Security National Financial (SNFCA)
Runs connected life insurance, funeral and cemetery, and mortgage businesses from Utah.
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Runs life-insurance, funeral and cemetery, and mortgage operations, with revenue concentrated in insurance and mortgage activity. The model links end-of-life products, preneed services, and loan origination under a Salt Lake City holding company.
Operates through life insurance, cemetery and mortuary, and mortgages. Life insurance sells and services life, annuity, accident, and health products through independent agents, while the funeral platform sells burial, cremation, cemetery, mortuary, and preneed services.
Geography is concentrated in the United States, with funeral and cemetery locations in Utah, California, and New Mexico and mortgage offices across multiple states. SecurityNational Mortgage originates, underwrites, or purchases residential, commercial, construction, and real-estate project loans.
The operating logic is horizontal integration: funeral and cemetery relationships support preneed and insurance demand, while insurance assets can support mortgage lending. Results depend on regulated insurance distribution, location-level funeral operations, and mortgage origination conditions.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $193.6M · Total debt $122.2M · Total assets $1.61B · Shareholders' equity $433.0M
- Revenue
- $83.9M
- Operating income
- $11.7M
- Net income
- $9.0M
No dividends on record.
| Institutions | 34.43% | 9.43M shares | |
|---|---|---|---|
| 79 holders · as of Jun 30, 2026 | |||
| Insiders | 3.72% | 1.02M shares | |
| 11 holders · as of Jul 7, 2026 | |||
| Other | 61.85% | 16.93M shares | |
| remainder | |||
27.38M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Two share counts disagree (27.38M in the company's Sep 22, 2026 report, 22.39M elsewhere); stakes use the report.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
M3F, Inc.Institution | 7.70% | 2.11M A | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 3.70% | 1.01M A | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 3.09% | 845,357 A | as of Jun 30, 2026 |
Ameriprise Financial IncInstitution | 3.01% | 823,770 A | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 2.73% | 746,134 A | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Apr 7, 2026 | Gilbert A. Fuller | director | −10,000 | $9.45 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Security National Financial | $8.78 | −0.11% | $196.8M | 5.7 | — | 0.8 | +3,446.8% |
| Globe Life | $170.34 | −1.06% | $13.37B | 11.4 | 10.3 | 2.2 | +8.0% |
| Citizens | $3.72 | +2.91% | $182.5M | 15.5 | 17.3 | 0.7 | −1.2% |
| Rocket Companies | $12.80 | +3.52% | $34.90B | 84.7 | 17.9 | 3.6 | +113.7% |
| CNO Financial Group | $54.53 | +0.24% | $5.08B | 18.6 | 11.5 | 1.1 | +11.6% |
| PennyMac Financial Services | $66.77 | +0.26% | $3.46B | 9.1 | 7.9 | 0.7 | +11.8% |
| loanDepot | $0.7324 | +3.10% | $238.0M | — | 39.9 | 0.2 | +19.4% |
| Service Corporation International | $78.41 | +1.10% | $10.60B | 17.3 | 17.8 | 2.4 | +3.6% |
| Carriage Services | $31.60 | +2.33% | $490.1M | 11.1 | 9.1 | 1.2 | +0.8% |
| Median | 15.5 | 14.4 | 1.1 | +9.8% |