15, 2026 | BTIG | Reiterate | Rating: —Target: $22 | Target: $15 |
| May 15, 2026 | Citigroup | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.60B · Total debt $3.18B · Total assets $11.31B · Shareholders' equity $1.76B
- Revenue
- $653.0M
- Operating income
- $269.6M
- Net income
- $87.0M
Reported in BRL, converted at the latest exchange rate
| Institutions | 64.77% | 157.54M ADS | |
|---|---|---|---|
| 294 holders · as of Jun 30, 2026 | |||
| Strategic holders | 8.69% | 21.13M ADS | |
| 1 holder · as of Nov 14, 2025 | |||
| Other | 26.54% | 64.57M ADS | |
| remainder | |||
243.23M ADS as of Sep 19, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
The share count is from the company's Dec 2022 annual report; nothing newer is on file here.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.93% | 36.32M A ADS | as of Jun 30, 2026 |
Madrone Advisors, LLCInstitution | 10.42% | 25.34M A ADS | as of Jun 30, 2026 |
VCK Investment Fund Ltd (SAC)Strategic | 8.69% | 21.13M | filed Nov 14, 2025 |
State Street CorpInstitution | 3.18% | 7.73M A ADS | as of Jun 30, 2026 |
Geode Capital Management, LLCInstitution | 2.08% | 5.06M A ADS | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 2, 2026 | Silvio Jose Morais | director | −21,000 | $9.91 |
| Jun 12, 2026 | Silvio Jose Morais | director | −9,000 | $11.29 |
| May 15, 2026 | Salgado Diego Ventura | officer: CFO and IR Officer | +22,490 | $9.66 |
| Mar 25, 2026 | Silvio Jose Morais | director | −6,800 | $14.33 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| StoneCo | $9.66 | −0.48% | $2.36B | 3.8 | 5.6 | 0.9 | +14.3% |
| PagSeguro Digital | $9.12 | −3.75% | $2.74B | 6.4 | 6.4 | 0.7 | +8.8% |
| Itaú Unibanco (ADR) | $8.32 | −1.54% | $93.13B | 10.6 | 10.9 | 1.2 | −51.6% |
| MercadoLibre | $1,822.96 | +0.14% | $92.29B | 49.5 | 42.3 | 2.6 | +50.2% |
| Santander Brasil (ADR) | $5.82 | −1.11% | $44.03B | 9.6 | 9.0 | 0.6 | +9.5% |
| Nu | $13.91 | −1.07% | $68.09B | 19.0 | 13.9 | 3.5 | +66.0% |
| Median | 10.6 | 10.9 | 1.2 | +9.5% |