loanDepot (LDI)
Originates, sells, and services residential mortgages through a digital-first U.S. platform.
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Originates purchase, refinance, and home-equity loans, then sells and services residential mortgages while earning origination, sale, servicing, interest, and ancillary-service income. The platform is concentrated in U.S. housing finance and links borrowers to title, escrow, settlement, real-estate, insurance, and mello technology services.
Originates, finances, sells, and services residential mortgage loans through a technology-enabled nonbank platform. Customer-facing lines include home purchase, refinance, home-equity loans, home search, and personal loans, with title, escrow, settlement, real-estate, insurance, and mello services around the mortgage transaction.
Concentrated in the U.S. homeownership market, the model combines retail origination with servicing relationships that can feed refinance and retention activity. The mello platform supports digital borrowing workflows and adjacent services rather than operating as a separate reportable segment.
Results depend on mortgage demand, interest-rate movements, sale margins, servicing-right fair values, warehouse funding, and compliance with federal, state, agency, and cybersecurity obligations. The disclosed cyber incident remains part of the operating and litigation context.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 10, 2026 | Goldman Sachs | Target | Target: $1.25 | Target: $1 |
| Jul 15, 2026 | Goldman Sachs | Reiterate | Rating: —Target: $2.40 | Target: $1.25 |
| Jan 6, 2026 | Goldman Sachs | Target | Target: $3 | Target: $2.40 |
| Dec 1, 2025 | Morgan Stanley | Target | Target: — | Target: $1.75 |
| Oct 29, 2025 | Goldman Sachs | Reiterate | Rating: —Target: — | Target: $3 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $229.1M · Total debt $4.61B · Total assets $6.70B · Shareholders' equity $201.0M
- Revenue
- $324.1M
- Operating income
- $72.7M
- Net income
- −$4.5M
HistoryDividendAnnual yield
| Institutions | 15.91% | 53.75M shares | |
|---|---|---|---|
| 136 holders · as of Jun 30, 2026 | |||
| Insiders | 33.48% | 113.11M shares | |
| 8 holders · as of Sep 17, 2026 | |||
| Strategic holders | 30.64% | 103.51M shares | |
| 1 holder · as of Feb 17, 2026 | |||
| Other | 19.97% | 67.46M shares | |
| remainder | |||
337.82M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Anthony Li Hsieh1,2Insiderdirector, 10 percent owner, officer: Executive Chair, CEO & Pres. | 31.54% | 217,496 A · 98.78M B · 24.95M | filed Feb 13, 2026 |
PCP Managers GP, LLC3Strategicdirector, 10 percent owner | 30.64% | 103.77M A | filed Feb 17, 2026 |
BlackRock, Inc.Institution | 3.21% | 10.85M A | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 1.79% | 6.05M A | as of Jun 30, 2026 |
J. Carlo CannellInsider | 1.28% | 4.33M | filed Feb 13, 2024 |
- Anthony Li Hsieh reports a block also reported by UBS Group AG; it is counted once, under UBS Group AG.
- The filed share classes (A, B, C, COMMON) could not be matched to the company's, so no percentage.
- The filed share classes (A, D, C, COMMON) could not be matched to the company's, so no percentage.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 1, 2026 | Anthony Li Hsieh | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | +60,208 | $0.9172 |
| Aug 31, 2026 | Anthony Li Hsieh | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | +145,365 | $0.9449 |
| Aug 27, 2026 | Anthony Li Hsieh | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | +38,612 | $0.9390 |
| Aug 26, 2026 | Anthony Li Hsieh | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | +284,349 | $0.8898 |
| Aug 25, 2026 | Anthony Li Hsieh | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | +364,367 | $0.9196 |
- Rocket Companies
Large mortgage, servicing, real estate, title, and loan-platform rival
- PennyMac Financial Services
Mortgage production and servicing peer with consumer-direct overlap
- UWM
Wholesale mortgage lender competing for purchase and refinance volume
- Rithm Capital
Newrez-backed origination and servicing platform under a public parent
- Onity Group
Servicing-led nonbank with PHH forward origination overlap
- Better Home & Finance
AI-native digital mortgage and home-equity platform
- SoFi
Fintech lender overlapping in home, home-equity, and personal loans
- First American Financial
Title, escrow, settlement, and mortgage-services overlap
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| loanDepot | $0.7204 | +1.41% | $238.0M | — | 39.3 | 0.2 | +19.4% |
| Rocket Companies | $12.80 | +3.56% | $34.90B | 84.7 | 17.9 | 3.6 | +113.7% |
| PennyMac Financial Services | $66.83 | +0.35% | $3.46B | 9.1 | 7.9 | 0.7 | +11.8% |
| UWM | $1.29 | +1.98% | $1.91B | — | 4.9 | 0.6 | −78.6% |
| Rithm Capital | $9.65 | +0.99% | $5.33B | 15.9 | 4.3 | 0.9 | +205.4% |
| Onity Group | $32.23 | +1.62% | $267.4M | 2.0 | 6.8 | 0.2 | +14.7% |
| Better Home & Finance | $12.41 | −0.08% | $194.6M | — | — | 0.9 | +23.9% |
| SoFi | $17.30 | +1.94% | $21.77B | 35.4 | 23.6 | 3.9 | +41.0% |
| First American Financial | $68.76 | −0.73% | $7.07B | 9.6 | 9.8 | 1.7 | +15.0% |
| Median | 12.8 | 7.9 | 0.9 | +19.5% |