JMSB · NASDAQ · Banks - Regional

John Marshall Bancorp (JMSB)

Operates John Marshall Bank for relationship-led commercial banking around Washington, D.C.

$22.98
vs last close−0.28 (−1.20%)
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John Marshall Bancorp, Inc.JMSB
Financial sector

Operates John Marshall Bank, serving businesses, nonprofits, professionals, and individuals with deposits, treasury services, loans, and digital banking across the Washington, D.C. region. The business runs as a single Bank segment and depends on local deposit relationships, credit demand, spread income, and service-based competition.

Operates John Marshall Bank, a Virginia-chartered commercial bank serving businesses, nonprofits, professionals, and individuals. Core products include commercial deposits, treasury and cash management, commercial and industrial lending, commercial real estate loans, construction and development loans, SBA lending, mortgages, and online and mobile banking.

The footprint is concentrated in the Washington, D.C. region, including Northern Virginia, Montgomery County, Maryland, and the District of Columbia. The company reports a single operating segment, the Bank.

The operating model is relationship-led, with local market executives and niche relationship managers for sectors such as government contractors, schools, health services, nonprofits, professional services, property managers, and title companies.

Earnings depend mainly on spread income and local credit and deposit relationships. Competition comes from banks, credit unions, fintech lenders, mortgage firms, brokerages, insurers, funds, and larger regional or national financial institutions.

Company facts

CEOChristopher W. Bergstrom
ListedApr 27, 2022
ExchangeNASDAQ
HeadquartersReston, VA
CountryUnited States
Employees140
CIK0001710482
ISINUS47805L1017

Market cap$328.3M
EPS (ttm)$1.73
P/E (ttm)13.45
ROE9.1%
P/B1.20
P/S2.75
Dividend yieldDiv yield0.82%
Beta0.24vs XLF 0.82

No analyst consensus on record.

Next report
Nov 4, 26
estimated · in 42 days
EPS estimate
$0.50
Revenue estimate
$18.6M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Mar '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Nov '26
Reported$0.34$0.34$0.36$0.38$0.42$0.43$0.50Pending
Estimate$0.34$0.37$0.39$0.40$0.44$0.50
Surprise+5.9%+2.7%+7.7%+7.5%+14.9%

RevenueReportedEstimate

Mar '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Nov '26
Reported$28.3M$27.8M$15.4M$16.3M$16.3M$16.8M$18.8MPending
Estimate$15.5M$16.4M$16.5M$16.5M$17.4M$18.6M
Surprise−0.5%−1.2%−1.1%+1.9%+7.9%
Estimate$0.50
ReportedDue Nov 4, 2026
Estimate$18.6M
ReportedDue Nov 4, 2026
View details

Debt to equity45.70%
Current ratio31.20%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$29.0M$28.3M$27.8M$28.4M$29.6M$29.6M$29.1M$31.2M
Net income$4.2M$4.8M$4.8M$5.1M$5.4M$5.9M$6.1M$7.0M
Net margin14.6%16.9%17.3%18.0%18.3%20.0%21.0%22.5%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$5.3M$6.1M$6.2M$6.6M$6.9M$7.8M$7.6M$9.0M
YoY growthTurned profit+3.8%+14.2%+31.2%+28.5%+27.0%+22.3%+37.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $6.5M · Total debt $125.2M · Total assets $2.40B · Shareholders' equity $273.6M

Revenue
$31.2M
Operating income
$9.0M
Net income
$7.0M
View details

Dividend yield
0.82%
Next ex-date
Feb 5, 27
estimated · in 135 days
Annual dividend
$0.19
per share
Schedule
Semi-annual
2 payments a year

HistoryDividendAnnual yield

Jun '23Jun '24Jun '25Feb '26May '26Aug '26
Dividend$0.22$0.25$0.30$0.09$0.09$0.10
Annual yield1.05%1.43%1.61%1.91%0.87%2.44%
Ex-dateJun 26Jun 28Jun 27Feb 11May 13Aug 5
Payment dateJul 6Jul 8Jul 7Mar 4Jun 3Aug 26
View details

Institutions49.62%7.00M shares
95 holders · as of Jun 30, 2026
Insiders9.98%1.41M shares
12 holders · as of Aug 28, 2026
Strategic holders6.24%880.1K shares
1 holder · as of Jan 29, 2024
Other34.16%4.82M shares
remainder

14.11M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
T. Rowe Price Investment Management, Inc.Institution
13.93%1.97Mas of Jun 30, 2026
BlackRock, Inc.Institution
6.98%984,411as of Jun 30, 2026
BlackRock, Inc.Strategic
6.24%880,055filed Jan 29, 2024
Jonathan Craig KinneyInsiderdirector
4.32%609,927filed Aug 28, 2026
Vanguard Capital Management LLCInstitution
3.79%534,570as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 26, 2026Philip Chasedirector+133$22.96
Aug 26, 2026Jonathan Craig Kinneydirector+2,357$22.92
Jun 3, 2026Jonathan Craig Kinneydirector+2,300$21.03
Jun 3, 2026Oscar Leland Mahandirector+179$21.03
Dec 5, 2025Jonathan Craig Kinneydirector+500$19.63
View details

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