PAR · NYSE · Software - Application

P.A.R. Technology (PAR)

Cloud software, hardware, and services for restaurant and retail operations.

$15.18
vs last close+0.01 (+0.07%)
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PAR Technology CorporationPAR
Information Technology

Provides cloud subscription products, point-of-sale hardware, payments, analytics, loyalty, ordering, and implementation services for restaurants and retail operators. The business now runs as one Restaurant/Retail segment, with customer concentration around large enterprise brands and long approved-provider relationships.

Provides restaurant and retail operators with a cloud commerce stack organized around Engagement Cloud and Operator Cloud. Engagement Cloud handles loyalty, ordering, retail engagement, identity resolution, and shopper intelligence. Operator Cloud supports point of sale, payments, operational analytics, and transaction management.

Hardware and professional services keep the platform tied to in-store execution, including terminals, tablets, installation, training, repair, and support. The customer base is centered on restaurant and retail operators, with international reach through products such as Plexure and TASK.

The model depends on enterprise customer rollouts, active-site growth, integration of acquired products, data security, payment-related services, and hardware supply. McDonald's, Yum! Brands, and Dairy Queen relationships remain structurally important.

Company facts

CEOSavneet Singh
ListedDec 3, 1982
ExchangeNYSE
HeadquartersNew Hartford, NY
CountryUnited States
Employees1,809
CIK0000708821
ISINUS6988841036

Market cap$625.7M
EPS (ttm)−$1.77
P/E (ttm)−8.57
ROE-8.7%
P/B0.7689
P/S1.26
Dividend yieldDiv yield
Beta1.22vs XLK −0.64

Price target$19.25+26.9%Average of 12 analysts
ConsensusBuy10 of 12 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 7, 2026BTIGReiterate
Rating: Target: $46
Rating: BuyTarget: $30
Jul 9, 2026Goldman SachsReiterate
Rating: Target: $50
Rating: NeutralTarget: $20.50
Jun 9, 2026UBSTarget
Target:
Target: $16
Jun 9, 2026RBC CapitalTarget
Target:
Target: $16
Jun 9, 2026JP MorganUpgrade
Rating: Underweight
Rating: Neutral

Next report
Nov 5, 26
in 44 days
EPS estimate
$0.24
Revenue estimate
$129.8M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported−$0.21−$0.01$0.03$0.06$0.06$0.10$0.18Pending
Estimate−$0.04−$0.05$0.04−$0.02$0.08$0.07$0.12$0.24
Surprise−425.0%+80.0%−25.0%+380.0%−25.0%+42.9%+47.5%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$105.0M$103.9M$112.4M$119.2M$120.1M$124.0M$133.4MPending
Estimate$105.6M$105.2M$111.6M$112.2M$116.3M$116.9M$124.7M$129.8M
Surprise−0.5%−1.2%+0.8%+6.2%+3.3%+6.1%+7.0%
Estimate$0.24
ReportedDue Nov 5, 2026
Estimate$129.8M
ReportedDue Nov 5, 2026
View details

Debt to equity53.00%
Current ratio213.60%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$96.8M$105.0M$103.9M$112.4M$119.2M$120.1M$124.0M$133.4M
Net income−$19.8M−$21.1M−$24.4M−$21.0M−$18.2M−$20.9M−$16.2M−$16.9M
Net margin0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$15.2M−$16.4M−$15.8M−$17.3M−$18.2M−$12.8M−$10.3M−$12.9M
YoY growthLoss narrowedLoss widenedLoss narrowedLoss narrowedLoss widenedLoss narrowedLoss narrowedLoss narrowed

Balance sheet, Jun 30, 2026Cash & short-term investments $14.7M · Total debt $431.5M · Total assets $1.37B · Shareholders' equity $813.8M

Revenue
$133.4M
Operating income
−$12.9M
Net income
−$16.9M
View details

No dividends on record.

Institutions≈ 116.17%48.05M shares
229 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders7.91%3.27M shares
13 holders · as of Sep 8, 2026
Adds to124.08%

41.36M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

These groups come from separate filings that can overlap, so they add to 124.08%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Voss Capital, LPInstitution
14.32%5.93Mas of Jun 30, 2026
BlackRock, Inc.Institution
9.79%4.05Mas of Jun 30, 2026
Newtyn Management, LLCInstitution
5.85%2.42Mas of Jun 30, 2026
T. Rowe Price Investment Management, Inc.Institution
5.22%2.16Mas of Jun 30, 2026
Progeny 3, Inc.Institution
5.14%2.12Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 8, 2026Elizabeth M. Codnerofficer: Chief Human Resources Officer−653$19.29
Aug 14, 2026Oliver Ostertagofficer: President, Growth & AI−11,829$18.75
Aug 12, 2026Narinder Singhdirector+11,518$17.36
Jun 12, 2026Keith Pascaldirector+13,000$15.16
Jun 11, 2026Voss Capital, LP10 percent owner+193,751$14.15
View details

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Compare

CompanyPriceChange
P.A.R. Technology$15.18+0.07%$625.7M13.61.3+18.7%
Toast$30.24+1.46%$17.28B38.219.72.5+23.1%
NCR Voyix$7.38+1.23%$1.00B18.07.50.4−21.5%
Oracle$152.01+2.32%$427.95B23.317.96.0+29.6%
Fiserv$46.51+0.09%$24.78B8.96.31.2−10.0%
Block$78.92+1.30%$46.37B139.117.21.9+9.3%
Shift4 Payments$39.52+0.37%$3.59B67.45.90.7−35.4%
Lightspeed Commerce$9.60+0.37%$1.32B14.01.1+5.8%
Median30.714.01.2+5.8%