First Financial Bancorp (FFBC)
Regional bank combining Midwestern branches with nationwide specialty finance and foreign exchange.
Something off on this page? Send us feedback.
Provides commercial and retail banking, commercial real estate and mortgage lending, wealth management, and specialty finance through First Financial Bank. Core branches span Ohio, Indiana, Kentucky, and Illinois, while niche lenders and foreign-exchange services reach clients nationwide.
Operates Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance, and Wealth Management through First Financial Bank. Deposits and treasury services support lending to businesses and consumers, while mortgages may be sold with or without servicing.
Combines local decision-making across Ohio, Indiana, Kentucky, and Illinois with specialized underwriting for equipment leases, insurance businesses, restaurant franchisees, and premium finance nationwide. Bannockburn Global Forex adds currency payments, hedging, and advisory services for small and midsize clients.
Recent Westfield and BankFinancial acquisitions expanded Northeast Ohio and Chicago operations. Earnings depend on deposit funding, borrower credit quality, interest-rate conditions, acquisition integration, and federal and state banking regulation.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 10, 2026 | Truist Financial | Target | Target: $30 | Target: $35 |
| Jul 1, 2026 | Raymond James | Reiterate | Rating: —Target: $34 | Target: $36 |
| Apr 27, 2026 | Raymond James | Target | Target: $28 | Target: $34 |
| Apr 27, 2026 | RBC Capital | Reiterate | Rating: —Target: $30 | Target: $32 |
| Mar 27, 2026 | Stephens | Target | Target: — | Target: $33 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $5.87B · Total debt $952.6M · Total assets $22.44B · Shareholders' equity $2.99B
- Revenue
- $314.2M
- Operating income
- $94.4M
- Net income
- $76.5M
HistoryDividendAnnual yield
| Institutions | 86.35% | 90.64M shares | |
|---|---|---|---|
| 328 holders · as of Jun 30, 2026 | |||
| Insiders | 1.25% | 1.32M shares | |
| 21 holders · as of Sep 16, 2026 | |||
| Strategic holders | 5.62% | 5.89M shares | |
| 1 holder · as of Feb 17, 2026 | |||
| Other | 6.78% | 7.12M shares | |
| remainder | |||
104.97M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.55% | 15.27M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 6.33% | 6.65M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 6.07% | 6.37M | as of Jun 30, 2026 |
Nomura Asset Management International Inc.Strategic | 5.62% | 5.89M | filed Feb 17, 2026 |
State Street CorpInstitution | 5.53% | 5.80M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 3, 2026 | Archie M. Brown | director, officer: President & CEO | −5,000 | $32.93 |
| Aug 26, 2026 | Thomas Murray Obrien | director | −16,088 | $32.77 |
| Aug 3, 2026 | Scott T. Crawley | officer: Controller & Prin Actg Officer | −2,700 | $34.16 |
| Jul 31, 2026 | James M. Anderson | officer: Chief Financial Officer | −4,000 | $33.73 |
| Jun 8, 2026 | Archie M. Brown | director, officer: President & CEO | −10,000 | $30.93 |
- Fifth Third
Cincinnati super-regional pressure across core Midwest banking
- Huntington Bancshares
Ohio-led regional bank overlap in consumer and commercial banking
- PNC Financial Services Group
Larger in-market bank for retail, treasury, wealth, and mortgage
- Old National Bancorp
Midwest regional peer across commercial, retail, and wealth banking
- Wintrust Financial
Chicago bank and premium-finance rival with specialty overlap
- First Merchants
Indiana-centered peer for community banking and wealth services
- WesBanco
Adjacent Ohio, Kentucky, and Indiana regional-bank peer
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| First Financial Bancorp | $31.50 | −0.74% | $3.33B | 11.2 | 9.8 | 2.5 | +16.7% |
| Fifth Third | $52.66 | −1.23% | $48.32B | 18.2 | 12.1 | 3.2 | +45.2% |
| Huntington Bancshares | $15.62 | −2.61% | $32.41B | 12.0 | 9.2 | 2.2 | +47.4% |
| PNC Financial Services Group | $227.39 | −2.51% | $93.07B | 12.8 | 11.2 | 2.6 | +21.4% |
| Old National Bancorp | $25.14 | −0.44% | $9.66B | 11.1 | 9.2 | 2.4 | +12.3% |
| Wintrust Financial | $145.42 | −1.13% | $9.92B | 11.7 | 11.0 | 2.3 | +10.1% |
| First Merchants | $40.96 | +0.15% | $2.57B | 13.1 | 9.7 | 2.4 | +23.2% |
| WesBanco | $38.53 | −1.46% | $3.75B | 11.0 | 10.6 | 2.5 | +6.3% |
| Median | 12.0 | 10.6 | 2.4 | +21.4% |