S&T Bancorp (STBA)
Runs a regional banking network built around deposits, lending, treasury, and wealth services.
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Collects local deposits and lends mainly through commercial real estate, business, residential mortgage, and home-equity products. The franchise is concentrated in Pennsylvania and Ohio, with fee income from cards, deposit services, treasury management, and wealth management.
At the center is S&T Bank, a full-service Pennsylvania-chartered bank with roots in 1902. The branch network spans Pennsylvania and Ohio, serving households, small businesses, commercial borrowers, and municipalities with deposits, loans, treasury management, cards, digital banking, and wealth services.
Revenue is driven mainly by interest earned on commercial real estate, business, residential mortgage, and home-equity loans after funding costs. Fee income comes from debit and credit cards, deposit services, treasury tools, and wealth management.
The structure depends on local deposit relationships, disciplined credit quality, property-market conditions, and bank regulation. Management reports the franchise as one Community Banking segment rather than separate product divisions.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $51 | Target: $53 |
| Jul 27, 2026 | Hovde Group | Reiterate | Rating: —Target: — | Target: $54 |
| Jun 26, 2026 | Piper Sandler | Reiterate | Rating: —Target: $40 | Target: $51 |
| Jan 26, 2026 | Janney Montgomery Scott | Upgrade | ||
| Oct 27, 2025 | Piper Sandler | Reiterate | Rating: —Target: — | Target: $40 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $217.8M · Total debt $275.3M · Total assets $9.94B · Shareholders' equity $1.40B
- Revenue
- $128.1M
- Operating income
- $30.6M
- Net income
- $36.6M
HistoryDividendAnnual yield
| Institutions | 77.97% | 27.50M shares | |
|---|---|---|---|
| 244 holders · as of Jun 30, 2026 | |||
| Insiders | 1.14% | 401.5K shares | |
| 19 holders · as of Aug 13, 2026 | |||
| Other | 20.89% | 7.37M shares | |
| remainder | |||
35.27M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.62% | 5.16M | as of Jun 30, 2026 |
The Vanguard GroupInstitution | 12.25% | 4.32M | filed Feb 10, 2022 |
Vanguard Portfolio Management LLCInstitution | 6.79% | 2.40M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 6.59% | 2.33M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.31% | 1.87M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 12, 2026 | William J. Hieb | director | −11,979 | $51.34 |
| Aug 11, 2026 | William J. Hieb | director | −5,310 | $51.24 |
| Oct 28, 2025 | Jeffrey D. Grube | director | +2,500 | $36.55 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| S&T Bancorp | $49.25 | 0.00% | $1.75B | 13.3 | 12.4 | 3.1 | +5.2% |
| First Commonwealth Financial | $20.74 | −0.02% | $2.14B | 12.9 | 11.1 | 3.4 | +6.5% |
| F.N.B. | $17.79 | +0.91% | $6.38B | 10.7 | 9.9 | 2.4 | +5.6% |
| Northwest Bancshares | $12.26 | −19.42% | $2.24B | 14.8 | 10.8 | 2.7 | +21.2% |
| WesBanco | $38.49 | 0.00% | $3.75B | 11.0 | 10.6 | 2.5 | +6.3% |
| Fulton Financial | $23.02 | −0.02% | $4.45B | 11.1 | 10.4 | 2.3 | +13.5% |
| PNC Financial Services Group | $227.94 | −0.01% | $93.07B | 12.8 | 11.2 | 2.6 | +21.4% |
| Huntington Bancshares | $15.74 | +0.35% | $32.41B | 12.0 | 9.2 | 2.2 | +47.4% |
| Median | 12.0 | 10.6 | 2.5 | +13.5% |