Citi (C)
Runs a cross-border institutional bank alongside U.S. consumer cards and wealth management.
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Provides cash management, custody, markets, investment and corporate banking, wealth management, U.S. retail banking and consumer cards. A cross-border institutional network links the businesses, while consumer activity is centered on U.S. cards and deposits after international retail exits.
Connects multinational companies, financial institutions and governments to cash management, payments, trade finance and securities custody through Services, while Markets provides fixed-income and equity trading, market-making, financing and prime brokerage. Banking adds corporate lending, capital-markets underwriting and merger advice across a network operating in nearly 160 countries and jurisdictions.
Serves affluent and high-net-worth clients through Wealth, now including U.S. retail banking and deposits, while U.S. Consumer Cards combines proprietary, co-branded and private-label cards with installment lending. The cross-border network links client cash flows, risk hedging, financing and wealth needs across businesses.
Operates under bank capital, liquidity and risk-management requirements and continues a multiyear controls and data overhaul under Federal Reserve and OCC consent orders. Significant acquisitions by Citibank require prior OCC approval.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 3, 2026 | UBS | Reiterate | Rating: —Target: $132 | Target: $142 |
| Jul 15, 2026 | Truist Financial | Target | Target: $158 | Target: $154 |
| Jul 15, 2026 | Argus Research | Target | Target: $87 | Target: $150 |
| Jul 6, 2026 | Evercore ISI | Target | Target: $139 | Target: $143 |
| Jun 30, 2026 | Oppenheimer | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $996.75B · Total debt $813.85B · Total assets $2.89T · Shareholders' equity $212.02B
- Revenue
- $45.30B
- Operating income
- $8.03B
- Net income
- $5.83B
HistoryDividendAnnual yield
| Institutions | 79.12% | 1.35B shares | |
|---|---|---|---|
| 2,766 holders · as of Jun 30, 2026 | |||
| Insiders | 0.29% | 4.98M shares | |
| 33 holders · as of Jul 2, 2026 | |||
| Other | 20.59% | 351.12M shares | |
| remainder | |||
1.71B company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 8.77% | 149.51M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 6.29% | 107.23M | as of Jun 30, 2026 |
State Street CorpInstitution | 4.57% | 77.91M | as of Jun 30, 2026 |
Geode Capital Management, LLCInstitution | 2.41% | 41.05M | as of Jun 30, 2026 |
Fisher Asset Management, LLCInstitution | 2.14% | 36.46M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 8, 2026 | John Cunningham Dugan | director | −2,117 | $125.30 |
| Apr 15, 2026 | Nicole Giles | officer: CHIEF ACCOUNTING OFFICER | −12,732 | $131.80 |
| Apr 15, 2026 | Edward Skyler | officer: Hd of Ent Svc & Public Affairs | −25,000 | $131.41 |
| Feb 20, 2026 | Mark Mason | officer: Chief Financial Officer | −3,627 | $114.71 |
| Feb 11, 2026 | Sunil Garg | officer: CEO, Citibank, N.A. | −18,000 | $118.49 |
- JPMorgan Chase
Largest US bank; #1 in Treasury Services, Markets, and IB globally.
- Bank of America
Second-largest US bank; rival in transaction banking, markets, and wealth.
- Goldman Sachs
Premier IB and markets rival; head-to-head in FICC, equities, and M&A advisory.
- HSBC (ADR)
Most direct global-network rival in cross-border TTS and trade finance.
- Morgan Stanley
Capital markets and wealth rival; acquired Citi's Smith Barney brokerage.
- Wells Fargo
US-focused rival in consumer cards, commercial banking, and corporate lending.
- American Express
Premium travel card incumbent targeted by Citi Branded Cards and Strata Elite.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Citi | $130.98 | −3.01% | $231.60B | 14.6 | 11.3 | 1.3 | +14.3% |
| JPMorgan Chase | $337.86 | −4.03% | $943.29B | 15.2 | 14.0 | 3.2 | +27.8% |
| Bank of America | $56.29 | −2.89% | $411.32B | 13.4 | 11.5 | 2.1 | +19.3% |
| Goldman Sachs | $941.55 | −1.86% | $283.03B | 14.8 | 13.5 | 2.4 | +39.5% |
| HSBC (ADR) | $101.14 | −2.01% | $354.70B | 14.9 | 11.6 | 2.6 | +32.2% |
| Morgan Stanley | $198.94 | −3.48% | $325.12B | 16.8 | 15.0 | 2.6 | +36.8% |
| Wells Fargo | $83.04 | −4.04% | $261.71B | 12.5 | 11.1 | 2.0 | +8.6% |
| American Express | $307.85 | −1.83% | $211.77B | 19.0 | 16.5 | 2.5 | +10.0% |
| Median | 14.9 | 13.5 | 2.5 | +27.8% |