Shore Bancshares (SHBI)
Operates Shore United Bank across Maryland, Delaware and Virginia.
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Runs a community-banking platform through Shore United Bank, with commercial and consumer banking, mortgage lending, treasury services, trust, wealth management and financial planning. Revenue is tied mainly to banking spread income, with a Mid-Atlantic footprint shaped by recent bank mergers.
Provides commercial banking, consumer banking, secondary mortgage lending, treasury services, trust, wealth management and financial planning through Shore United Bank. Commercial customers use deposit accounts, lending, sweep accounts and treasury-management tools; households use checking, savings, mortgage, card and digital banking products.
Serves communities in Maryland, Delaware and Virginia from an Easton, Maryland base. The footprint was widened by predecessor-bank consolidation and recent mergers, while the company reports one banking segment rather than separate product segments.
Execution centers on relationship banking, loan origination, deposits, treasury services and fee-based trust or investment services. The business depends on local and regional competition for deposits, loan demand, interest-rate spreads, credit quality and bank regulation.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $24 | Target: $26.50 |
| Jun 26, 2026 | Piper Sandler | Reiterate | Rating: —Target: $22 | Target: $24 |
| May 4, 2026 | Piper Sandler | Reiterate | Rating: —Target: $18.50 | Target: $22 |
| Apr 9, 2026 | Keefe, Bruyette & Woods | Downgrade | ||
| Nov 19, 2025 | Hovde Group | Target | Target: — | Target: $19 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $935.5M · Total debt $99.4M · Total assets $6.15B · Shareholders' equity $616.1M
- Revenue
- $86.8M
- Operating income
- $25.2M
- Net income
- $18.9M
HistoryDividendAnnual yield
| Institutions | ≈ 68.20% | 22.76M shares | |
|---|---|---|---|
| 178 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 5.53% | 1.85M shares | |
| 28 holders · as of Aug 25, 2026 | |||
| Other | ≈ 26.27% | 8.77M shares | |
| remainder | |||
33.37M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 9.63% | 3.22M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.32% | 1.77M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.03% | 1.35M | as of Jun 30, 2026 |
American Century Companies IncInstitution | 3.28% | 1.10M | as of Jun 30, 2026 |
State Street CorpInstitution | 3.08% | 1.03M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 3, 2026 | John Lamon | director | +300 | $24.57 |
| May 26, 2026 | Michael Brian Adams | director | +175 | $20.29 |
| Mar 2, 2026 | A. Joseph Jr Slater | director | −1,802 | $18.78 |
| Feb 5, 2026 | William E. III Esham | director | +5,000 | $19.99 |
| Nov 26, 2025 | Dawn M. Willey | director | +1,000 | $17.67 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Shore Bancshares | $22.95 | −0.22% | $769.5M | 11.6 | 10.5 | 2.2 | +9.2% |
| Atlantic Union Bankshares | $38.58 | −0.21% | $5.49B | 11.5 | 9.9 | 2.5 | −3.5% |
| Fulton Financial | $22.96 | −0.28% | $4.40B | 11.0 | 10.4 | 2.3 | +13.5% |
| WSFS Bank | $77.06 | +0.22% | $4.00B | 12.9 | 11.7 | 2.9 | +5.6% |
| Burke & Herbert Financial Services | $69.27 | −0.25% | $1.40B | 11.1 | 8.2 | 3.2 | +24.6% |
| Eagle Bancorp | $28.09 | +0.23% | $854.5M | — | 14.9 | 1.4 | −1.5% |
| Primis Financial | $15.61 | −1.25% | $393.3M | 7.3 | 9.0 | 1.3 | +44.2% |
| TowneBank | $36.31 | −0.15% | $3.35B | 10.2 | 10.9 | 2.6 | +18.5% |
| Median | 11.1 | 10.4 | 2.5 | +13.5% |