Univest Financial (UVSP)
Provides community banking, wealth management and insurance across Mid-Atlantic markets.
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Runs a regional financial-services model anchored in banking, with wealth management and insurance adding fee-oriented lines. The franchise is concentrated in Pennsylvania-led Mid-Atlantic markets and depends on community relationships, deposit funding, credit quality and bank regulation.
Operates a regional financial-services franchise built around Banking, Wealth Management and Insurance. Banking covers deposits, lending, mortgage banking, treasury management and equipment lease financing for individuals, businesses, municipalities and nonprofit organizations.
Serves primarily Mid-Atlantic markets from a Pennsylvania base, with acquisitions and branch optimization shaping a broader but still regional footprint. Wealth services run through the Girard units, while Univest Insurance adds brokerage lines for commercial, benefits, personal and human-resources needs.
The model works through local relationships, cross-selling across banking and fee businesses, and disciplined operations across branch, digital and phone channels. Earnings remain tied to deposit funding, loan demand, credit performance, interest-rate conditions and bank regulatory requirements.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Dec 3, 2025 | Piper Sandler | Target | Target: $24 | Target: $34 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $79.5M · Total debt $269.7M · Total assets $8.20B · Shareholders' equity $954.3M
- Revenue
- $126.2M
- Operating income
- $28.6M
- Net income
- $23.0M
HistoryDividendAnnual yield
| Institutions | ≈ 82.91% | 22.87M shares | |
|---|---|---|---|
| 225 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 1.61% | 442.9K shares | |
| 16 holders · as of Aug 24, 2026 | |||
| Other | ≈ 15.48% | 4.27M shares | |
| remainder | |||
27.58M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 12.39% | 3.42M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 6.88% | 1.90M | as of Jun 30, 2026 |
FMR LLCInstitution | 5.69% | 1.57M | as of Jun 30, 2026 |
Aberdeen Asset Management PLCInstitution | 4.98% | 1.37M | filed Feb 8, 2017 |
Standard Life Aberdeen plcInstitution | 4.63% | 1.28M | filed Feb 12, 2019 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 24, 2026 | Thomas M. Petro | director | −5,000 | $41.69 |
| Aug 13, 2026 | Michael L. Turner | director | −8,000 | $43.04 |
| Jun 8, 2026 | Jeffrey M. Schweitzer | director, officer: Chairman, President & CEO | −13,933 | $40.91 |
| Jun 8, 2026 | Brian J. Richardson | officer: Sr EVP & CFO | −2,090 | $40.90 |
| Jun 8, 2026 | Megan D. Santana | officer, other: Sr EVP & Chief Risk Officer | −2,787 | $40.83 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Univest Financial | $41.69 | −0.35% | $1.15B | 12.1 | 10.8 | 2.2 | +4.1% |
| Fulton Financial | $22.96 | −0.25% | $4.40B | 11.0 | 10.4 | 2.3 | +13.5% |
| WSFS Bank | $76.95 | +0.08% | $4.00B | 12.9 | 11.7 | 2.9 | +5.6% |
| Peapack-Gladstone Financial | $44.36 | −0.73% | $791.7M | 15.5 | 10.7 | 1.7 | +25.4% |
| OceanFirst | $17.12 | −1.44% | $1.05B | 20.5 | 8.5 | 1.5 | +36.3% |
| First Commonwealth Financial | $20.77 | +0.12% | $2.11B | 12.7 | 11.1 | 3.4 | +6.5% |
| S&T Bancorp | $49.26 | +0.02% | $1.74B | 13.2 | 12.4 | 3.1 | +5.2% |
| ACNB | $63.31 | −0.99% | $653.0M | 12.1 | 11.1 | 3.3 | −14.8% |
| Tompkins Financial | $97.65 | −0.18% | $1.41B | 8.0 | 12.2 | 2.9 | +5.4% |
| Median | 12.8 | 11.1 | 2.9 | +6.1% |