MainStreet Bancshares (MNSB)
Owns a branch-lite community bank serving the Washington, D.C. metropolitan area.
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Owns a business-focused community bank serving the Washington, D.C. metropolitan area. Its branch-lite model pairs a limited physical footprint with online and mobile banking, local decision-making, and relationship banking.
Owns MainStreet Bank, a business-focused community bank serving the Washington, D.C. metropolitan area. The Bank combines local decision-making and relationship banking with online and mobile banking within a deliberately branch-lite delivery model. Personal connections complement the limited physical network for customers.
A Fairfax-based footprint spans Northern Virginia and Washington, D.C., while MainStreet Community Capital sits alongside the Bank within the financial holding company. Avenu, an embedded Banking-as-a-Service initiative for fintech partners, was discontinued as the group refocused on core banking.
The operating bank is Virginia-chartered, a Federal Reserve Bank of Richmond member, and its deposits are FDIC-insured.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $30.1M · Total debt $70.1M · Total assets $2.24B · Shareholders' equity $214.4M
- Revenue
- $33.0M
- Operating income
- $6.2M
- Net income
- $4.7M
HistoryDividendAnnual yield
| Institutions | 57.40% | 4.09M shares | |
|---|---|---|---|
| 98 holders · as of Jun 30, 2026 | |||
| Insiders | 8.15% | 580.1K shares | |
| 15 holders · as of Jul 2, 2026 | |||
| Other | 34.45% | 2.45M shares | |
| remainder | |||
7.12M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Banc Funds Co LLCInstitution | 7.67% | 545,679 | as of Jun 30, 2026 |
AllianceBernstein L.P.Institution | 5.88% | 418,393 | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 5.68% | 404,037 | as of Jun 30, 2026 |
MainStreet Bank 401(k) Retirement PlanInstitution | 5.39% | 383,763 | filed Feb 24, 2026 |
Wellington Management Group LLPInstitution | 4.73% | 336,961 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 4, 2026 | Richard Alexander Vari | officer: Chief Financial Officer | −4,500 | $23.20 |
| Dec 9, 2025 | Thomas J. Chmelik | director, officer: CFO, MainStreet Bancshares Inc | −7,238 | $20.09 |
| Dec 8, 2025 | Thomas J. Chmelik | director, officer: CFO, MainStreet Bancshares Inc | −23,577 | $19.93 |
| Dec 3, 2025 | Thomas J. Chmelik | director, officer: CFO, MainStreet Bancshares Inc | −9,771 | $19.82 |
| Nov 24, 2025 | Jeff W. Dick | director, officer: Chairman, President and CEO | +106 | $18.99 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| MainStreet Bancshares | $24.80 | −1.20% | $178.6M | 12.4 | 10.6 | 1.4 | −2.8% |
| FVCBankcorp | $17.79 | −1.60% | $325.4M | 12.7 | 11.2 | 3.4 | +29.8% |
| John Marshall Bancorp | $23.00 | −1.12% | $328.3M | 13.4 | 10.3 | 2.7 | +21.7% |
| Eagle Bancorp | $28.09 | +0.23% | $854.5M | — | 14.9 | 1.4 | −1.5% |
| Burke & Herbert Financial Services | $69.27 | −0.25% | $1.40B | 11.1 | 8.2 | 3.2 | +24.6% |
| Capital Bancorp | $35.78 | −0.47% | $585.6M | 10.6 | 9.6 | 2.0 | +9.2% |
| Median | 11.9 | 10.3 | 2.7 | +21.7% |