Western Union (WU)
Connects consumers through retail agents and digital channels for cross-border money transfers.
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Consumer Money Transfer and Consumer Services combine cross-border money movement with bill pay and other financial services. The business connects a global agent network with websites and mobile applications.
Consumer Money Transfer moves funds across borders and currencies through retail agents, websites, and mobile applications. Consumer Services adds bill pay, money orders, retail foreign exchange, prepaid cards, lending partnerships, digital wallets, and a media network.
Cross-border, cross-currency consumer money movement is the core business, while adjacent services extend the relationship beyond transfers. The agent network operates in more than 200 countries and territories.
An interconnected global network links the agent system, regions, and branded digital business. Its operating model depends on agent relationships, regulatory compliance, fraud and anti-money-laundering controls, and adaptation to digital money-movement alternatives.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 3, 2026 | Cantor Fitzgerald | Reiterate | Rating: —Target: $8 | Target: $7 |
| Jul 31, 2026 | Monness | Reiterate | Rating: —Target: $7 | Target: $6 |
| Jul 31, 2026 | Susquehanna | Reiterate | Rating: —Target: $11 | Target: $8 |
| Jul 31, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $14 | Target: $6 |
| Jul 31, 2026 | Barclays | Reiterate | Rating: —Target: $7 | Target: $6 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $2.79B · Total debt $2.70B · Total assets $7.97B · Shareholders' equity $914.7M
- Revenue
- $1.01B
- Operating income
- $132.1M
- Net income
- $76.7M
HistoryDividendAnnual yield
| Institutions | ≈ 100.13% | 312.29M shares | |
|---|---|---|---|
| 497 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 0.99% | 3.09M shares | |
| 20 holders · as of Sep 9, 2026 | |||
| Adds to | 101.12% | ||
311.88M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 101.12%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 10.07% | 31.40M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.74% | 17.91M | as of Jun 30, 2026 |
Schroder Investment Management GroupInstitution | 5.56% | 17.34M | as of Jun 30, 2026 |
Capital Research Global InvestorsInstitution | 4.70% | 14.67M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.49% | 14.02M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 1, 2026 | Benjamin Carlton Adams | officer: Chief Legal Officer | −19,924 | $9.23 |
| Apr 28, 2026 | Giovanni Angelini | officer: President Europe, Africa, MEPA | −6,000 | $9.48 |
| Nov 10, 2025 | Giovanni Angelini | officer: President Europe, Africa, MEPA | +10,000 | $8.95 |
- Remitly Global
Digital cross-border remittances across major global corridors
- Euronet Worldwide
Ria and Xe span agent-led and digital global money transfers
- Wise Group
Low-cost cross-border transfers and multi-currency accounts
- PayPal
Xoom overlaps in digital international transfers, bills, and reloads
- International Money Express
US-to-Latin America and Caribbean omnichannel remittances
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Western Union | $6.19 | −0.48% | $1.94B | 5.1 | 4.3 | 0.5 | −1.3% |
| Remitly Global | $19.93 | −6.37% | $4.48B | 15.3 | 23.1 | 2.5 | +20.2% |
| Euronet Worldwide | $65.14 | −0.84% | $2.50B | 10.3 | 5.9 | 0.6 | +3.2% |
| Wise Group | $11.37 | −1.21% | $11.51B | 23.4 | — | 4.2 | +29.0% |
| PayPal | $52.32 | −1.08% | $45.25B | 10.0 | 9.4 | 1.3 | +4.8% |
| International Money Express | $11.53 | −4.27% | $362.3M | 19.2 | 12.5 | 0.8 | −18.6% |
| Median | 15.3 | 11.0 | 1.3 | +4.8% |