Popularity #2,892Dividend on the way · $0.33
SYBT · NASDAQ · Banks - Regional

Stock Yards Bancorp (SYBT)

Combines regional commercial banking with investment management, trust, and retirement-plan services.

$77.74
vs last close−0.39 (−0.50%)
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Stock Yards Bancorp, Inc.SYBT
Financial sector

Earns interest and fees through commercial, real estate, mortgage, and consumer banking, while Wealth Management & Trust provides investment management, retirement planning, and fiduciary services. An 81-branch footprint remains concentrated in Kentucky and the Indianapolis and Cincinnati metropolitan markets.

Provides commercial and consumer banking through Stock Yards Bank & Trust, including business and real estate lending, deposits, treasury management, cards, mortgages, private banking, and correspondent services. Its Wealth Management & Trust segment adds investment management, financial and retirement planning, trust and estate administration, and employer retirement-plan services.

Generates recurring wealth and trust fees alongside spread-based lending, while the Field & Main acquisition extended the branch network into western Kentucky. The bank now operates 81 offices across Kentucky and the Indianapolis and Cincinnati metropolitan markets.

Net interest income remains the largest revenue source, so earnings depend on loan credit, deposit costs, and interest-rate movements. Wealth fees also vary with market values, and operations remain concentrated in this three-state footprint under bank-capital, liquidity, lending, and consumer-protection rules.

Company facts

CEOJames A. Hillebrand
ListedMar 24, 1993
ExchangeNASDAQ
HeadquartersLouisville, KY
CountryUnited States
Employees1,123
CIK0000835324
ISINUS8610251048

Market cap$2.31B
EPS (ttm)$5.02
P/E (ttm)15.56
ROE13.6%
P/B1.94
P/S4.12
Dividend yieldDiv yield1.65%
Beta0.60vs XLF 0.98

Price target$87.00+11.4%Average of 11 analysts
ConsensusHold9 of 11 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 30, 2026StephensTarget
Target: $70
Target: $87
Jul 30, 2026Hovde GroupDowngrade
Rating: OutperformTarget: $82
Rating: Market PerformTarget: $90
Jul 10, 2026Hovde GroupReiterate
Rating: Target: $75
Rating: OutperformTarget: $82
Apr 27, 2026Piper SandlerReiterate
Rating: Target: $76
Rating: NeutralTarget: $78
Mar 6, 2026Hovde GroupUpgrade
Rating: Market PerformTarget: $68
Rating: OutperformTarget: $75

Next report
Oct 28, 26
estimated · in 35 days
EPS estimate
$1.33
Revenue estimate
$119.3M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.07$1.13$1.15$1.23$1.24$1.24$1.31Pending
Estimate$0.99$1.00$1.05$1.15$1.20$1.17$1.08$1.33
Surprise+8.1%+13.0%+9.5%+7.0%+3.3%+6.0%+21.3%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$91.7M$91.7M$97.8M$99.5M$104.4M$103.1M$114.7MPending
Estimate$91.2M$95.1M$99.9M$102.4M$102.4M$103.1M$111.7M$119.3M
Surprise+0.5%−3.5%−2.0%−2.8%+1.9%0.0%+2.7%
Estimate$1.33
ReportedDue Oct 28, 2026
Estimate$119.3M
ReportedDue Oct 28, 2026
View details

Debt to equity35.40%
Current ratio8.30%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$128.7M$132.0M$132.3M$139.3M$142.8M$146.3M$142.2M$128.3M
Net income$29.4M$31.7M$33.3M$34.0M$36.2M$36.6M$36.6M$40.1M
Net margin22.8%24.0%25.1%24.4%25.4%25.0%25.7%31.2%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$37.1M$39.1M$41.6M$42.9M$45.7M$47.9M$46.1M$50.8M
YoY growth+6.7%+28.9%+26.3%+21.8%+23.3%+22.4%+10.9%+18.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $609.1M · Total debt $421.7M · Total assets $9.51B · Shareholders' equity $1.19B

Revenue
$128.3M
Operating income
$50.8M
Net income
$40.1M
View details

Dividend yield
1.65%
Next ex-date
Dec 21, 26
estimated · in 89 days
Annual dividend
$1.29
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.31$0.31$0.31$0.32$0.32$0.32$0.32$0.33
Annual yield1.57%1.78%1.68%1.65%1.82%2.00%1.74%1.64%
Ex-dateDec 16Mar 17Jun 16Sep 15Dec 15Mar 16Jun 15Sep 21
Payment dateDec 31Apr 1Jul 1Oct 1Dec 31Apr 1Jul 1Oct 1
View details

Institutions65.72%20.42M shares
249 holders · as of Jun 30, 2026
Insiders2.28%708.6K shares
22 holders · as of Sep 22, 2026
Other32.00%9.94M shares
remainder

31.07M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
6.95%2.16Mas of Jun 30, 2026
Neuberger Berman Group LLCInstitution
5.17%1.61Mas of Jun 30, 2026
Kayne Anderson Rudnick Investment Management LLCInstitution
4.16%1.29Mas of Jun 30, 2026
Stock Yards Bank & Trust CoInstitution
4.04%1.26Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.73%1.16Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 21, 2026Michael W. Woodsofficer: Sr. Vice President−139$79.02
Jul 30, 2026Laura L. Wellsdirector−6,823$86.29
May 21, 2026Philip Poindexterofficer: President−1,221$70.68
Nov 6, 2025David L. Hardydirector+2,000$66.53
Sep 29, 2025Michael W. Woodsofficer: Sr. Vice President+100$69.95
View details

  • Republic Bancorp

    Louisville-HQ Kentucky community bank sharing the same hometown deposit grid.

  • German American Bancorp

    Southern Indiana community bank with KY/OH footprint and ~$3.7B wealth AUM.

  • WesBanco

    Multi-state community bank with ~$27B assets and a $7.7B trust franchise.

  • First Merchants

    Largest Indiana-based community bank, with Private Wealth Advisors arm.

  • Park National

    Ohio community bank with a 60-year, ~$9.5B trust franchise.

  • Civista Bancshares

    ~$4.3B Ohio community bank reaching Cincinnati metro and Northern Kentucky.

  • First Financial

    Terre Haute, IN community bank covering Western KY and the Wabash Valley.

Compare

CompanyPriceChange
Stock Yards Bancorp$77.74−0.50%$2.31B15.614.44.1+17.2%
Republic Bancorp$93.43−0.31%$1.64B14.513.83.2+9.7%
German American Bancorp$48.90−0.18%$1.84B12.912.23.7+12.7%
WesBanco$38.36−0.34%$3.69B10.910.52.4+6.3%
First Merchants$40.20−1.10%$2.55B13.09.52.3+23.2%
Park National$180.79−0.48%$3.29B16.213.65.4+24.7%
Civista Bancshares$26.80−0.85%$561.8M10.09.62.5+15.0%
First Financial$74.71−1.33%$900.5M10.69.42.7+14.0%
Median12.910.52.7+14.0%