PicS (PICS)
Combines payments, consumer banking, merchant services, and ecosystem products in Brazil.
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Built from a digital wallet, the platform provides payments, banking, credit distribution, insurance and investment distribution for consumers and small businesses in Brazil. Consumer Banking anchors four reportable business lines, alongside SMB, Audiences and Ecosystem Integration, and Institutional activities.
Built from a digital wallet, the platform handles Pix, person-to-person transfers, bill payments, card-funded transactions, lending, and distribution of third-party credit, insurance, and investments for consumers in Brazil. Its consumer offering also includes everyday experiences.
Small and Medium-Sized Businesses earns from accepting PicPay payments and corporate-benefit-card interchange. Audiences and Ecosystem Integration includes PicPay Ads and other engagement products that use the consumer and merchant base.
Institutional covers corporate funding, liquidity, financial-investment, and capital-allocation activities. Credit is a major growth driver, while the planned acquisition of insurance distributor Kovr remains subject to regulatory approval.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 26, 2026 | Mizuho Securities | Target | Target: $18 | Target: $16 |
| Aug 25, 2026 | RBC Capital | Reiterate | Rating: —Target: $18 | Target: $16 |
| Jun 3, 2026 | Mizuho Securities | Target | Target: $30 | Target: $18 |
| Jun 3, 2026 | RBC Capital | Reiterate | Rating: —Target: $20 | Target: $18 |
| Jun 3, 2026 | Wolfe Research | Target | Target: — | Target: $15 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.06B · Total debt $7.02B · Total assets $10.21B · Shareholders' equity $1.23B
- Revenue
- $808.0M
- Operating income
- $370.4M
- Net income
- $52.7M
Reported in BRL, converted at the latest exchange rate
No dividends on record.
| Institutions | 9.11% | 11.80M shares | |
|---|---|---|---|
| 38 holders · as of Jun 30, 2026 | |||
| Insiders | 78.87% | 102.20M shares | |
| 5 holders · as of Jun 12, 2026 | |||
| Other | 12.02% | 15.58M shares | |
| remainder | |||
129.59M company shares as of Sep 14, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Wesley Mendonca BatistaInsider | 74.54% | 96.59M | filed May 15, 2026 |
Costa Jose Antonio BatistaInsiderdirector | 3.37% | 4.37M | filed Jun 12, 2026 |
Goldman Sachs Group IncInstitution | 2.43% | 3.15M | as of Jun 30, 2026 |
FIL LtdInstitution | 1.34% | 1.73M | as of Jun 30, 2026 |
Samlyn Capital, LLCInstitution | 1.13% | 1.46M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 10, 2026 | Costa Jose Antonio Batista | director | +18,500 | $9.47 |
| Jun 11, 2026 | Cazotto Andre Augusto | officer: IR, Strategy and M&A Officer | +49,500 | $9.41 |
| Jun 8, 2026 | Costa Jose Antonio Batista | director | +21,130 | $9.42 |
| Jun 9, 2026 | Costa Jose Antonio Batista | director | +20,800 | $9.73 |
| Jun 5, 2026 | William Rodney Pruett | director | +25,000 | $9.10 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| PicS | $9.56 | 0.00% | $1.26B | 4.3 | 20.7 | 0.5 | — |
| Nu | $14.15 | −0.14% | $68.09B | 19.0 | 14.1 | 3.5 | +66.0% |
| MercadoLibre | $1,826.50 | −0.08% | $92.29B | 49.5 | 42.4 | 2.6 | +50.2% |
| PagSeguro Digital | $9.38 | −0.16% | $2.74B | 6.4 | 6.6 | 0.7 | +8.8% |
| Inter & Co | $5.54 | 0.00% | $2.46B | 8.2 | 8.2 | 0.8 | −18.0% |
| StoneCo | $9.86 | 0.00% | $2.36B | 3.8 | 5.7 | 0.9 | +14.3% |
| Itaú Unibanco (ADR) | $8.43 | 0.00% | $93.13B | 10.6 | 11.0 | 1.2 | −51.6% |
| Median | 9.4 | 9.6 | 1.1 | +11.5% |