PCB (PCB)
Runs PCB Bank for Korean-American and minority business-banking communities.
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Operates through PCB Bank, offering loans, deposits, and banking services to small and middle-market businesses and individuals. The branch-led model is rooted in Korean-American communities, with California as the core market and branches extending into the East Coast, Texas, and Georgia.
Operates as a single-segment bank holding company through PCB Bank, with lending, deposits, online and mobile banking, and business services for small and middle-market customers. Loan categories include commercial real estate, commercial and industrial, residential mortgage, and other consumer lending.
Keeps its operating center in Los Angeles and California markets with Korean-American customer concentration, while branch operations also reach New York, New Jersey, Texas, and Georgia. Relationship banking and local community ties are part of the bank's stated model.
Depends on branch-led deposit gathering, organic loan and deposit growth, and expansion in Korean-American and other minority communities. Competition comes from Korean-American community banks, larger commercial banks, credit unions, mortgage companies, brokerage firms, marketplace finance platforms, and other alternatives.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Apr 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $24 | Target: $26 |
| Oct 27, 2025 | Piper Sandler | Reiterate | Rating: —Target: $21 | Target: $24 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $30.9M · Total debt $107.7M · Total assets $3.47B · Shareholders' equity $400.5M
- Revenue
- $53.2M
- Operating income
- $14.7M
- Net income
- $10.5M
HistoryDividendAnnual yield
| Institutions | ≈ 42.40% | 5.95M shares | |
|---|---|---|---|
| 111 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 24.18% | 3.40M shares | |
| 8 holders · as of Aug 28, 2026 | |||
| Strategic holders | 5.51% | 773.9K shares | |
| 1 holder · as of Feb 3, 2023 | |||
| Other | ≈ 27.91% | 3.92M shares | |
| remainder | |||
14.04M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Sang Young Lee1Insiderdirector, 10 percent owner | 14.41% | 1.52M | filed Mar 6, 2026 |
BlackRock, Inc.Institution | 6.16% | 865,199 | as of Jun 30, 2026 |
BlackRock, Inc.Strategic | 5.51% | 773,946 | filed Feb 3, 2023 |
Don Rhee2Insiderdirector | 5.45% | 722,479 | filed Aug 1, 2025 |
Dimensional Fund Advisors LPInstitution | 4.53% | 636,528 | as of Jun 30, 2026 |
- Sang Young Lee's transaction reports restate only vehicles that traded; the 2018 ownership statement (1.52M) plus the 506.8K net shares acquired since is used instead.
- Don Rhee's transaction reports restate only vehicles that traded; the 2023 ownership statement (722.5K) plus the 43.1K net shares acquired since is used instead.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Mar 5, 2026 | Sang Young Lee | director, 10 percent owner: | +7,500 | $22.25 |
| Mar 6, 2026 | Sang Young Lee | director, 10 percent owner: | +1,090 | $21.75 |
| Mar 3, 2026 | Sang Young Lee | director, 10 percent owner: | +92 | $22.00 |
| Mar 4, 2026 | Sang Young Lee | director, 10 percent owner: | +2,000 | $22.75 |
| Feb 27, 2026 | Sang Young Lee | director, 10 percent owner: | +3,027 | $22.43 |
- Bank of Hope
Largest Korean-American-rooted bank across overlapping PCB markets
- Hanmi Financial
Direct Korean-American peer in CRE, SBA, trade finance, and deposits
- OP Bancorp
Smaller Los Angeles Korean-American bank with branch and SBA overlap
- Preferred Bank
Los Angeles commercial bank with adjacent Asian-American market overlap
- Cathay General Bancorp
Large Chinese-American-rooted bank overlapping in CA, NY, TX, WA, and NJ
- East West Bancorp
Scaled Asian-American commercial bank with cross-border banking overlap
- Banc of California
Broader California business bank competing for loans and deposits
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| PCB | $27.66 | +0.11% | $393.2M | 9.6 | 9.4 | 1.8 | +4.8% |
| Bank of Hope | $13.78 | −0.04% | $1.77B | 13.8 | 10.6 | 1.7 | +56.3% |
| Hanmi Financial | $31.98 | 0.00% | $959.1M | 10.8 | 9.8 | 2.5 | +10.1% |
| OP Bancorp | $15.37 | 0.00% | $227.7M | 7.9 | 7.6 | 1.3 | +8.6% |
| Preferred Bank | $106.29 | −0.06% | $1.26B | 9.7 | 9.9 | 2.5 | +4.0% |
| Cathay General Bancorp | $60.70 | −0.05% | $4.12B | 12.0 | 10.6 | 3.0 | +12.5% |
| East West Bancorp | $125.54 | −0.02% | $17.50B | 12.3 | 11.5 | 3.7 | +12.5% |
| Banc of California | $18.19 | +0.48% | $2.81B | — | 9.5 | 1.6 | +4.7% |
| Median | 11.4 | 9.9 | 2.5 | +10.1% |