AUB · NYSE · Banks - Regional

Atlantic Union Bankshares (AUB)

Commercial and consumer bank spanning the lower Mid-Atlantic with nationwide equipment finance.

$38.74
After hours+0.06 (+0.16%)
At close$38.68(−0.55%)
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Atlantic Union Bankshares CorporationAUB
Financial sector

Provides commercial and consumer banking through Atlantic Union Bank, earning interest on loans and securities and fees from treasury management, capital markets, equipment finance, and wealth services. Its branch footprint spans Virginia, Maryland, Washington, D.C., and North Carolina, with customer deposits providing its main funding base.

Operates Atlantic Union Bank through Wholesale Banking and Consumer Banking. Wholesale Banking provides commercial loans and leases, deposits, treasury management, capital-markets services, nationwide equipment finance, and wealth management; Consumer Banking serves households and small businesses with deposits, loans, mortgages, and branch and digital banking.

Concentrates its branch network in Virginia, Maryland, Washington, D.C., and North Carolina, while wholesale customers extend into South Carolina and equipment finance reaches nationwide. The franchise now includes the fully integrated Sandy Spring network and uses relationship bankers alongside digital channels. Earnings center on interest from loans and securities, funded mainly by customer deposits, plus service and advisory fees. Results remain tied to deposit costs and retention, interest-rate spreads, borrower credit quality, and bank regulation.

Company facts

CEOJohn C. Asbury
ListedOct 6, 1993
ExchangeNYSE
HeadquartersGlen Allen, VA
CountryUnited States
Employees3,064
CIK0000883948
ISINUS04911A1079

Market cap$5.52B
EPS (ttm)$3.35
P/E (ttm)11.61
ROE9.7%
P/B1.07
P/S2.50
Dividend yieldDiv yield3.81%
Beta0.87vs XLF 1.07

Price target$48.00+23.6%Average of 18 analysts
ConsensusBuy11 of 18 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Sep 8, 2026Morgan StanleyReiterate
Rating: Target: $44
Rating: ReduceTarget: $49
Jul 22, 2026Piper SandlerReiterate
Rating: Target: $46
Rating: OverweightTarget: $47
Jun 11, 2026Piper SandlerReiterate
Rating: Target: $47.50
Rating: OverweightTarget: $46
Feb 5, 2026Piper SandlerReiterate
Rating: Target: $38
Rating: OverweightTarget: $47.50
Jan 26, 2026StephensTarget
Target: $46
Target: $45

Next report
Oct 22, 26
in 30 days
EPS estimate
$0.96
Revenue estimate
$392.9M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.67$0.57$0.95$0.84$0.97$0.89$0.94Pending
Estimate$0.78$0.69$0.80$0.84$0.86$0.88$0.92$0.96
Surprise−14.1%−17.4%+18.7%−0.4%+12.8%+1.1%+2.3%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$222.5M$212.1M$401.6M$354.7M$391.3M$371.7M$387.6MPending
Estimate$219.2M$221.3M$374.3M$379.1M$379.0M$382.0M$389.1M$392.9M
Surprise+1.5%−4.2%+7.3%−6.4%+3.3%−2.7%−0.4%
Estimate$0.96
ReportedDue Oct 22, 2026
Estimate$392.9M
ReportedDue Oct 22, 2026
View details

Debt to equity33.50%
Current ratio3.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$357.4M$358.5M$333.8M$590.6M$553.3M$556.6M$523.7M$577.1M
Net income$76.4M$57.8M$49.8M$19.8M$92.1M$112.0M$122.2M$161.0M
Net margin21.4%16.1%14.9%3.4%16.7%20.1%23.3%27.9%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$92.0M$71.3M$61.5M$17.5M$116.3M$141.7M$154.6M$204.5M
YoY growth+40.4%+6.6%+2.7%−52.2%+26.3%+98.7%+151.4%+1,069.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $990.3M · Total debt $1.73B · Total assets $38.10B · Shareholders' equity $5.15B

Revenue
$577.1M
Operating income
$204.5M
Net income
$161.0M
View details

Dividend yield
3.81%
Next ex-date
Nov 7, 26
estimated · in 46 days
Annual dividend
$1.48
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.34$0.34$0.34$0.34$0.37$0.37$0.37$0.37
Annual yield3.12%3.52%4.65%4.35%4.28%3.53%3.86%3.54%
Ex-dateNov 8Feb 14May 23Aug 4Nov 14Feb 13May 22Aug 7
Payment dateNov 22Feb 28Jun 6Aug 18Nov 28Feb 27Jun 5Aug 21
View details

Institutions87.96%125.63M shares
458 holders · as of Jun 30, 2026
Insiders0.93%1.33M shares
27 holders · as of Jul 2, 2026
Other11.11%15.86M shares
remainder

142.81M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.62%20.88Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
6.22%8.88Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.39%7.70Mas of Jun 30, 2026
State Street CorpInstitution
5.35%7.63Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.51%6.44Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Apr 20, 2026Nancy H. Ageedirector+650$39.05
View details

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CompareAfter hours

CompanyPriceChange
Atlantic Union Bankshares$38.74+0.16%$5.52B11.610.02.5−3.5%
Truist Financial$48.03−0.06%$61.05B11.610.22.0+6.5%
PNC Financial Services Group$227.97+0.00%$93.07B12.811.22.6+21.4%
M&T Bank$223.42−0.03%$32.89B12.011.22.6+5.7%
United Bankshares$46.53−0.02%$6.44B12.812.43.6+6.0%
TowneBank$36.36−0.04%$3.38B10.311.02.6+18.5%
Fulton Financial$23.03+0.02%$4.45B11.110.42.3+13.5%
Pinnacle Financial Partners$94.80+0.18%$14.57B11.98.83.0+145.2%
Median11.911.02.6+13.5%