PGC · NASDAQ · Banks - Regional

Peapack-Gladstone Financial (PGC)

Runs relationship-led banking and wealth management around New Jersey and New York.

$44.68
After hours−0.05 (−0.11%)
At close$44.73(−0.97%)
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Peapack-Gladstone Financial CorporationPGC
Financial sector

Provides commercial private banking, retail private banking, residential lending, and wealth-management services through Peapack Private Bank & Trust, with activity concentrated in New Jersey and New York. Banking and Wealth Management segment income, deposit gathering, and banker-led relationships shape the model.

Operates through Peapack Private Bank & Trust, with a New Jersey-centered business built around commercial private banking, retail private banking, residential lending, treasury management, escrow services, and digital banking. Wealth Management adds investment management, personal trust, financial planning, tax, fiduciary, and advisory services for individuals, families, businesses, family offices, and nonprofits.

Focuses on New Jersey and New York, with a broader metropolitan footprint that also reaches Pennsylvania and wealth locations in Long Island, New York City, and Delaware. The recent rebrand supports a private-banking model built around single-point-of-contact bankers and a branch-light financial-center network.

Depends on deposit gathering, credit quality, trust and advisory demand, regulatory compliance, cybersecurity investment, and competition from larger financial institutions, regional banks, advisers, and investment managers.

Company facts

CEODouglas L. Kennedy
ListedApr 27, 1999
ExchangeNASDAQ
HeadquartersBedminster, NJ
CountryUnited States
Employees682
CIK0001050743
ISINUS7046991078

Market cap$800.4M
EPS (ttm)$2.88
P/E (ttm)15.68
ROE7.6%
P/B1.12
P/S1.71
Dividend yieldDiv yield0.44%
Beta0.63vs XLF 1.14

Price target$56.50+26.1%Average of 8 analysts
ConsensusBuy8 of 8 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 29, 2026Piper SandlerReiterate
Rating: Target: $54
Rating: OverweightTarget: $58
Jul 1, 2026Raymond JamesReiterate
Rating: Target: $49
Rating: Strong BuyTarget: $55
Jun 26, 2026Piper SandlerReiterate
Rating: Target: $32
Rating: OverweightTarget: $54
Apr 27, 2026Raymond JamesTarget
Target:
Target: $49
Dec 10, 2025Piper SandlerReiterate
Rating: Target: $35
Rating: OverweightTarget: $32

Next report
Oct 28, 26
in 36 days
EPS estimate
$0.94
Revenue estimate
$90.1M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Nov '25Jan '26Apr '26Jul '26Oct '26
Reported$0.52$0.43$0.45$0.54$0.69$0.80$0.85Pending
Estimate$0.45$0.51$0.61$0.59$0.65$0.66$0.88$0.94
Surprise+15.6%−15.7%−26.2%−8.5%+6.2%+21.2%−2.9%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Nov '25Jan '26Apr '26Jul '26Oct '26
Reported$61.3M$63.3M$68.6M$69.6M$77.9M$82.7M$86.1MPending
Estimate$60.5M$67.4M$72.7M$71.7M$77.9M$79.2M$85.2M$90.1M
Surprise+1.3%−6.1%−5.6%−2.9%0.0%+4.4%+1.1%
Estimate$0.94
ReportedDue Oct 28, 2026
Estimate$90.1M
ReportedDue Oct 28, 2026
View details

Debt to equity16.40%
Current ratio1,061.90%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$101.1M$105.0M$104.2M$110.0M$111.6M$115.6M$117.6M$122.3M
Net income$7.6M$9.2M$7.6M$7.9M$9.6M$12.2M$14.2M$16.0M
Net margin7.5%8.8%7.3%7.2%8.6%10.5%12.0%13.1%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$10.7M$12.2M$10.4M$11.3M$13.6M$17.0M$19.7M$22.3M
YoY growth−14.7%+5.3%−15.8%+17.8%+26.6%+38.8%+88.8%+98.0%

Balance sheet, Jun 30, 2026Cash & short-term investments $760.8M · Total debt $117.5M · Total assets $7.97B · Shareholders' equity $715.8M

Revenue
$122.3M
Operating income
$22.3M
Net income
$16.0M
View details

Dividend yield
0.44%
Next ex-date
Nov 13, 26
estimated · in 52 days
Annual dividend
$0.20
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.05$0.05$0.05$0.05$0.05$0.05$0.05$0.05
Annual yield0.55%0.58%0.70%0.80%0.79%0.59%0.47%0.43%
Ex-dateNov 7Feb 6May 8Aug 7Nov 6Feb 12May 7Aug 13
Payment dateNov 22Feb 21May 22Aug 21Nov 28Feb 26May 21Aug 27
View details

Institutions78.06%13.83M shares
177 holders · as of Jun 30, 2026
Insiders5.21%923.3K shares
22 holders · as of Sep 22, 2026
Other16.73%2.96M shares
remainder

17.72M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
9.01%1.60Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.84%1.04Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.98%705,681as of Jun 30, 2026
Wellington Management Group LLPInstitution
3.81%674,880as of Jun 30, 2026
Philadelphia Trust CoInstitution
3.48%616,424as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 21, 2026Maureen Hemhauserofficer: EVP & Chief Risk Officer−2,297$45.32
Sep 2, 2026Gregory Martin Smithofficer: SEVP, President Comml Banking−1,250$44.66
Jun 29, 2026Lisa Chalkanofficer: EVP, Chief Credit Officer−1,100$47.60
Jun 29, 2026John P. Babcockofficer: SEVP & Pres of Priv Wealth Mgt−5,000$47.11
Jun 11, 2026Francesco S. Rossiofficer: SVP/Chief Accounting Officer−2,484$45.52
View details

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