GSHD · NASDAQ · Insurance - Brokers

Goosehead Insurance (GSHD)

Distributes personal-lines insurance through corporate, franchise, and enterprise channels.

$45.76
After hours+0.01 (+0.02%)
At close$45.75(−11.51%)
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Goosehead Insurance, IncGSHD
Financial sector

Connects U.S. consumers with home, auto, and ancillary insurance through independent agents and comparison tools. Revenue comes from commissions, agency fees, franchise fees, royalties, and carrier-related compensation, while centralized service supports retention across the book.

Distributes personal-lines insurance across the United States, with homeowners, auto, dwelling property, flood, wind, earthquake, umbrella, specialty, small-business commercial, and life policies available through carrier partners.

Corporate offices hire and train agents, franchise agencies operate local businesses on Goosehead systems, and enterprise partnerships bring referrals from mortgage, real estate, lender, and platform relationships. Centralized service centers handle policy support and retention so agents can focus on new business.

Execution depends on carrier access, agent productivity, referral flow tied to home transactions, and state insurance rules. The business reports one insurance distribution segment and derives revenue entirely in the United States.

Company facts

CEOMark K. Miller
ListedApr 27, 2018
ExchangeNASDAQ
HeadquartersWestlake, TX
CountryUnited States
Employees1,600
CIK0001726978
ISINUS38267D1090

Market cap$1.93B
EPS (ttm)$1.37
P/E (ttm)37.74
ROE
P/B
P/S4.80
Dividend yieldDiv yield
Beta−0.41vs XLF 1.87

Price target$72.00+59.0%Average of 18 analysts
ConsensusBuy10 of 18 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 27, 2026UBSReiterate
Rating: Target: $70
Rating: BuyTarget: $72
Jul 23, 2026Cantor FitzgeraldReiterate
Rating: Target: $67
Rating: OverweightTarget: $76
Jul 23, 2026RBC CapitalReiterate
Rating: Target: $55
Rating: Sector PerformTarget: $58
Jul 15, 2026Piper SandlerReiterate
Rating: Target: $52
Rating: OverweightTarget: $72
Jul 13, 2026RBC CapitalReiterate
Rating: Target: $52
Rating: Sector PerformTarget: $55

Next report
Oct 28, 26
in 36 days
EPS estimate
$0.55
Revenue estimate
$106.7M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$0.79$0.26$0.49$0.46$0.64$0.30$0.64Pending
Estimate$0.41$0.23$0.53$0.47$0.54$0.20$0.47$0.55
Surprise+92.7%+13.0%−7.5%−2.1%+18.5%+50.0%+35.0%

RevenueReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$93.9M$75.6M$94.0M$90.4M$105.3M$93.1M$113.4MPending
Estimate$78.0M$78.1M$95.5M$99.9M$99.3M$85.0M$103.3M$106.7M
Surprise+20.4%−3.2%−1.6%−9.5%+6.0%+9.5%+9.8%
Estimate$0.55
ReportedDue Oct 28, 2026
Estimate$106.7M
ReportedDue Oct 28, 2026
View details

Current ratio154.40%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$78.0M$93.9M$75.6M$94.0M$90.4M$105.3M$93.1M$113.4M
Net income$7.6M$14.9M$2.3M$5.2M$7.9M$12.4M$4.9M$10.1M
Net margin9.7%15.8%3.1%5.5%8.7%11.8%5.3%8.9%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$14.9M$24.7M$6.6M$10.2M$21.3M$30.9M$15.0M$36.7M
YoY growth+24.4%+377.2%Turned profit−26.6%+42.6%+25.2%+126.7%+260.8%

Balance sheet, Jun 30, 2026Cash & short-term investments $23.7M · Total debt $372.8M · Total assets $406.8M · Shareholders' equity −$112.4M

Revenue
$113.4M
Operating income
$36.7M
Net income
$10.1M
View details

Dividend yield
Next ex-date
Annual dividend
Schedule
View details

Institutions73.71%26.18M shares
238 holders · as of Jun 30, 2026
Insiders131.06%46.55M shares
16 holders · as of Aug 31, 2026
Strategic holders22.87%8.12M shares
9 holders · as of Aug 31, 2026
Adds to227.64%

35.52M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Two share counts disagree (35.52M in the company's Sep 22, 2026 report, 24.47M elsewhere); stakes use the report.

These groups come from separate filings that can overlap, so they add to 227.64%; nothing is left for Other.

This company has 2 share classes; every stake here is a share of the whole company.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Mark E. JonesInsider
62.98%22.37Mfiled Feb 14, 2019
Mark Evan JonesInsiderdirector, 10 percent owner, officer, other: Executive Chairman
37.07%13.13M B · 38,751 Afiled Aug 31, 2026
Robyn Mary Elizabeth JonesInsiderdirector, 10 percent owner, other: Member of 10% owner group
26.44%71,565 A · 9.32M Bfiled May 15, 2025
Mark & Robyn Jones Descendants Trust 2014Strategic10 percent owner, other: Member of 10% owner group
18.71%6.65M Bfiled Aug 31, 2026
BlackRock, Inc.Institution
10.29%3.66M Aas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 20, 2026Adrienne Kebodeaux10 percent owner, other: Member of 10% owner group−7,000$70.00
Aug 20, 2026Serena Jones10 percent owner, other: Member of 10% owner group−10,000$69.50
Aug 19, 2026Serena Jones10 percent owner, other: Member of 10% owner group−4,875$67.71
Aug 13, 2026Serena Jones10 percent owner, other: Member of 10% owner group−125$67.50
Aug 3, 2026Mark & Robyn Jones Descendants Trust 201410 percent owner, other: Member of 10% owner group−100,000$65.31
View details

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