PRK · AMEX · Banks - Regional

Park National (PRK)

Community banking, fiduciary wealth services, aircraft finance and specialty lending.

$181.22
vs last close−0.44 (−0.24%)
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Park National CorporationPRK
Financial sector

Provides personal, commercial and wealth-management banking through a locally led regional franchise, with national aircraft and consumer-finance lending niches. Most earnings come from the interest spread on loans and securities versus deposits and other funding, supplemented by service fees.

Combines a locally led community-banking franchise with centralized infrastructure through Park National Bank. Personal and commercial banking include deposits, lending, payments, mortgages and digital services; trust and wealth operations add fiduciary investment management, retirement planning, estate services, custody and escrow.

Operates primarily across Ohio, Kentucky, North Carolina, South Carolina and Tennessee, with coverage in small- and medium-population markets alongside Columbus, Cincinnati, Louisville, Charlotte and Raleigh. Scope Aircraft Finance and asset-based lending to consumer-finance companies extend lending nationwide.

Earns primarily from the spread between interest earned on loans and securities and interest paid on deposits and other funding, supplemented by fees. Operations remain dependent on credit performance, interest rates, technology, third-party vendors, cybersecurity and banking regulation.

Company facts

CEOMatthew R. Miller
ListedAug 31, 1990
ExchangeAMEX
HeadquartersNewark, OH
CountryUnited States
Employees1,694
CIK0000805676
ISINUS7006581075

Market cap$3.29B
EPS (ttm)$11.18
P/E (ttm)16.25
ROE12.5%
P/B1.91
P/S5.41
Dividend yieldDiv yield2.41%
Beta0.42vs XLF 1.02

Price target$217.00+19.5%Average of 3 analysts
ConsensusHold3 of 3 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 29, 2026Piper SandlerReiterate
Rating: Target: $189
Rating: NeutralTarget: $217
Jul 7, 2026Raymond JamesInitiate
Rating:
Rating: Market Perform
Jun 26, 2026Piper SandlerReiterate
Rating: Target: $188
Rating: NeutralTarget: $189
Apr 27, 2026Piper SandlerTarget
Target:
Target: $188

Next report
Oct 26, 26
estimated · in 33 days
EPS estimate
$3.32
Revenue estimate
$176.6M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$2.36$2.57$2.90$2.87$2.93$3.06$3.40Pending
Estimate$2.24$2.15$2.45$2.74$2.77$2.66$2.97$3.32
Surprise+5.4%+19.5%+18.4%+4.7%+5.8%+15.0%+14.5%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$134.5M$130.1M$141.2M$141.6M$144.3M$157.1M$176.1MPending
Estimate$128.1M$130.4M$137.5M$140.3M$142.1M$157.1M$168.3M$176.6M
Surprise+5.0%−0.2%+2.7%+0.9%+1.5%0.0%+4.6%
Estimate$3.32
ReportedDue Oct 26, 2026
Estimate$176.6M
ReportedDue Oct 26, 2026
View details

Debt to equity9.10%
Current ratio72.60%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$170.3M$164.7M$157.9M$168.7M$169.5M$168.3M$188.5M$81.0M
Net income$38.2M$38.6M$42.2M$48.1M$47.2M$42.6M$41.7M$58.8M
Net margin22.4%23.5%26.7%28.5%27.8%25.3%22.1%72.6%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$46.6M$47.3M$51.2M$59.3M$58.1M$52.7M$51.7M−$51.7M
YoY growth+59.2%+20.7%+22.8%+24.5%+11.3%+0.9%Turned loss

Balance sheet, Jun 30, 2026Cash & short-term investments $144.5M · Total debt $155.9M · Total assets $12.68B · Shareholders' equity $1.72B

Revenue
$81.0M
Operating income
−$51.7M
Net income
$58.8M
View details

Dividend yield
2.41%
Next ex-date
Nov 21, 26
estimated · in 59 days
Annual dividend
$4.37
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

May '24Aug '24Feb '25May '25Aug '25Feb '26May '26Aug '26
Dividend$1.06$1.06$1.07$1.07$1.07$1.10$1.10$1.10
Annual yield2.98%2.57%1.27%2.51%2.57%1.24%2.65%2.16%
Ex-dateMay 16Aug 16Feb 14May 16Aug 15Feb 20May 15Aug 21
Payment dateJun 10Sep 10Mar 10Jun 10Sep 10Mar 10Jun 10Sep 10
View details

Institutions54.61%9.86M shares
274 holders · as of Jun 30, 2026
Other45.39%8.20M shares
remainder

18.06M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.33%2.59Mas of Jun 30, 2026
Park National Bank, TrusteeInstitution
8.78%1.59Mfiled Jan 31, 2022
Park National Bank, Trustee By: Amber L Cummins, AVP and Trust OfficerInstitution
6.94%1.25Mfiled Feb 17, 2026
Park National Corp /OH/Institution
6.24%1.13Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.56%1.00Mas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

  • Huntington Bancshares

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  • PNC Financial Services Group

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  • Fifth Third

    Regional bank rival across Ohio retail, commercial, and wealth relationships.

  • JPMorgan Chase

    National-scale challenger in Ohio and Charlotte consumer and commercial banking.

  • Truist Financial

    Charlotte rival in Carolinas commercial, consumer, and wealth banking.

  • Bank of America

    Charlotte banking rival across consumer, commercial, and wealth services.

Compare

CompanyPriceChange
Park National$181.22−0.24%$3.29B16.213.75.4+24.7%
Huntington Bancshares$15.55−0.86%$31.70B11.79.42.2+47.4%
PNC Financial Services Group$226.72−0.54%$90.96B12.511.12.6+21.4%
Fifth Third$52.33−0.82%$47.82B18.012.13.2+45.2%
JPMorgan Chase$340.02+0.01%$911.03B14.614.13.1+27.8%
Truist Financial$47.74−0.69%$59.89B11.410.12.0+6.5%
Bank of America$56.33+0.22%$398.83B12.911.52.0+19.3%
Median12.711.32.4+24.6%