QCRH · NASDAQ · Banks - Regional

QCR (QCRH)

Operates locally branded banks across Iowa, Illinois, and Missouri.

$99.60
vs last close+0.05 (+0.05%)
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QCR Holdings, Inc.QCRH
Financial sector

Runs four locally branded community-bank subsidiaries across Iowa, Illinois, and Missouri. Deposits fund loans, leases, and securities, while trust, advisory, mortgage, equipment-finance, loan-sale, and capital-markets income add fee-based revenue.

Through QCBT, CRBT, CSB, and GB, serves community-banking markets in the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny, Springfield, and Joplin. Each bank keeps a local brand while the holding company provides centralized support.

Revenue comes mainly from deposits funding loans, leases, and securities, with added trust, advisory, mortgage, equipment-finance, government-guaranteed loan-sale, and capital-markets income. QCBT also houses m2 Equipment Finance.

Execution depends on relationship banking in concentrated Midwest markets, disciplined credit and deposit gathering, and compliance with Federal Reserve, state banking, FDIC, capital, liquidity, BSA/AML, cannabis-banking, and commercial-real-estate rules.

Company facts

CEOTodd A. Gipple
ListedOct 6, 1993
ExchangeNASDAQ
HeadquartersMoline, IL
CountryUnited States
Employees1,004
CIK0000906465
ISINUS74727A1043

Market cap$1.64B
EPS (ttm)$8.49
P/E (ttm)11.73
ROE12.7%
P/B1.43
P/S2.66
Dividend yieldDiv yield0.41%
Beta0.59vs XLF 0.93

Price target$105.00+5.5%Average of 8 analysts
ConsensusBuy7 of 8 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 27, 2026DA DavidsonReiterate
Rating: Target: $83
Rating: NeutralTarget: $105
Jul 27, 2026Piper SandlerReiterate
Rating: Target: $107
Rating: OverweightTarget: $123
Apr 27, 2026Raymond JamesTarget
Target: $103
Target: $99
Apr 27, 2026Piper SandlerReiterate
Rating: Target: $108
Rating: OverweightTarget: $107
Jan 30, 2026Raymond JamesTarget
Target: $88
Target: $103

Next report
Oct 28, 26
in 36 days
EPS estimate
$2.09
Revenue estimate
$109.0M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.93$1.53$1.73$2.17$2.21$1.99$2.19Pending
Estimate$1.74$1.52$1.63$1.73$1.96$1.78$1.91$2.09
Surprise+10.9%+0.7%+6.1%+25.4%+12.8%+11.8%+14.7%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$89.0M$74.6M$81.8M$99.1M$107.0M$90.4M$97.3MPending
Estimate$100.0M$97.2M$99.0M$104.5M$106.9M$104.1M$104.1M$109.0M
Surprise−11.0%−23.2%−17.4%−5.2%+0.1%−13.1%−6.5%
Estimate$2.09
ReportedDue Oct 28, 2026
Estimate$109.0M
ReportedDue Oct 28, 2026
View details

Debt to equity35.00%
Current ratio1,250.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$149.9M$149.4M$131.3M$140.0M$159.3M$166.2M$143.0M$150.5M
Net income$27.8M$30.2M$25.8M$29.0M$36.7M$35.7M$33.4M$36.3M
Net margin18.5%20.2%19.6%20.7%23.0%21.5%23.3%24.1%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$29.8M$33.2M$26.1M$30.6M$40.6M$38.7M$35.8M$40.6M
YoY growth+10.6%−11.1%−6.4%−3.5%+36.0%+16.5%+37.2%+32.7%

Balance sheet, Jun 30, 2026Cash & short-term investments $111.3M · Total debt $402.3M · Total assets $9.52B · Shareholders' equity $1.15B

Revenue
$150.5M
Operating income
$40.6M
Net income
$36.3M
View details

Dividend yield
0.41%
Next ex-date
Dec 18, 26
estimated · in 87 days
Annual dividend
$0.41
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.06$0.06$0.06$0.06$0.06$0.10$0.10$0.15
Annual yield0.27%0.32%0.37%0.30%0.28%0.34%0.34%0.41%
Ex-dateDec 13Mar 19Jun 18Sep 18Dec 23Mar 19Jun 18Sep 18
Payment dateJan 3Apr 3Jul 3Oct 3Jan 7Apr 3Jul 3Oct 5
View details

Institutions≈ 77.26%12.75M shares
222 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders2.09%345.5K shares
22 holders · as of Aug 5, 2026
Other≈ 20.65%3.41M shares
remainder

16.51M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
9.05%1.49Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.73%945,891as of Jun 30, 2026
FMR LLCInstitution
5.55%915,872as of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.31%710,757as of Jun 30, 2026
State Street CorpInstitution
3.43%565,893as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jun 9, 2026Laura L. Ekizianofficer: President & CEO, QCBT−750$94.96
Jun 2, 2026Amy L. Reasnerdirector+60$90.25
May 12, 2025James D. Kleinofficer: President, CRBT−428$60.74
Apr 30, 2026James D. Kleinofficer: President, CRBT−310$91.00
Apr 23, 2026Amy L. Reasnerdirector+100$88.35
View details

  • U.S. Bancorp

    Large multi-market bank rival across deposits, lending, and treasury

  • Commerce Bancshares

    Missouri-centered regional bank across commercial, retail, and wealth

  • Great Southern Bancorp

    Springfield-based community-bank rival with Missouri and Iowa overlap

  • First Busey

    Illinois and Missouri community-bank peer with wealth depth

  • UMB Financial

    Larger Missouri regional bank with added Iowa and Illinois footprint

  • Wells Fargo

    National bank alternative in deposits, mortgages, and commercial banking

  • West Bancorporation

    Des Moines community-bank peer focused on lending, deposits, and trust

  • Nicolet Bankshares

    Upper Midwest community-bank peer with acquired Iowa footprint

Compare

CompanyPriceChange
QCR$99.60+0.05%$1.64B11.711.72.7+19.0%
U.S. Bancorp$59.22−2.03%$94.15B12.110.92.2+10.6%
Commerce Bancshares$55.94−1.07%$8.24B13.812.83.8+11.9%
Great Southern Bancorp$78.37−0.22%$855.7M13.114.22.7−3.9%
First Busey$29.80−0.55%$2.53B10.811.22.7−1.9%
UMB Financial$134.01+0.36%$10.14B11.110.12.2+22.9%
Wells Fargo$83.43−3.60%$261.71B12.511.12.0+8.6%
West Bancorporation$29.19−0.10%$498.0M13.010.92.5+19.3%
Nicolet Bankshares$164.85−0.55%$2.86B18.412.85.5+227.9%
Median12.811.22.6+11.2%