Bogota Financial (BSBK)
Operates a New Jersey bank focused on deposits and lending.
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Operates through Bogota Savings Bank, gathering deposits and originating residential, commercial, and consumer loans for New Jersey customers. A mutual holding company retains majority ownership while it exists.
Operating through Bogota Savings Bank, the holding company gathers deposits and originates residential, commercial, and consumer loans for New Jersey customers. Its bank lineage began in 1893 as Bogota Building and Loan.
The listed parent was formed for a 2020 reorganization into a two-tier mutual holding-company structure. Bogota Financial, MHC retains majority ownership while it exists, and the parent holds the Bank's common stock and makes an employee stock ownership plan loan.
The franchise is New Jersey-focused and completed its merger with Gibraltar Bank in 2021. Kevin Pace has served as president and chief executive officer since late 2023.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $147.91B · Total debt $151.8M · Total assets $875.0M · Shareholders' equity $142.0M
- Revenue
- $10.2M
- Operating income
- $846.2K
- Net income
- $747.5K
No dividends on record.
| Institutions | 6.44% | 827.3K shares | |
|---|---|---|---|
| 15 holders · as of Jun 30, 2026 | |||
| Insiders | 57.73% | 7.42M shares | |
| 2 holders · as of Dec 16, 2025 | |||
| Other | 35.83% | 4.61M shares | |
| remainder | |||
12.85M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Financial MHC BogotaInsider10 percent owner | 56.30% | 7.24M | filed Jan 15, 2020 |
M3F, Inc.Institution | 3.30% | 423,562 | as of Jun 30, 2026 |
John J. MastersonInsiderdirector | 1.44% | 184,695 | filed Dec 16, 2025 |
Vanguard Capital Management LLCInstitution | 1.41% | 181,061 | as of Jun 30, 2026 |
Renaissance Technologies LLCInstitution | 0.47% | 60,851 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Dec 12, 2025 | John J. Masterson | director | +2,200 | $8.21 |
| Dec 5, 2025 | John J. Masterson | director | +1,000 | $8.40 |
| Dec 8, 2025 | John J. Masterson | director | +600 | $8.22 |
- JPMorgan Chase
Large New Jersey deposit and lending competitor
- Bank of America
Large-bank competitor for New Jersey deposits and loans
- PNC Financial Services Group
Large regional competitor for New Jersey deposits and loans
- Columbia Financial
Bergen County community-bank peer with a larger deposit base
- ConnectOne Bancorp
Bergen County bank peer with commercial real-estate lending scale
- Wells Fargo
Large-bank competitor for New Jersey deposits and lending
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Bogota Financial | $9.20 | −0.02% | $118.3M | 43.8 | 24.9 | 2.7 | −5.4% |
| JPMorgan Chase | $340.11 | −3.39% | $943.29B | 15.2 | 14.1 | 3.2 | +27.8% |
| Bank of America | $56.33 | −2.82% | $411.32B | 13.4 | 11.5 | 2.1 | +19.3% |
| PNC Financial Services Group | $227.52 | −2.46% | $93.07B | 12.8 | 11.2 | 2.6 | +21.4% |
| Columbia Financial | $11.50 | −0.90% | $2.59B | 44.6 | 31.0 | 5.1 | +15.5% |
| ConnectOne Bancorp | $31.30 | −0.69% | $1.59B | 9.8 | 8.9 | 2.6 | +46.0% |
| Wells Fargo | $83.44 | −3.58% | $261.71B | 12.5 | 11.1 | 2.0 | +8.6% |
| Median | 13.1 | 11.3 | 2.6 | +20.3% |