IMXI · NASDAQ · Software - Infrastructure

International Money Express (IMXI)

Moves remittances from North America and Europe through agent, store, web, and mobile channels.

$12.22
vs last close−0.05 (−0.45%)
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International Money Express, Inc.IMXI
Information Technology

Runs the Intermex money-transfer network, sending funds from the U.S., Canada, and Europe to Latin America, Africa, and Asia. Revenue comes from transfer fees, foreign-exchange spread, and related money-services income, with one reportable segment and a pending sale to Western Union.

Runs the Intermex-branded remittance network founded in 1994, moving money from the United States, Canada, Spain, Italy, the United Kingdom, and Germany into Latin America and other receiving markets. Sending happens through retail agents, company stores, websites, co-branded partner sites, and mobile apps; payout runs through retail and bank locations.

Public since a 2018 Nasdaq listing through the FinTech Acquisition Corp. II merger, the business reports one money-remittance segment. Its model depends on agent relationships, corridor demand, foreign-exchange economics, money-transmission licenses, and the pending Western Union acquisition, which had not closed in the latest context update.

Company facts

CEORobert Lisy
ListedJul 27, 2018
ExchangeNASDAQ
HeadquartersMiami, FL
CountryUnited States
Employees1,270
CIK0001683695
ISINUS46005L1017

Market cap$369.3M
EPS (ttm)$0.6268
P/E (ttm)19.58
ROE11.6%
P/B2.18
P/S0.8170
Dividend yieldDiv yield
Beta0.15vs XLK −0.01

Price target$26.00+111.9%Average of 13 analysts
ConsensusHold7 of 13 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
May 9, 2025BMO CapitalDowngrade
Rating: Outperform
Rating: Market Perform
Jan 23, 2025Monness Crespi HardtDowngrade
Rating: Buy
Rating: Neutral

Next report
Nov 9, 26
in 48 days
EPS estimate
$0.22
Revenue estimate
$133.4M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$0.57$0.35$0.51$0.38$0.41$0.13$0.23Pending
Estimate$0.60$0.41$0.49$0.54$0.43$0.36$0.35$0.22
Surprise−5.0%−14.6%+4.1%−29.6%−4.7%−63.9%−34.3%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$164.8M$144.3M$161.1M$154.9M$147.4M$122.0M$131.2MPending
Estimate$169.3M$170.8M$165.2M$162.5M$153.0M$141.0M$143.6M$133.4M
Surprise−2.7%−15.5%−2.4%−4.7%−3.6%−13.5%−8.7%
Estimate$0.22
ReportedDue Nov 9, 2026
Estimate$133.4M
ReportedDue Nov 9, 2026
View details

Debt to equity79.90%
Current ratio195.90%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$171.9M$164.8M$144.3M$161.1M$154.9M$60.3M$105.6M$131.2M
Net income$17.3M$15.4M$7.8M$11.0M$5.0M$8.9M$511.0K$4.2M
Net margin10.1%9.3%5.4%6.8%3.2%14.8%0.5%3.2%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$27.8M$24.7M$14.1M$19.5M$10.5M−$64.1M−$11.5M$8.8M
YoY growth+14.7%−10.7%−28.1%−15.0%−62.1%Turned lossTurned loss−55.0%

Balance sheet, Jun 30, 2026Cash & short-term investments $150.6M · Total debt $135.4M · Total assets $449.6M · Shareholders' equity $169.6M

Revenue
$131.2M
Operating income
$8.8M
Net income
$4.2M
View details

No dividends on record.

Institutions96.65%29.20M shares
166 holders · as of Jun 30, 2026
Insiders22.76%6.87M shares
13 holders · as of Jul 20, 2026
Adds to119.41%

30.21M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 119.41%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Daniel G. Cohen1Insider
15.95%4.78Mfiled Jul 30, 2018
HCSF Management, LLCInstitution
7.80%2.36Mfiled Feb 15, 2019
BlackRock, Inc.Institution
7.63%2.31Mas of Jun 30, 2026
Magnetar Financial LLCInstitution
6.65%2.01Mas of Jun 30, 2026
AllianceBernstein L.P.Institution
5.06%1.53Mas of Jun 30, 2026
  1. Daniel G. Cohen's transaction reports restate only vehicles that traded; the 2018 ownership statement (4.78M) plus the 44.0K net shares acquired since is used instead.

Insider tradesForm 4

No open-market trades in the last 12 months.

View details

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Compare

CompanyPriceChange
International Money Express$12.22−0.45%$369.3M19.613.30.8−18.6%
Western Union$6.32+1.85%$1.93B5.04.40.5−1.3%
Euronet Worldwide$65.71−0.60%$2.52B10.45.90.6+3.2%
Remitly Global$21.75+0.72%$4.55B15.525.22.5+20.2%
PayPal$53.58+1.81%$45.01B9.99.61.3+4.8%
Median10.27.80.9+4.0%