TransUnion (TRU)
Turns consumer data into credit, fraud, identity, marketing, and communications decision tools.
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Provides credit reports, scores, analytics, and decision tools for fraud, identity, marketing, communications, and consumer engagement. Most revenue comes from the United States, while the OneTru platform consolidates acquired and internally built systems into a common data and technology layer.
Provides consumer reports, scores, analytics, and decision tools across credit, fraud, identity, marketing, communications, and consumer engagement. The business is organized into U.S. Markets and International, with most revenue generated in the United States.
OneTru brings acquired and internally built systems onto a common data and technology layer, combining identity resolution with cloud infrastructure. That consolidation supports application rationalization, information security, regulatory compliance, and delivery across Tru-branded solution lines.
Execution depends on lawful access to broad consumer and commercial datasets, accurate matching and scoring, secure handling of sensitive information, and customer acceptance of decision tools. Operations across more than 30 countries face differing privacy, credit-reporting, and data-localization regimes.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 21, 2026 | UBS | Reiterate | Rating: —Target: $77 | Target: $82 |
| Jul 29, 2026 | Needham | Reiterate | Rating: —Target: $95 | Target: $100 |
| Jul 29, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $105 | Target: $106 |
| Jul 29, 2026 | Robert W. Baird | Target | Target: $108 | Target: $115 |
| Jul 29, 2026 | Stifel Nicolaus | Target | Target: $103 | Target: $96 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $839.1M · Total debt $5.66B · Total assets $12.19B · Shareholders' equity $4.84B
- Revenue
- $1.31B
- Operating income
- $418.5M
- Net income
- $252.9M
HistoryDividendAnnual yield
| Institutions | 111.98% | 214.55M shares | |
|---|---|---|---|
| 533 holders · as of Jun 30, 2026 | |||
| Insiders | 0.78% | 1.50M shares | |
| 24 holders · as of Sep 16, 2026 | |||
| Adds to | 112.76% | ||
191.60M company shares as of Sep 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 112.76%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Dodge & CoxInstitution | 12.63% | 24.20M | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 9.89% | 18.96M | as of Jun 30, 2026 |
Independent Franchise Partners LLPInstitution | 7.29% | 13.98M | as of Jun 30, 2026 |
FMR LLCInstitution | 6.11% | 11.72M | as of Jun 30, 2026 |
Massachusetts Financial Services Co /MA/Institution | 5.57% | 10.67M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 14, 2026 | Mohamed Abdelsadek | officer: EVP, Chief Global Solutions | −1,250 | $79.07 |
| Sep 10, 2026 | Venkat Achanta | officer: EVP, Chief Tech, Data & Analy. | −23,287 | $77.00 |
| Sep 1, 2026 | Steven M. Chaouki | officer: President, US Markets | −1,000 | $84.42 |
| Sep 1, 2026 | Todd C. Skinner | officer: President, International | −1,000 | $84.42 |
| Aug 31, 2026 | Jennifer A. Williams | officer: SVP, Chief Accounting Officer | −1,070 | $84.57 |
- Equifax
Broad rival in credit data, identity, fraud, and analytics
- FICO
Credit-scoring and decisioning rival in financial services
- RELX (ADR)
Risk-data rival in identity, fraud, insurance, and investigations
- Verisk Analytics
Insurance-data and analytics rival across underwriting and claims
- LiveRamp
Marketing identity and data-collaboration rival
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| TransUnion | $71.87 | −0.08% | $13.68B | 18.8 | 13.9 | 2.8 | +14.9% |
| Equifax | $159.78 | −0.05% | $18.64B | 27.9 | 17.5 | 2.9 | +10.6% |
| FICO | $917.50 | +0.36% | $19.97B | 26.7 | 18.1 | 8.3 | +25.7% |
| RELX (ADR) | $33.07 | +0.26% | $58.33B | 20.2 | — | 4.5 | +1.0% |
| Verisk Analytics | $171.94 | 0.00% | $22.39B | 26.4 | 21.1 | 7.1 | +4.4% |
| LiveRamp | $37.55 | −0.09% | $2.29B | 15.6 | 12.2 | 2.7 | +9.8% |
| Median | 26.4 | 17.8 | 4.5 | +9.8% |