SBSI · NASDAQ · Banks - Regional

Southside Bancshares (SBSI)

Combines commercial and consumer banking with trust and wealth-management services across Texas.

$31.17
After hours−0.03 (−0.10%)
At close$31.20(−1.02%)
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Southside Bancshares, Inc.SBSI
Financial sector

Provides loans and deposit accounts to Texas households, businesses, municipalities and nonprofits, alongside trust, wealth-management and brokerage services. Operations are concentrated in East and Southeast Texas and the Dallas–Fort Worth, Austin and Houston markets.

Extends consumer and commercial loans and provides deposit accounts through Southside Bank across Texas. Southside Bank was formed in Tyler in 1960. Fee-based offerings add trust and wealth-management services, investment management, brokerage, custody, safe-deposit services, retirement and employee-benefit accounts, and estate administration for individuals, businesses, municipal entities and nonprofit organizations.

Operations are concentrated in East and Southeast Texas, the Dallas–Fort Worth area, Austin and Houston, with a branch network that includes grocery-store locations. Management reports the company as one segment; deposits, lending, and fee-generating trust and wealth operations form its core business dependencies.

Company facts

CEOKeith Donahoe
ListedMay 13, 1998
ExchangeNASDAQ
HeadquartersTyler, TX
CountryUnited States
Employees781
CIK0000705432
ISINUS84470P1093

Market cap$937.8M
EPS (ttm)$2.54
P/E (ttm)12.41
ROE8.9%
P/B1.06
P/S2.05
Dividend yieldDiv yield4.60%
Beta0.55vs XLF 0.79

Price target$35.00+11.7%Average of 8 analysts
ConsensusHold8 of 8 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 27, 2026StephensTarget
Target:
Target: $37
Jul 27, 2026Piper SandlerReiterate
Rating: Target: $35
Rating: NeutralTarget: $33
Jun 24, 2026BenchmarkInitiate
Rating:
Rating: Hold
Apr 15, 2026Piper SandlerTarget
Target:
Target: $35

Next report
Oct 23, 26
in 31 days
EPS estimate
$0.77
Revenue estimate
$72.7M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.72$0.71$0.72$0.80$0.70$0.78$0.90Pending
Estimate$0.71$0.67$0.69$0.72$0.80$0.76$0.86$0.77
Surprise+1.4%+6.0%+4.3%+11.1%−12.5%+2.6%+4.7%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$67.1M$63.7M$66.0M$72.3M$72.0M$72.1M$72.8MPending
Estimate$67.2M$68.3M$69.5M$71.7M$71.7M$70.9M$75.0M$72.7M
Surprise−0.2%−6.8%−5.0%+0.9%+0.4%+1.7%−3.0%
Estimate$0.77
ReportedDue Oct 23, 2026
Estimate$72.7M
ReportedDue Oct 23, 2026
View details

Debt to equity185.60%
Current ratio26.50%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$113.5M$115.1M$110.1M$110.3M$118.5M$107.9M$113.3M$117.9M
Net income$20.5M$21.8M$21.5M$21.8M$4.9M$21.0M$23.3M$26.8M
Net margin18.1%18.9%19.5%19.8%4.1%19.4%20.5%22.8%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$24.9M$26.4M$26.2M$26.5M$5.1M$24.8M$28.3M$32.7M
YoY growth+15.5%+35.5%+0.4%−11.2%−79.5%−6.3%+7.9%+23.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $1.97B · Total debt $1.64B · Total assets $8.76B · Shareholders' equity $882.5M

Revenue
$117.9M
Operating income
$32.7M
Net income
$26.8M
View details

Dividend yield
4.60%
Next ex-date
Nov 20, 26
estimated · in 59 days
Annual dividend
$1.45
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.36$0.36$0.36$0.36$0.36$0.36$0.36$0.37
Annual yield4.12%4.68%5.12%4.85%5.09%4.43%4.49%4.54%
Ex-dateNov 21Feb 20May 22Aug 21Nov 20Feb 19May 18Aug 20
Payment dateDec 6Mar 6Jun 5Sep 4Dec 4Mar 5Jun 1Sep 3
View details

Institutions≈ 58.24%17.36M shares
198 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders3.36%1.00M shares
30 holders · as of Sep 11, 2026
Other≈ 38.40%11.45M shares
remainder

29.81M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.33%4.27Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
4.72%1.41Mas of Jun 30, 2026
State Street CorpInstitution
4.46%1.33Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.19%1.25Mas of Jun 30, 2026
Geode Capital Management, LLCInstitution
2.48%737,957as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 11, 2026John Mitchell Jr. Craddockofficer: Chief Operating Officer−415$32.01
Jun 9, 2026John Mitchell Jr. Craddockofficer: Chief Operating Officer−486$33.38
Feb 3, 2026Kirk A. Calhoundirector+300$33.15
Dec 4, 2025Herbert C. Buiedirector+1,807$30.68
View details

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CompareAfter hours

CompanyPriceChange
Southside Bancshares$31.17−0.10%$937.8M12.49.92.0+10.2%
Prosperity Bancshares$68.86−0.05%$8.40B12.110.34.7+25.9%
Cullen/Frost Bankers$156.15+0.05%$9.87B15.013.73.7+9.4%
Texas Capital$94.550.00%$4.13B12.512.32.1+9.1%
Hilltop$38.38−0.03%$2.22B14.416.61.4+4.1%
First Financial Bankshares$32.31−0.03%$4.69B17.515.35.4+10.3%
BOK Financial$131.05−0.02%$8.09B12.512.62.4+4.8%
Median13.413.23.1+9.3%