Eagle Bancorp (EGBN)
Relationship-focused commercial bank providing loans, deposits, and treasury services across the Washington, D.C. region.
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Provides commercial real estate, construction, business, SBA, municipal, and consumer lending alongside deposits and treasury management across the Washington, D.C. region. Revenue is driven mainly by the spread between interest earned on loans and securities and the cost of deposits and other funding, with commercial real estate still a material credit concentration.
Operates EagleBank as a full-service community bank across Suburban Maryland, Washington, D.C., and Northern Virginia. Commercial and industrial lending covers working capital, equipment, government contractors, and other business needs; real estate lending spans income-producing properties, owner-occupied buildings, construction, and development. Deposit accounts, treasury management, SBA lending, municipal finance, consumer credit, and digital banking round out the franchise.
Builds business through relationship bankers, local credit decisions, and tailored service for small and middle-market companies, professionals, nonprofits, property owners, and individuals. Management is reducing legacy commercial real estate concentrations while expanding commercial-and-industrial relationships and core operating deposits. Earnings depend mainly on the spread between loan yields and funding costs, deposit stability, and borrower credit quality; commercial real estate remains a material balance-sheet concentration under federal and Maryland banking oversight.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Apr 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $19 | Target: $29 |
| Apr 14, 2026 | Raymond James | Target | Target: — | Target: $32 |
| Jan 27, 2026 | UBS | Target | Target: — | Target: $25 |
| Oct 27, 2025 | Piper Sandler | Reiterate | Rating: —Target: $27 | Target: $19 |
| Jun 10, 2025 | Janney Montgomery Scott | Upgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $13.4M · Total debt $211.7M · Total assets $9.66B · Shareholders' equity $1.15B
- Revenue
- $137.3M
- Operating income
- $7.6M
- Net income
- $6.9M
HistoryDividendAnnual yield
| Institutions | 80.51% | 24.54M shares | |
|---|---|---|---|
| 203 holders · as of Jun 30, 2026 | |||
| Insiders | 8.56% | 2.61M shares | |
| 20 holders · as of Aug 12, 2026 | |||
| Other | 10.93% | 3.33M shares | |
| remainder | |||
30.48M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 13.76% | 4.20M | as of Jun 30, 2026 |
North Reef Capital Management LPInstitution | 5.62% | 1.71M | as of Jun 30, 2026 |
T. Rowe Price Investment Management, Inc.Institution | 5.54% | 1.69M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.13% | 1.56M | as of Jun 30, 2026 |
Lehman Kenneth R.Insider | 5.04% | 1.54M | filed Jun 27, 2025 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Nov 19, 2025 | Louis P. Jr. Mathews | director | +1,500 | $16.84 |
| Nov 21, 2025 | Louis P. Jr. Mathews | director | +1,500 | $17.20 |
| Nov 14, 2025 | Eric R. Newell | officer: Senior EVP, CFO | +3,050 | $16.55 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Eagle Bancorp | $28.03 | +0.04% | $854.5M | — | 14.9 | 1.4 | −1.5% |
| Atlantic Union Bankshares | $38.56 | −0.26% | $5.49B | 11.5 | 9.9 | 2.5 | −3.5% |
| United Bankshares | $46.40 | −0.28% | $6.41B | 12.7 | 12.4 | 3.6 | +6.0% |
| PNC Financial Services Group | $225.87 | −0.92% | $90.96B | 12.5 | 11.1 | 2.6 | +21.4% |
| Truist Financial | $47.57 | −1.04% | $59.89B | 11.4 | 10.1 | 2.0 | +6.5% |
| M&T Bank | $220.91 | −1.12% | $32.38B | 11.8 | 11.1 | 2.6 | +5.7% |
| Burke & Herbert Financial Services | $69.38 | −0.10% | $1.40B | 11.1 | 8.2 | 3.2 | +24.6% |
| Capital Bancorp | $35.76 | −0.53% | $585.6M | 10.6 | 9.6 | 2.0 | +9.2% |
| Median | 11.5 | 10.1 | 2.6 | +6.5% |